Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery.
A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026).
Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf.
Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach.
The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends.
A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat.
Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining.
Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage.
Ideally located, you're just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions.
For added peace of mind, the Carrier HVAC system was replaced in 2020.
Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle.
All dimensions and square footages to be verified by buyer if important.
For sale
$462,000
14415 Front Beach Rd Unit 805, Panama City Beach, FL 32413
2beds
1,146sqft
Condominium
Built in 2008
-- sqft lot
$441,400 Zestimate®
$403/sqft
$-- HOA
What's special
Indoor poolHot tubGulf-front condoGulf-front poolWell-appointed ensuite bathGrilling area
- 70 days |
- 312 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
John L Smith 850-830-9096,
Distinctive Beach Real Estate
Source: CPAR,MLS#: 788872
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Living Room
Bedroom
- Level: First
- Dimensions: 11 x 13
Dining room
- Level: First
- Dimensions: 12 x 14
Living room
- Level: First
- Dimensions: 12 x 13.5
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Heat Pump
Appliances
- Included: Washer/Dryer Stacked, Electric Range, Electric Water Heater
- Laundry: Stacked
Features
- Balcony, Double Vanity, Tub Shower
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Gunite, Indoor, In Ground, Community
- Spa features: Community
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf,Water
- Waterfront features: Gulf, Shoreline - Sand
Details
- Parcel number: 40001250022
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Block, Concrete, Stucco
- Foundation: Pillar/Post/Pier
- Roof: Membrane
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s), Security Service
- Subdivision: Ocean Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $403/sqft
- Tax assessed value: $488,750
- Annual tax amount: $5,675
- Date on market: 4/24/2026
- Cumulative days on market: 71 days
Estimated market value
$441,400
$419,000 - $463,000
$2,501/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/24/2026 | Listed for sale | $462,000+2.7%$403/sqft |
Source: | ||
| 3/11/2026 | Listing removed | $450,000$393/sqft |
Source: eXp Realty #780020 Report a problem | ||
| 2/18/2026 | Listed for sale | $450,000$393/sqft |
Source: | ||
| 2/6/2026 | Pending sale | $450,000$393/sqft |
Source: | ||
| 12/30/2025 | Price change | $450,000-8.2%$393/sqft |
Source: | ||
| 10/6/2025 | Price change | $490,000-10.1%$428/sqft |
Source: | ||
| 9/19/2024 | Listed for sale | $545,000+141.7%$476/sqft |
Source: | ||
| 12/1/2008 | Sold | $225,500$197/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,679 +4.4% | $396,991 +10% |
| 2023 | $5,441 +24.5% | $360,901 +10% |
| 2022 | $4,372 | $328,092 |
| 2021 | -- | -- |
| 2020 | $3,338 +12% | $271,150 +10% |
| 2019 | $2,980 | $246,500 +7.4% |
| 2018 | $2,980 +4.8% | $229,500 -3.6% |
| 2017 | $2,845 +5% | $238,000 -0.5% |
| 2016 | $2,710 +3% | $239,275 +8.8% |
| 2015 | $2,631 | $219,938 +7% |
| 2014 | $2,631 | $205,615 -2.5% |
| 2013 | -- | $210,800 +6.5% |
| 2012 | -- | $197,965 +3.3% |
| 2011 | -- | $191,675 |
| 2010 | -- | $191,675 |
| 2009 | -- | $191,675 +379.9% |
| 2008 | -- | $39,937 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 0.4 mi
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 1.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32413
- 14415 Front Beach Rd Unit 805
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