LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach.
Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement.
The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
For sale
$310,000
9900 Thomas Dr Unit 1227, Panama City Beach, FL 32408
1beds
936sqft
Condominium
Built in 2007
-- sqft lot
$298,800 Zestimate®
$331/sqft
$1,049/mo HOA
What's special
Exclusive beachfront accessExpansive hot tubSeparate bunk roomIn-unit laundryFully equipped kitchen
- 18 days
- 69
- 7
Zillow last checked:
Listing updated:
Listed by:
Cindy Shoemaker 850-573-4045,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 794010
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Full Bath, Kitchen, Living Room, Other
Bedroom
- Description: if important buyer to verify
- Level: First
- Dimensions: 13 x 12
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 10 x 8
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 10.5 x 5.5
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 5.1 x 10.5
Kitchen
- Description: if important buyer to verify
- Level: First
- Dimensions: 10 x 12
Living room
- Description: if important buyer to verify
- Level: First
- Dimensions: 17 x 15
Other
- Description: if important buyer to verify
- Features: Balcony
- Level: First
- Dimensions: 17 x 6
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Water Heater
Interior area
- Total structure area: 936
- Total interior livable area: 936 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 40000675151
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Gate, Security Service
- Subdivision: Shores Of Panama Phase II
HOA
- Has HOA: Yes
- Amenities included: Gated, Spa/Hot Tub
- Services included: Association Management, Fitness Facility, Insurance, Maintenance Grounds, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $3,148 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $331/sqft
- Tax assessed value: $322,958
- Annual tax amount: $3,487
- Date on market: 8/13/2026
- Cumulative days on market: 18 days
- Electric utility on property: Yes
Estimated market value
$298,800
$284,000 - $314,000
$2,659/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Listed for sale | $310,000$331/sqft |
Source: | ||
| 6/24/2026 | Listing removed | $310,000$331/sqft |
Source: | ||
| 2/12/2026 | Listed for sale | $310,000$331/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,575 +5.1% | $217,796 +10% |
| 2023 | $3,403 +31.1% | $197,996 +10% |
| 2022 | $2,595 | $179,996 |
| 2021 | -- | -- |
| 2020 | $2,083 +3.6% | $163,084 +2.3% |
| 2019 | $2,010 | $159,418 +10% |
| 2018 | $2,010 +8.3% | $144,925 -12.9% |
| 2017 | $1,855 -2.7% | $166,388 +1.4% |
| 2016 | $1,906 -1.2% | $164,050 +2.1% |
| 2015 | $1,929 | $160,608 +8% |
| 2014 | $1,929 | $148,665 +5% |
| 2013 | -- | $141,525 +12% |
| 2012 | -- | $126,360 -21.3% |
| 2011 | -- | $160,650 |
| 2010 | -- | $160,650 -42% |
| 2009 | -- | $277,056 -20.4% |
| 2008 | -- | $348,192 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






