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For sale
  • $462,000

    14415 Front Beach Rd Unit 805, Panama City Beach, FL 32413

    2beds
    1,146sqft
    : 
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    Condominium
    Built in 2008
    -- sqft lot
    $441,400 Zestimate®
    $403/sqft
    $-- HOA

    What's special

    Indoor poolHot tubGulf-front condoGulf-front poolWell-appointed ensuite bathGrilling area
    Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.
    70 days
    |
    312
    |
    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    John L Smith 850-830-9096,

    Distinctive Beach Real Estate

    Source: CPAR,MLS#: 788872MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Living Room
      Bedroom
      • Level: First
      • Dimensions: 11 x 13
      Dining room
      • Level: First
      • Dimensions: 12 x 14
      Living room
      • Level: First
      • Dimensions: 12 x 13.5
      Heating
      • Heat Pump
      Cooling
      • Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Washer/Dryer Stacked, Electric Range, Electric Water Heater
      • Laundry: Stacked
      Features
      • Balcony, Double Vanity, Tub Shower
      Interior area
      • Total structure area: 1,146
      • Total interior livable area: 1,146 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Additional Parking
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Gunite, Indoor, In Ground, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: Gulf, Shoreline - Sand
      Details
      • Parcel number: 40001250022

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Block, Concrete, Stucco
      • Foundation: Pillar/Post/Pier
      • Roof: Membrane
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s), Security Service
      • Subdivision: Ocean Reef
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $403/sqft
      • Tax assessed value: $488,750
      • Annual tax amount: $5,675
      • Date on market: 4/24/2026
      • Cumulative days on market: 71 days

        Estimated market value

        $441,400

        $419,000 - $463,000

        $2,501/mo

        Price history

        DateEventPrice
        4/24/2026Listed for sale$462,000+2.7%$403/sqft
        Source: CPAR #788872 Report a problem
        3/11/2026Listing removed$450,000$393/sqft
        Source: eXp Realty #780020 Report a problem
        2/18/2026Listed for sale$450,000$393/sqft
        Source: CPAR #780020 Report a problem
        2/6/2026Pending sale$450,000$393/sqft
        Source: CPAR #780020 Report a problem
        12/30/2025Price change$450,000-8.2%$393/sqft
        Source: CPAR #780020 Report a problem
        10/6/2025Price change$490,000-10.1%$428/sqft
        Source: CPAR #780020 Report a problem
        9/19/2024Listed for sale$545,000+141.7%$476/sqft
        Source: CPAR #762884 Report a problem
        12/1/2008Sold$225,500$197/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,679 +4.4%$396,991 +10%
        2023$5,441 +24.5%$360,901 +10%
        2022$4,372 $328,092
        2021-- --
        2020$3,338 +12%$271,150 +10%
        2019$2,980 $246,500 +7.4%
        2018$2,980 +4.8%$229,500 -3.6%
        2017$2,845 +5%$238,000 -0.5%
        2016$2,710 +3%$239,275 +8.8%
        2015$2,631 $219,938 +7%
        2014$2,631 $205,615 -2.5%
        2013-- $210,800 +6.5%
        2012-- $197,965 +3.3%
        2011-- $191,675
        2010-- $191,675
        2009-- $191,675 +379.9%
        2008-- $39,937

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        34 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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