Located in the desirable waterfront community of Swan Point, this charming all-brick home offers a rare opportunity to enjoy comfort, space, and an exceptional lifestyle. Nestled on a beautifully landscaped corner lot with mature shade trees, the property is just a short stroll from peaceful water views. Inside, the home features 3 bedrooms, 2.5 bathrooms, a spacious family room with a two-sided gas fireplace that opens to the dining area, and a sunroom filled with natural light. Built with 2x6 construction for added durability and sound insulation, this home also includes a tall crawl space that offers excellent additional storage. The thoughtful floor plan and timeless design provide a solid foundation for your personal style. Additional highlights include a two-car garage and a recently replaced HVAC system. Residents of Swan Point enjoy access to resort-style amenities including a championship golf course, full-service marina, private beach, swimming pool, tennis and pickleball courts, and a vibrant calendar of community events all year long.
For sale
Price cut: $14.9K (5/21)
$425,000
14495 Over Creek Dr, Issue, MD 20645
3beds
2,268sqft
Single Family Residence
Built in 1991
0.36 Acres Lot
$424,900 Zestimate®
$187/sqft
$35/mo HOA
What's special
Two-sided gas fireplacePeaceful water viewsMature shade treesSpacious family roomCorner lot
- 367 days |
- 307 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Sarah Swann 301-643-9492,
Baldus Real Estate, Inc. 301-934-8407
Source: Bright MLS,MLS#: MDCH2044792
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
- Finished area above ground: 2,268
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: Community
Lot
- Size: 0.36 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0905030153
- Zoning: RM
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Swan Point
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Golf Club, Golf Course Membership Available, Golf Course, Jogging Path, Marina/Marina Club, Pool, Pool Mem Avail, Tennis Court(s), Tot Lots/Playground, Bar/Lounge, Basketball Court, Beach Access, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Meeting Room, Picnic Area, Pier/Dock, Recreation Facilities, Putting Green, Water/Lake Privileges
- Services included: Common Area Maintenance, Pool(s), Management, Recreation Facility, Road Maintenance, Snow Removal
- HOA fee: $210 semi-annually
- HOA name: SWAN POINT PROPERTY OWNERS ASSOCIATION (SPPOA)
Location
- Region: Issue
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $364,333
- Annual tax amount: $4,541
- Date on market: 7/9/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$424,900
$404,000 - $446,000
$2,798/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Price change | $425,000-3.4%$187/sqft |
Source:  Bright MLS #MDCH2044792 Report a problem | ||
| 10/30/2025 | Price change | $439,900-2.2%$194/sqft |
Source: Bright MLS #MDCH2044792 Report a problem | ||
| 7/9/2025 | Listed for sale | $450,000+130.8%$198/sqft |
Source: Bright MLS #MDCH2044792 Report a problem | ||
| 10/19/1998 | Sold | $195,000$86/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,153 +11.1% | $364,333 +11.2% |
| 2024 | $4,637 +27.2% | $327,667 +12.6% |
| 2023 | $3,646 +16.3% | $291,000 |
| 2022 | $3,134 -8.3% | $291,000 +6.7% |
| 2021 | $3,417 +3.5% | $272,667 +3.5% |
| 2020 | $3,302 -3.7% | $263,500 |
| 2019 | $3,427 +1.3% | $263,500 +2.6% |
| 2018 | $3,383 +1.3% | $256,900 +1.3% |
| 2017 | $3,340 -9.3% | $253,600 +1.4% |
| 2016 | $3,684 | $250,100 +1.4% |
| 2015 | $3,684 | $246,600 +1.4% |
| 2014 | $3,684 | $243,100 |
| 2013 | -- | $243,100 |
| 2012 | -- | $243,100 -20.6% |
| 2011 | -- | $306,300 |
| 2010 | -- | $306,300 |
| 2009 | -- | $306,300 -13.4% |
| 2008 | -- | $353,730 +13.2% |
| 2007 | -- | $312,416 +15.2% |
| 2006 | -- | $271,103 +18% |
| 2005 | -- | $229,790 +6.4% |
| 2004 | -- | $216,020 +6.8% |
| 2003 | -- | $202,250 +7.3% |
| 2002 | -- | $188,480 |
| 2001 | -- | $188,480 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 20645
Nearby schools
GreatSchools rating
- 6/10Dr. Thomas L. Higdon Elementary SchoolGrades: PK-5Distance: 3.7 mi
- 7/10Piccowaxen Middle SchoolGrades: 6-8Distance: 3.8 mi
- 6/10La Plata High SchoolGrades: 9-12Distance: 16.5 mi
Schools provided by the listing agent
- Elementary: Dr. Thomas L. Higdon
- Middle: Piccowaxen
- High: La Plata
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Charles County
- Issue
- 20645
- 14495 Over Creek Dr
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