For sale

Listed by: Finest City Homes

Price cut: $10K (5/18)

$1,389,000

1453 Stearns Wharf Rd, Chula Vista, CA 91913

4beds

3,064sqft

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Single Family Residence

Built in 2019

4,926 Square Feet Lot

$1,372,400 Zestimate^®

$453/sqft

$62/mo HOA

What's special

Discover modern luxury and exceptional design in this highly upgraded home. Every detail has been thoughtfully chosen with contemporary style and comfort in mind. The chef’s kitchen showcases bold black finishes, sleek cabinetry, and premium appliances—perfect for everyday living and entertaining. The open-concept great room is a true showpiece, featuring a built-in bar, dramatic black tile accent wall, fireplace, and custom built-in bookcases. New vinyl plank flooring adds a modern touch throughout. Upstairs, a stylish home office offers the perfect workspace. Retreat to the luxurious primary suite with its cozy fireplace and extra-large closet. Step outside to the private backyard oasis, complete with an outdoor kitchen finished in elegant black granite—ideal for relaxing or hosting friends.

206 days

705

33

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/4 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Bedroom, Entry/Foyer, Great Room, Kitchen, Laundry, Loft, Primary Bathroom, Primary Bedroom, Office, Other

Primary bedroom

Features: Primary Suite

Bedroom

Features: Bedroom on Main Level

Other

Features: Walk-In Closet(s)

Cooling

Central Air

Appliances

Laundry: Laundry Room, Upper Level

Features

Bedroom on Main Level, Loft, Primary Suite, Walk-In Closet(s)
Has fireplace: Yes
Fireplace features: Family Room, Primary Bedroom
Common walls with other units/homes: No Common Walls

Interior area

Total interior livable area: 3,064 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Entry location: front
Pool features: Community, Association
Has view: Yes
View description: None

Lot

Size: 4,926 Square Feet
Features: 0-1 Unit/Acre

Details

Parcel number: 6443432000
Zoning: R 1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

New construction: No
Year built: 2019

Utilities & green energy

Sewer: Public Sewer

Community & HOA

Community

Features: Park, Street Lights, Sidewalks, Pool

HOA

Has HOA: Yes
Amenities included: Barbecue, Pool
HOA fee: $62 monthly
HOA name: Montecito of Otay Ranch
HOA phone: 619-656-3220

Location

Region: Chula Vista

Financial & listing details

Price per square foot: $453/sqft
Tax assessed value: $1,201,662
Annual tax amount: $19,993
Date on market: 5/5/2026
Cumulative days on market: 206 days
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$1,372,400

$1.30M - $1.44M

$6,757/mo

Price history

Date	Event	Price
5/18/2026	Price change	$1,389,000-0.7%$453/sqft
Source: CRMLS #PTP2603408 Report a problem
5/5/2026	Listed for sale	$1,399,000+21.1%$457/sqft
Source: CRMLS #PTP2603408 Report a problem
4/17/2023	Sold	$1,155,000+5%$377/sqft
Source: Public Record Report a problem
3/22/2023	Pending sale	$1,100,000$359/sqft
Source: CRMLS #PTP2301243 Report a problem
3/15/2023	Listed for sale	$1,100,000+50.8%$359/sqft
Source: CRMLS #PTP2301243 Report a problem
10/29/2019	Sold	$729,500$238/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$19,993 +5.8%	$1,201,662 +2%
2024	$18,902 +36.3%	$1,178,100 +53.7%
2023	$13,872 +4.2%	$766,642 +2%
2022	$13,308 +3.6%	$751,611 +2%
2021	$12,851 +2.4%	$736,874 +1%
2020	$12,555 +1441.1%	$729,319 +901.4%
2019	$815 -5.8%	$72,828 +2%
2018	$865	$71,400

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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