Deep water. Cove protection. Private dock. This rare 5-bedroom lakefront retreat delivers the features buyers wait for — and it’s now priced to move. This 5BR/3BA/2 half-bath, furnished home at Lake of the Ozarks features granite countertops, abundant wood cabinetry, great pantry space, two living areas, sauna, hot tub, and a golf cart path to the dock area. Ideal for full-time living, vacationing, or investment potential. Need even more...there is a second lot included for your additional wants or needs. Enjoy protected cove waters without sacrificing quick access to the main channel. This home shows off with main-level living. The kitchen is ideal for the chef in your life with abundant cabinet space and upgraded appliances. The over-sized Primary suite offers double closets and a large walk-in spa-like shower. The upper level is home to two large bedrooms with Jack N Jill bath access. Stroll to the lower level and enjoy an additional living area with two more bedrooms and another full bath. The two decks connect easily with the spiral staircase. Small fenced area for your furry friends. The gentle driveway has great parking that attaches to the golf cart path for easy access.
For sale
Price cut: $25K (7/1)
$850,000
177 Ridgewood Dr, Lake Ozark, MO 65049
5beds
2,566sqft
Single Family Residence
Built in 2000
0.78 Acres Lot
$830,900 Zestimate®
$331/sqft
$114/mo HOA
What's special
Main-level livingPrivate dockGranite countertopsProtected cove watersCove protectionOver-sized primary suiteHot tub
- 58 days |
- 516 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
SHERRY STEVENS TEAM (573)348-9898,
Keller Williams L.O. Realty,
SHERRY STEVENS TEAM 573-216-8599,
Keller Williams L.O. Realty
Source: Bagnell Dam AOR,MLS#: 3587222Originating MLS: Bagnell Dam Association Of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Primary bedroom
- Features: Bath in Primary Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Dining room
- Level: Main
Family room
- Level: Lower
Half bath
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Sunroom
- Level: Main
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air
Appliances
- Included: Cooktop, Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Wine Cooler, Washer
Features
- Attic, Wet Bar, Built-in Features, Ceiling Fan(s), Custom Cabinets, Fireplace, Pantry, Partially Furnished, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Shower, Window Treatments, Central Vacuum
- Flooring: Luxury Vinyl Plank, Tile
- Windows: Window Treatments
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Gas
Interior area
- Total structure area: 2,566
- Total interior livable area: 2,566 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Electricity, Garage, Garage Door Opener
- Attached garage spaces: 2
Accessibility
- Accessibility features: Low Threshold Shower
Features
- Levels: Three Or More
- Patio & porch: Covered, Deck, Open
- Exterior features: Concrete Driveway, Deck, Fence
- Pool features: Community, Indoor
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Cove, Lake Front
Lot
- Size: 0.78 Acres
- Dimensions: 75 x 222 x 75 x 232
- Features: Acreage, Near Golf Course, Gentle Sloping, Lake Front, Open Lot, Sloped, Views, Wooded
Details
- Additional parcels included: 01903200000009035000 taxes $155
- Parcel number: 01903200000009032000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Three Story
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Basement
- Roof: Architectural,Shingle
Condition
- Year built: 2000
Utilities & green energy
- Sewer: Aerobic Septic
- Water: Public
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Features: Boat Facilities, Dog Park, Fitness Center, Playground, Pickleball, Pool, Tennis Court(s)
- Security: Security Service
- Subdivision: Palisades Point #4
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $1,362 annually
Location
- Region: Lake Ozark
Financial & listing details
- Price per square foot: $331/sqft
- Tax assessed value: $59,930
- Annual tax amount: $3,171
- Date on market: 5/8/2026
- Cumulative days on market: 59 days
- Inclusions: Oven, Cooktop, Microwave, Refrigerator, Dishwasher, Wine Cooler, Washer/Dryer, Dock, Hoist, Water Softener, Furniture per Inventory
- Exclusions: personal items, items not on inventory list
- Ownership: Fee Simple,
- Road surface type: Asphalt, Paved
Estimated market value
$830,900
$789,000 - $872,000
$2,998/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $850,000-2.9%$331/sqft |
Source: Bagnell Dam AOR #3587222 Report a problem | ||
| 6/5/2026 | Price change | $875,000-2.2%$341/sqft |
Source: Bagnell Dam AOR #3587222 Report a problem | ||
| 5/1/2026 | Price change | $895,000-5.8%$349/sqft |
Source: Bagnell Dam AOR #3583633 Report a problem | ||
| 3/23/2026 | Price change | $949,900-1%$370/sqft |
Source:  LOBR #3583633 Report a problem | ||
| 3/12/2026 | Price change | $959,900-2.5%$374/sqft |
Source: LOBR #3583633 Report a problem | ||
| 1/28/2026 | Listed for sale | $985,000+24.8%$384/sqft |
Source: LOBR #3583633 Report a problem | ||
| 3/25/2022 | Sold | -- |
Source: Bagnell Dam AOR #3540915 Report a problem | ||
| 1/24/2022 | Pending sale | $789,000$307/sqft |
Source:  RE/MAX of Kansas-Missouri #3540915 Report a problem | ||
| 1/24/2022 | Contingent | $789,000$307/sqft |
Source: LOBR #3540915 Report a problem | ||
| 1/20/2022 | Price change | $789,000-1.4%$307/sqft |
Source: LOBR #3540915 Report a problem | ||
| 1/10/2022 | Listed for sale | $799,900+63.2%$312/sqft |
Source: LOBR #3540915 Report a problem | ||
| 6/17/2019 | Sold | -- |
Source: Bagnell Dam AOR #3511251 Report a problem | ||
| 6/3/2019 | Pending sale | $490,000$191/sqft |
Source: Berkshire Hathaway HomeServices Lake Ozark Realty #3511251 Report a problem | ||
| 2/14/2019 | Listed for sale | $490,000$191/sqft |
Source: Berkshire Hathaway Homeservices Lake Ozark Realty #3511251 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,171 -3.7% | $59,930 |
| 2024 | $3,292 +2.8% | $59,930 |
| 2023 | $3,202 | $59,930 |
| 2022 | $3,202 +1.2% | $59,930 +1.2% |
| 2021 | $3,164 -0.7% | $59,220 |
| 2020 | $3,185 +0.3% | $59,220 |
| 2019 | $3,175 -0.5% | $59,220 |
| 2018 | $3,190 | $59,220 |
| 2017 | $3,190 +10.3% | $59,220 |
| 2016 | $2,893 +2% | $59,220 |
| 2015 | $2,837 +4.9% | $59,220 |
| 2014 | $2,706 | $59,220 |
| 2013 | $2,706 | $59,220 +24.2% |
| 2012 | -- | $47,690 -19.5% |
| 2010 | -- | $59,220 |
| 2009 | -- | $59,220 |
| 2008 | -- | $59,220 |
| 2007 | -- | $59,220 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 65049
Nearby schools
GreatSchools rating
- NALeland O. Mills Elementary SchoolGrades: K-2Distance: 4.9 mi
- 8/10Osage Middle SchoolGrades: 6-8Distance: 7.8 mi
- 7/10Osage High SchoolGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- District: School Of The Osage
Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Missouri
- Camden County
- Village of Four Seasons
- 65049
- 177 Ridgewood Dr
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