For sale

$349,000

1581 Mineral Loop Dr NW, Palm Bay, FL 32907

4beds

1,830sqft

$2,359/mo

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Single Family Residence

Built in 2022

6,098 Square Feet Lot

$-- Zestimate^®

$191/sqft

$92/mo HOA

What's special

Waterfront livingModern styleGranite countertopsSpacious primary suiteScreened front porchBright open-concept designStainless steel appliances

Built just 4 years ago, this popular Cali floor plan combines modern style, waterfront living, and move-in-ready convenience--without the wait of new construction! Located in the gated community of Avery Springs, this 4-bedroom, 2-bath home offers the added benefit of CITY WATER & CITY SEWER--no well or septic. The bright, open-concept design features granite countertops, white shaker cabinetry, stainless steel appliances, and tile flooring throughout the main living areas. The spacious primary suite includes a large walk-in closet, dual sinks, and an additional linen closet for extra storage. Relax on the screened front porch or enjoy peaceful waterfront views from the screened rear lanai overlooking the fully fenced backyard--perfect for pets, play, or entertaining. Complete with a 2-car garage, a low quarterly HOA with NO CDD, and resort-style amenities including a community pool and playground, this home delivers exceptional value and the Florida lifestyle you've been looking for.

5 days

300

21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Electric Oven, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator
Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup

Features

Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
Flooring: Tile
Has fireplace: No

Interior area

Total interior livable area: 1,830 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Garage
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Patio, Porch, Screened
Fencing: Wrought Iron
Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Pond

Lot

Size: 6,098 Square Feet
Features: Other

Details

Additional parcels included: 3024032
Parcel number: 283635Xu00000.00134.00
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Block, Concrete, Stucco
Roof: Shingle

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Security: Security Gate
Subdivision: Avery Springs

HOA

Has HOA: Yes
Amenities included: Maintenance Grounds, Playground, Pool
Services included: Maintenance Grounds
HOA fee: $275 quarterly
HOA name: Avery Springs PUD

Location

Region: Palm Bay

Financial & listing details

Price per square foot: $191/sqft
Tax assessed value: $297,520
Annual tax amount: $3,659
Date on market: 7/30/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/30/2026	Listed for sale	$349,000+1.2%$191/sqft
Source: Space Coast AOR #1083699 Report a problem
7/20/2026	Listing removed	$344,900$188/sqft
Source: Stellar MLS #O6410846 Report a problem
7/6/2026	Price change	$344,900-1.1%$188/sqft
Source: Stellar MLS #O6410846 Report a problem
5/29/2026	Listed for sale	$348,800+5.7%$191/sqft
Source: Stellar MLS #O6410846 Report a problem
1/25/2023	Sold	$330,105-2.9%$180/sqft
Source: Space Coast AOR #937442 Report a problem
12/27/2022	Contingent	$340,105$186/sqft
Source: Space Coast AOR #937442 Report a problem
12/6/2022	Listed for sale	$340,105-1.1%$186/sqft
Source: Space Coast AOR #937442 Report a problem
6/13/2022	Contingent	$343,835-3.9%$188/sqft
Source: Space Coast AOR #937442 Report a problem
6/10/2022	Listed for sale	$357,835$196/sqft
Source: Space Coast AOR #937442 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,659 +2.4%	$238,870 +2.9%
2024	$3,573 -36.6%	$232,140 -22.6%
2023	$5,639 +521.8%	$300,050 +535%
2022	$907 +168.1%	$47,250 +200%
2021	$338	$15,750

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 32907

Getting around

5 / 100

Car-Dependent

29 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Jupiter Elementary School
Grades: PK-6Distance: 1.2 mi
5/10
Central Middle School
Grades: 7-8Distance: 4.8 mi
4/10
Heritage High School
Grades: 9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: Jupiter
Middle: Central
High: Heritage

Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.