Discover the relaxed, resort-style lifestyle of Swan Point, where golf, boating, waterfront recreation, and year-round community activities are all just moments from home. This charming brick-front residence is situated on a beautifully landscaped corner lot surrounded by mature shade trees and is just a short stroll from peaceful water views. Inside, you’ll find a comfortable and thoughtfully designed floor plan featuring 3 bedrooms, 2.5 bathrooms, and inviting spaces for everyday living and entertaining. The spacious family room is centered around a two-sided gas fireplace shared with the dining area, while the sunroom offers a bright and peaceful place to take in the changing seasons. Both the family room and sunroom provide direct access to the deck, creating an easy flow between the indoor and outdoor living spaces. This well-built home has great bones and offers an excellent opportunity for the next owner to update and personalize it to fit their own style. Additional features include a recently replaced HVAC system, a tall crawl space providing valuable storage, and an attached two-car garage. Swan Point residents enjoy an exceptional array of amenities, including a championship golf course, full-service marina, private beach, swimming pool, playground, tennis and pickleball courts, and a lively calendar of social and community events. Whether your ideal day includes a round of golf, time on the water, relaxing by the pool, or simply enjoying the peaceful surroundings, this home offers the opportunity to make the Swan Point lifestyle your own.
For sale
Price cut: $25.1K (7/22)
$399,900
14495 Over Creek Dr, Issue, MD 20645
3beds
2,268sqft
Single Family Residence
Built in 1991
0.36 Acres Lot
$399,200 Zestimate®
$176/sqft
$35/mo HOA
What's special
- 36 days |
- 601 |
- 29 |
Zillow last checked:
Listing updated:
Listed by:
Sarah Swann 301-643-9492,
Baldus Real Estate, Inc. 301-934-8407
Source: Bright MLS,MLS#: MDCH2057520
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Main Level
Features
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
- Finished area above ground: 2,268
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: Community
Lot
- Size: 0.36 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0905030153
- Zoning: RM
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Swan Point
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Golf Club, Golf Course Membership Available, Golf Course, Jogging Path, Marina/Marina Club, Pool, Pool Mem Avail, Tennis Court(s), Tot Lots/Playground, Bar/Lounge, Basketball Court, Beach Access, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Meeting Room, Picnic Area, Pier/Dock, Recreation Facilities, Putting Green, Water/Lake Privileges
- Services included: Common Area Maintenance, Pool(s), Management, Recreation Facility, Road Maintenance, Snow Removal
- HOA fee: $210 semi-annually
- HOA name: SWAN POINT PROPERTY OWNERS ASSOCIATION (SPPOA)
Location
- Region: Issue
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $364,333
- Annual tax amount: $4,541
- Date on market: 7/21/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$399,200
$379,000 - $419,000
$2,888/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2026 | Price change | $399,900-5.9%$176/sqft |
Source:  Bright MLS #MDCH2057520 Report a problem | ||
| 5/21/2026 | Price change | $425,000-3.4%$187/sqft |
Source: Bright MLS #MDCH2044792 Report a problem | ||
| 10/30/2025 | Price change | $439,900-2.2%$194/sqft |
Source: Bright MLS #MDCH2044792 Report a problem | ||
| 7/9/2025 | Listed for sale | $450,000+130.8%$198/sqft |
Source: Bright MLS #MDCH2044792 Report a problem | ||
| 10/19/1998 | Sold | $195,000$86/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,153 +11.1% | $364,333 +11.2% |
| 2024 | $4,637 +27.2% | $327,667 +12.6% |
| 2023 | $3,646 +16.3% | $291,000 |
| 2022 | $3,134 -8.3% | $291,000 +6.7% |
| 2021 | $3,417 +3.5% | $272,667 +3.5% |
| 2020 | $3,302 -3.7% | $263,500 |
| 2019 | $3,427 +1.3% | $263,500 +2.6% |
| 2018 | $3,383 +1.3% | $256,900 +1.3% |
| 2017 | $3,340 -9.3% | $253,600 +1.4% |
| 2016 | $3,684 | $250,100 +1.4% |
| 2015 | $3,684 | $246,600 +1.4% |
| 2014 | $3,684 | $243,100 |
| 2013 | -- | $243,100 |
| 2012 | -- | $243,100 -20.6% |
| 2011 | -- | $306,300 |
| 2010 | -- | $306,300 |
| 2009 | -- | $306,300 -13.4% |
| 2008 | -- | $353,730 +13.2% |
| 2007 | -- | $312,416 +15.2% |
| 2006 | -- | $271,103 +18% |
| 2005 | -- | $229,790 +6.4% |
| 2004 | -- | $216,020 +6.8% |
| 2003 | -- | $202,250 +7.3% |
| 2002 | -- | $188,480 |
| 2001 | -- | $188,480 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20645
Nearby schools
GreatSchools rating
- 8/10Dr. Thomas L. Higdon Elementary SchoolGrades: PK-5Distance: 3.7 mi
- 7/10Piccowaxen Middle SchoolGrades: 6-8Distance: 3.8 mi
- 7/10La Plata High SchoolGrades: 9-12Distance: 16.5 mi
Schools provided by the listing agent
- Elementary: Dr. Thomas L. Higdon
- Middle: Piccowaxen
- High: La Plata
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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