THE ONLY GROUND FLOOR ''C'' Floor Plan on Market. Own a ground floor level condo at The Shores of Panama and walk right from your balcony out to the pool with this highly sought-after ''C'' stack condo--1BD 2BA + Bunk. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
For sale
$349,000
9900 Thomas Dr Unit 115, Panama City Beach, FL 32408
1beds
907sqft
Condominium
Built in 2007
-- sqft lot
$334,900 Zestimate®
$385/sqft
$1,164/mo HOA
What's special
Wonderful gulf front condoPalm-lined islandsCovered parkingExpansive hot tubTropical palm islandsGround floor level condoOversized hot tub
- 17 days
- 37
- 3
Zillow last checked:
Listing updated:
Listed by:
Cindy Shoemaker 850-573-4045,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 794013
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Other
Other
- Features: Balcony
- Level: First
- Dimensions: 0 x 0
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Water Heater
Interior area
- Total structure area: 907
- Total interior livable area: 907 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 40000650012
- Zoning description: Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Fitness Center, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Gate, Security Guard, Security Service
- Subdivision: Shores Of Panama
HOA
- Has HOA: Yes
- Amenities included: Gated, Sauna, Spa/Hot Tub
- Services included: Cable TV, Fitness Facility, Insurance, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $3,492 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $385/sqft
- Tax assessed value: $361,250
- Annual tax amount: $3,710
- Date on market: 8/13/2026
- Cumulative days on market: 18 days
Estimated market value
$334,900
$318,000 - $352,000
$2,696/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Listed for sale | $349,000$385/sqft |
Source: | ||
| 6/24/2026 | Listing removed | $349,000$385/sqft |
Source: | ||
| 4/30/2026 | Listed for sale | $349,000$385/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,888 +3.3% | $238,313 +10% |
| 2023 | $3,763 +30.2% | $216,648 +10% |
| 2022 | $2,890 | $196,953 |
| 2021 | -- | -- |
| 2020 | $2,263 +8.1% | $181,641 +7.1% |
| 2019 | $2,093 | $169,562 +5% |
| 2018 | $2,093 +3% | $161,415 +3.5% |
| 2017 | $2,032 +13.6% | $155,975 -0.1% |
| 2016 | $1,789 -4.7% | $156,188 |
| 2015 | $1,877 | $156,188 +6.8% |
| 2014 | $1,877 | $146,200 +5.8% |
| 2013 | -- | $138,125 -0.6% |
| 2012 | -- | $138,975 -0.7% |
| 2011 | -- | $140,000 -21.6% |
| 2010 | -- | $178,500 -14.8% |
| 2009 | -- | $209,610 -10% |
| 2008 | -- | $232,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








