Pending

$359,000

15371 213th Ave, Spirit Lake, IA 51360

2beds

780sqft

$2,607/mo

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Single Family Residence

Built in 1930

4,791 Square Feet Lot

$-- Zestimate^®

$460/sqft

$73/mo HOA

What's special

Charming year-round home

West Lake Access in Monarch Cove Monarch Cove is a coveted community with 8 West Lake docks, 2 marina docks with 33 boat slips and plenty of amenities that are part of the HOA. Monarch Cove properties rarely hit the market. Tucked just off West Lake Okoboji, this charming year-round home is set in a place where lake memories are made. Full of character and warmth, this retreat offers 2 bedrooms and a loft for fun/ extra sleeping. This is a timeless Lake Okoboji escape. The screened porch invites early morning coffee and long summer evenings. This is the place for gathering with friends after a day on the water. Simple, inviting, and full of charm, it's everything you need in a lake place. Enjoy exceptional community amenities, including: basketball/ pickleball court, green space, a sandy beach, docks on West Lake, and a swim platform—all with low HOA fees. You own the land. Rent out this home when you are not using it and make your payment with rental income.

45 days

84

2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Dining room

Features: Informal

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Gas Water Heater

Features

Ceiling Fan(s), Kitchen Island, Main Floor Bedrooms, Vaulted Ceiling(s)
Basement: Unfinished,Block,Partial
Has fireplace: Yes
Fireplace features: Wood Burning

Interior area

Total structure area: 1,352
Total interior livable area: 780 sqft
Finished area above ground: 780
Finished area below ground: 572

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Property

Parking

Parking features: Gravel, No Garage
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck

Lot

Size: 4,791 Square Feet
Dimensions: 47 x 100
Features: Landscaped, Paved, Wooded

Details

Parcel number: 0601177015

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Wood Siding, Frame/Wood
Roof: Asphalt

Condition

Year built: 1930

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Features: Swimming Beach
Subdivision: IA

HOA

Has HOA: Yes
HOA fee: $218 quarterly

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $460/sqft
Tax assessed value: $246,000
Annual tax amount: $1,736
Date on market: 6/26/2026
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/2/2026	Pending sale	$359,000$460/sqft
Source: Iowa Great Lakes BOR #260707 Report a problem
6/26/2026	Listed for sale	$359,000+19.7%$460/sqft
Source: Iowa Great Lakes BOR #260707 Report a problem
6/17/2024	Sold	$300,000$385/sqft
Source: Iowa Great Lakes BOR #240444 Report a problem
4/29/2024	Pending sale	$300,000$385/sqft
Source: Iowa Great Lakes BOR #240444 Report a problem
4/29/2024	Listed for sale	$300,000+100%$385/sqft
Source: Iowa Great Lakes BOR #240444 Report a problem
8/15/2016	Sold	$150,000$192/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,736 -3.4%	$246,000 +13.1%
2024	$1,798 +6.4%	$217,600
2023	$1,690 +2.4%	$217,600 +25.9%
2022	$1,650 +3%	$172,900
2021	$1,602 +2%	$172,900 +8.7%
2020	$1,570 +21.9%	$159,000
2019	$1,288 +3.7%	$159,000 +21.1%
2018	$1,242 -1.9%	$131,300
2017	$1,266 +1.9%	$131,300 +4.6%
2016	$1,242 +6%	$125,500
2015	$1,172 +6.2%	$125,500 +9.8%
2014	$1,104 +3.2%	$114,300
2013	$1,070	$114,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51360

Getting around

3 / 100

Car-Dependent

33 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 3.3 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 3.4 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 3.3 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.