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For sale
  • $310,000

    9900 Thomas Dr Unit 1227, Panama City Beach, FL 32408

    1beds
    936sqft
    : 
    $3,061/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $298,800 Zestimate®
    $331/sqft
    $1,049/mo HOA

    What's special

    Exclusive beachfront accessExpansive hot tubSeparate bunk roomIn-unit laundryFully equipped kitchen
    LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach. Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
    18 days
    69
    7

    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Shoemaker 850-573-4045,

    Christies International Real Estate Emerald Coast

    Source: CPAR,MLS#: 794010MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Full Bath, Kitchen, Living Room, Other
      Bedroom
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 13 x 12
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 10 x 8
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 10.5 x 5.5
      Other
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 5.1 x 10.5
      Kitchen
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 10 x 12
      Living room
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 17 x 15
      Other
      • Description: if important buyer to verify
      • Features: Balcony
      • Level: First
      • Dimensions: 17 x 6
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Interior area
      • Total structure area: 936
      • Total interior livable area: 936 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 40000675151
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Security Gate, Security Service
      • Subdivision: Shores Of Panama Phase II
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Spa/Hot Tub
      • Services included: Association Management, Fitness Facility, Insurance, Maintenance Grounds, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $3,148 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $331/sqft
      • Tax assessed value: $322,958
      • Annual tax amount: $3,487
      • Date on market: 8/13/2026
      • Cumulative days on market: 18 days
      • Electric utility on property: Yes

        Estimated market value

        $298,800

        $284,000 - $314,000

        $2,659/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$310,000$331/sqft
        Source: CPAR #794010 Report a problem
        6/24/2026Listing removed$310,000$331/sqft
        Source: CPAR #785143 Report a problem
        2/12/2026Listed for sale$310,000$331/sqft
        Source: CPAR #785143 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,575 +5.1%$217,796 +10%
        2023$3,403 +31.1%$197,996 +10%
        2022$2,595 $179,996
        2021-- --
        2020$2,083 +3.6%$163,084 +2.3%
        2019$2,010 $159,418 +10%
        2018$2,010 +8.3%$144,925 -12.9%
        2017$1,855 -2.7%$166,388 +1.4%
        2016$1,906 -1.2%$164,050 +2.1%
        2015$1,929 $160,608 +8%
        2014$1,929 $148,665 +5%
        2013-- $141,525 +12%
        2012-- $126,360 -21.3%
        2011-- $160,650
        2010-- $160,650 -42%
        2009-- $277,056 -20.4%
        2008-- $348,192
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32408

        Getting around

        42 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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