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For sale
  • Price cut: $200K (8/2)
    $4,195,000

    154 98th Existing Cottage St, Stone Harbor, NJ 08247

    3beds
    1,248sqft
    : 
    $24,534/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    5,500 Square Feet Lot
    $-- Zestimate®
    $3,361/sqft
    $-- HOA

    What's special

    Welcome to 154 98th St. in Stone Harbor! This charming vintage cottage, built in 1953, is ideally located just eight houses from the beach and a short stroll to the vibrant heart of Stone Harbor. The property boasts a generous full-size lot measuring 50 x 110, offering an incredible opportunity for redevelopment. Imagine creating a stunning 2,750 square foot dream home that fully capitalizes on ocean views from a second-floor deck. As you enter, you'll be greeted by a welcoming large front covered porch with an awning, perfect for enjoying cool summer breezes and your favorite beverages. Inside, the open living and dining area features original knotty pine interior walls and cathedral ceilings, creating a warm and inviting atmosphere. The eat-in kitchen is functional and ready for your personal touches. This conventional home includes three bedrooms and two full bathrooms, making it a comfortable retreat. The first floor hosts one bedroom and a full bath, while the second floor features two additional bedrooms with a full Jack and Jill bath in between. Additional amenities include a detached shed for bikes and beach chairs, as well as an enclosed outdoor shower—ideal for rinsing off after a day at the beach. The low-maintenance pebble lot provides ample off-street parking for 4-5 vehicles, allowing you to park your car for the weekend and immerse yourself in everything Stone Harbor has to offer—restaurants, shopping, playgrounds, and nightlife are all within easy reach. The property has been newly furnished for the 2026 summer season and has seven weeks already booked, generating income for the summer. It is being sold in “AS IS” condition, presenting a blank canvas for those looking to expand, renovate, or build new amidst the many beautiful homes on the block. Don’t miss this opportunity! Schedule your showing today to explore the potential of this delightful Stone Harbor cottage. Ask about new construction opportunity also! Also on this level are the primary suite and a junior primary suite, offering flexible options for family or guests. The primary suite is a tranquil retreat with a spa-inspired bath, while the junior suite provides privacy for visitors or extended family. The first floor hosts additional bedrooms, a den, a well-appointed laundry room, and two powder rooms — including one conveniently located for the rear deck. A custom bunk room with Jack-and-Jill bath connects to a first-floor bedroom, creating a highly functional, family-friendly layout. Sliding doors open directly to the rear deck, 20’ x 14’ pool, and cabana, forming a private resort-style outdoor retreat. Bathrooms and living spaces feature carefully curated finishes that reflect quality craftsmanship and timeless coastal design. Just moments from Stone Harbor’s pristine beaches, downtown shopping, and acclaimed dining, this offering provides a rare chance to purchase either the lot alone (sold strictly AS IS, with existing 1953 structure) or the lot with brand-new construction, with potential input on select finishes depending on timing. Plans, specifications, and renderings are available upon request; conceptual and subject to change.
    114 days
    |
    895
    |
    20
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Paul Hughes 609-408-2448,

    RE/MAX SURFSIDE

    Source: CMCAOR,MLS#: 261110MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Dining Area
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Refrigerator, Washer, Dryer, Dishwasher, Gas Water Heater
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Eat-in Kitchen
      • Flooring: Wood
      • Basement: Crawl Space,Exterior Entry
      Interior area
      • Total structure area: 1,248
      • Total interior livable area: 1,248 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Concrete, 4 car parking
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Deck
      • Exterior features: Outdoor Shower
      Lot
      • Size: 5,500 Square Feet
      • Dimensions: 50' x 110'
      • Features: Island
      Details
      • Additional structures: Storage

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      Location
      • Region: Stone Harbor

      Financial & listing details

      • Price per square foot: $3,361/sqft
      • Annual tax amount: $11,337
      • Date on market: 4/28/2026
      • Inclusions: Partial Furniture

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,896/mo

        Price history

        DateEventPrice
        8/2/2026Price change$4,195,000-4.6%$3,361/sqft
        Source: CMCAOR #261110 Report a problem
        4/28/2026Listed for sale$4,395,000$3,522/sqft
        Source: CMCAOR #261110 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 08247

        Getting around

        42 / 100
        Car-Dependent
        68 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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