LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand.
This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water.
The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
For sale
$285,000
9900 S Thomas Dr #1610, Panama City, FL 32408
1beds
911sqft
Condominium
Built in 2007
-- sqft lot
$275,200 Zestimate®
$313/sqft
$1,169/mo HOA
What's special
Exclusive beachfront accessPanoramic gulf views
- 18 days
- 99
- 8
Zillow last checked:
Listing updated:
Listed by:
Cindy Shoemaker 850-573-4045,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 794006
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Living Room
Bedroom
- Description: if important buyer to verify
- Level: First
- Dimensions: 14 x 13
Kitchen
- Description: if important buyer to verify
- Level: First
- Dimensions: 12 x 12
Living room
- Description: if important buyer to verify
- Level: First
- Dimensions: 16 x 16
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Water Heater
Interior area
- Total structure area: 911
- Total interior livable area: 911 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 40000650277
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Gate, Security Service
- Subdivision: Shores Of Panama Phase II
HOA
- Has HOA: Yes
- Amenities included: Gated, Spa/Hot Tub
- Services included: Association Management, Cable TV, Fitness Facility, Insurance, Maintenance Grounds, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $3,507 quarterly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $313/sqft
- Date on market: 8/13/2026
- Cumulative days on market: 18 days
- Electric utility on property: Yes
Estimated market value
$275,200
$261,000 - $289,000
$2,677/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Listed for sale | $285,000$313/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








