Skip main navigation
For sale
  • $285,000

    9900 S Thomas Dr #1610, Panama City, FL 32408

    1beds
    911sqft
    : 
    $3,019/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $275,200 Zestimate®
    $313/sqft
    $1,169/mo HOA

    What's special

    Exclusive beachfront accessPanoramic gulf views
    LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
    18 days
    99
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Shoemaker 850-573-4045,

    Christies International Real Estate Emerald Coast

    Source: CPAR,MLS#: 794006MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Living Room
      Bedroom
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 14 x 13
      Kitchen
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 12 x 12
      Living room
      • Description: if important buyer to verify
      • Level: First
      • Dimensions: 16 x 16
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Interior area
      • Total structure area: 911
      • Total interior livable area: 911 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 40000650277
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Security Gate, Security Service
      • Subdivision: Shores Of Panama Phase II
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Spa/Hot Tub
      • Services included: Association Management, Cable TV, Fitness Facility, Insurance, Maintenance Grounds, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $3,507 quarterly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $313/sqft
      • Date on market: 8/13/2026
      • Cumulative days on market: 18 days
      • Electric utility on property: Yes

        Estimated market value

        $275,200

        $261,000 - $289,000

        $2,677/mo

        Price history

        DateEventPrice
        8/13/2026Listed for sale$285,000$313/sqft
        Source: CPAR #794006 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32408

        Getting around

        42 / 100
        Car-Dependent
        25 / 100
        Some Transit
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts