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For sale
  • Price cut: $10K (7/21)
    $249,900

    181 Jeffrey Ln #23A, Oakland, MD 21550

    2beds
    670sqft
    : 
    $2,060/mo
    Get pre-qualified
    Condominium
    Built in 1997
    -- sqft lot
    $241,600 Zestimate®
    $373/sqft
    $340/mo HOA

    What's special

    Wood-burning fireplacePeaceful lake viewsCovered front deckEasy-flow layout
    Discover comfort and convenience in this charming 2-bedroom, 1-bath unit ideally located in the desirable Roman Ridge at Traders Landing community. Enjoy peaceful lake views from your covered front deck—the perfect spot to relax with your morning coffee or unwind in the evening. Inside, you’ll find a warm and inviting living space featuring a wood-burning fireplace to take the chill off during cool lake evenings. This home offers an easy-flow layout ideal for full-time living or a weekend getaway. Located just moments from all the lake amenities, including Brenda’s Pizza and Traders Coffee, you’ll have dining and recreation right at your fingertips. Come experience lake life at its coziest—schedule your showing today!
    270 days
    |
    370
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Larry Smith 301-501-5564,

    Railey Realty, Inc. 301-387-2000

    Source: Bright MLS,MLS#: MDGA2010704MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Living Room, Bedroom 2, Kitchen, Bedroom 1, Bathroom 1
      Bedroom 1
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 10 X 8
      Bedroom 2
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8 X 10
      Bathroom 1
      • Level: Main
      • Area: 40 Square Feet
      • Dimensions: 8 X 5
      Kitchen
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 X 11
      Living room
      • Features: Fireplace - Wood Burning, Flooring - Laminated
      • Level: Main
      • Area: 187 Square Feet
      • Dimensions: 17 X 11
      Heating
      • Baseboard, Electric
      Cooling
      • Other, Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: Main Level, In Unit
      Features
      • Combination Kitchen/Dining, Dry Wall
      • Flooring: Carpet, Laminate, Vinyl
      • Doors: Insulated, Sliding Glass
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 670
      • Total interior livable area: 670 sqft
      • Finished area above ground: 670
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Other
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Exterior features: Other
      • Pool features: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake
      • Body of water: Deep Creek Lake
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1218056941
      • Zoning: TC
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Cedar, T-1-11
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Other

      Community & HOA

      Community
      • Condo and coop fee: $340 monthly
      • Subdivision: Traders Landing
      HOA
      • Has HOA: No
      Location
      • Region: Oakland

      Financial & listing details

      • Price per square foot: $373/sqft
      • Tax assessed value: $245,000
      • Annual tax amount: $2,773
      • Date on market: 11/1/2025
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $241,600

        $230,000 - $254,000

        $1,394/mo

        Price history

        DateEventPrice
        7/21/2026Price change$249,900-3.8%$373/sqft
        Source: Bright MLS #MDGA2010704 Report a problem
        4/7/2026Price change$259,900-3.7%$388/sqft
        Source: Bright MLS #MDGA2010704 Report a problem
        11/1/2025Listed for sale$269,900+27%$403/sqft
        Source: Bright MLS #MDGA2010704 Report a problem
        9/23/2021Sold$212,500+44.6%$317/sqft
        Source: Bright MLS #MDGA2000618 Report a problem
        10/31/2018Listing removed$147,000$219/sqft
        Source: Railey Realty, Inc. #1001793684 Report a problem
        9/2/2018Listed for sale$147,000$219/sqft
        Source: Railey Realty, Inc. #1001793684 Report a problem
        6/12/2018Listing removed$147,000$219/sqft
        Source: Railey Realty, Inc. #1001793684 Report a problem
        6/6/2018Listed for sale$147,000+5%$219/sqft
        Source: Railey Realty, Inc. #1001793684 Report a problem
        10/24/2016Sold$140,000-3.1%$209/sqft
        Source: Public Record Report a problem
        5/15/2016Price change$144,500-3.6%$216/sqft
        Source: Railey Realty Inc. #GA9620013 Report a problem
        4/7/2016Listed for sale$149,900+156.2%$224/sqft
        Source: Railey Realty Inc. #GA9620013 Report a problem
        10/10/1997Sold$58,500$87/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,141 +26.1%$245,000 +14.8%
        2024$2,492 +17.4%$213,333 +17.4%
        2023$2,122 +21.1%$181,667 +21.1%
        2022$1,752 $150,000
        2021$1,752 $150,000
        2020$1,752 $150,000
        2019$1,752 +6%$150,000
        2018$1,653 0%$150,000
        2017$1,653 $150,000
        2016-- $150,000
        2015-- $150,000
        2014-- $150,000 -26.8%
        2013-- $205,000
        2012-- $205,000
        2011-- $205,000 -10.9%
        2010-- $230,000 +17.9%
        2009-- $195,000 +21.9%
        2008-- $160,000 +28%
        2007-- $125,000 +16.1%
        2006-- $107,666 +19.2%
        2005-- $90,333 +23.7%
        2004-- $73,000 +4.8%
        2003-- $69,666 +5%
        2002-- $66,333 +5.3%
        2001-- $63,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21550

        Getting around

        12 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Garrett County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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