LOWEST PRICED B FLOOR PLAN!! CLOSE TO THE POOL GATE ENTRANCE & GROUND LEVEL. Welcome to Shores of Panama unit #107, a ground floor condo with 2 Bedroom + Bunk, 3 Full Bath Gulf-front condo designed for both personal enjoyment and strong rental appeal. This highly desirable ''B'' floor plan offers views overlooking the lagoon-style pool and stretching down the breathtaking coastline of Panama City Beach. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. The smart layout--with two true bedrooms, a bunk area, and three full bathrooms--maximizes occupancy and comfort, a key feature for vacation rentals. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
For sale
$369,000
9900 Thomas Dr Unit 107, Panama City Beach, FL 32408
2beds
1,148sqft
Condominium
Built in 2007
-- sqft lot
$357,100 Zestimate®
$321/sqft
$1,473/mo HOA
What's special
Exclusive beachfront accessGulf-front condoPalm-lined islandsGround floor condoExpansive hot tub
- 18 days
- 115
- 4
Zillow last checked:
Listing updated:
Listed by:
Cindy Shoemaker 850-573-4045,
Christies International Real Estate Emerald Coast
Source: CPAR,MLS#: 794014
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Full Bath, Kitchen, Living Room, Other
Bedroom
- Description: if important buyer to verify
- Level: First
- Dimensions: 11.5 x 17.5
Bedroom
- Description: if important buyer to verify
- Level: First
- Dimensions: 10 x 12
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 7.5 x 7.5
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 5.8 x 10.2
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 4 x 8
Other
- Description: if important buyer to verify
- Level: First
- Dimensions: 10 x 5
Kitchen
- Description: if important buyer to verify
- Level: First
- Dimensions: 10 x 9
Living room
- Description: if important buyer to verify
- Level: First
- Dimensions: 14 x 17.5
Other
- Description: if important buyer to verify
- Features: Balcony
- Level: First
- Dimensions: 6.5 x 17.5
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Water Heater
Interior area
- Total structure area: 1,148
- Total interior livable area: 1,148 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 4000650007
- Zoning description: Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Elevator, Fitness Center, Gated, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Gate, Security Guard, Security Service
- Subdivision: Shores Of Panama Phase I
HOA
- Has HOA: Yes
- Amenities included: Gated, Sauna, Spa/Hot Tub
- Services included: Cable TV, Fitness Facility, Insurance, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $4,420 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $441,915
- Annual tax amount: $4,698
- Date on market: 8/13/2026
- Cumulative days on market: 19 days
Estimated market value
$357,100
$339,000 - $375,000
$2,613/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Listed for sale | $369,000$321/sqft |
Source:  CPAR #794014 Report a problem | ||
| 6/24/2026 | Listing removed | $369,000$321/sqft |
Source: CPAR #789141 Report a problem | ||
| 4/30/2026 | Listed for sale | $369,000$321/sqft |
Source: CPAR #789141 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,693 +3.8% | $294,603 +10% |
| 2023 | $4,520 +38.4% | $267,821 +10% |
| 2022 | $3,267 | $243,474 |
| 2021 | -- | -- |
| 2020 | $2,709 +6.8% | $209,474 +2.3% |
| 2019 | $2,537 | $204,765 +10% |
| 2018 | $2,537 +9.2% | $186,150 +4.3% |
| 2017 | $2,322 +13.7% | $178,500 -13.6% |
| 2016 | $2,042 -9.7% | $206,640 +9.5% |
| 2015 | $2,261 | $188,700 +1.5% |
| 2014 | $2,261 | $185,980 +2.5% |
| 2013 | -- | $181,384 +10.9% |
| 2012 | -- | $163,625 -23.5% |
| 2011 | -- | $213,860 -5.1% |
| 2010 | -- | $225,250 -12.5% |
| 2009 | -- | $257,423 -10% |
| 2008 | -- | $286,025 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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