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For sale
  • $989,900

    181 S Higgins St, Port Saint Joe, FL 32456

    4beds
    2,304sqft
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    Single Family Residence
    Built in 2004
    7,840 Square Feet Lot
    $927,700 Zestimate®
    $430/sqft
    $-- HOA

    What's special

    Screened fish cleaning stationGranite countertopsCustom french doorsFenced backyardConvenient powder room
    $25,000 BUYER CREDIT AVAILABLE TO BUY DOWN YOUR INTEREST RATE + OWNER FINANCING AVAILABLE UP TO $200,000 TO QUALIFIED BUYERS WITH ACCEPTABLE TERMS! Indulge in coastal luxury with this beautifully updated 4-bedroom, 4.5-bathroom two-story retreat, perfectly positioned to capture stunning Gulf views. This spacious home features a private heated and cooled pool, a fenced backyard, and multiple outdoor living spaces designed for relaxing and entertaining. Upstairs, you'll find the heart of the home—a modern, fully equipped kitchen with stainless steel appliances, granite countertops, and a breakfast bar that opens to a bright and airy great room. This spring, new flooring was added throughout the living room and kitchen, giving the space a fresh, coastal feel. Step through custom French doors to dual-level wraparound decks and screened porches—ideal for morning coffee or evening sunsets. Three bedrooms on the main level, including a luxurious ensuite, offer direct access to outdoor retreats. Several bathrooms were recently refreshed with new vanities, mirrors, updated showerheads, and freshly painted walls—enhancing both comfort and style. Downstairs, the ground level offers a second living and dining area, another well-appointed kitchen, a fourth bedroom with ensuite bath, a bunkroom, and a convenient powder room—perfect for hosting friends or extended family. After a day on the water, gather for a game of shuffleboard or horseshoes, and clean your fresh catch at the screened fish cleaning station. Just a short walk to the beach for shoreline fishing and sun-soaked relaxation, or launch your boat at the nearby Indian Pass Boat Ramp for unforgettable snorkeling and diving adventures. Return each evening to your private coastal sanctuary and fall asleep to the calming rhythm of the Gulf—knowing more seaside serenity awaits tomorrow. https://my.matterport.com/show/?m=4RWg34Zcwpu
    101 days
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    252
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    36
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Forehand 850-227-6489,

    Beach Properties Real Estate Group

    Source: Forgotten Coast Realtor Association,MLS#: 328007MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Blinds
      Primary bathroom
      • Features: Tile Counters
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Has cooling: Yes
      Appliances
      • Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator w/Ice Maker
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Lock Out Closet, Shelving, Split Bedroom, Woodwork Painted
      • Flooring: Tile, Vinyl
      • Doors: French Doors
      • Windows: Window Treatments
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 5,836
      • Total interior livable area: 2,304 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: 2
      • Stories: 2
      • Patio & porch: Covered Deck, Front Porch
      • Exterior features: See Remarks, Outdoor Shower, Balcony
      • Pool features: Heated, In Ground
      • Fencing: Back Yard,Wood
      • Has water view: Yes
      • Water view: Gulf,Water
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 75 x 105
      • Features: Aerials/Topo Available, Flood Insurance Required, Subdivided, See Remarks, Within 1/2 Mile of Water, Landscaped, Sprinkler System
      Details
      • Parcel number: 03220034R
      • Zoning description: County,Residential Single Family
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Frame, HardiPlank Type
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 2004
      • Major remodel year: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Internet Available, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected, County Trash

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Indian Pass Beach
      Location
      • Region: Port Saint Joe

      Financial & listing details

      • Price per square foot: $430/sqft
      • Tax assessed value: $777,979
      • Annual tax amount: $8,546
      • Date on market: 4/10/2026
      • Listing terms: Cash,Conventional,Owner Will Carry,See Remarks

        Estimated market value

        $927,700

        $881,000 - $974,000

        $4,656/mo

        Price history

        DateEventPrice
        4/10/2026Listed for sale$989,900$430/sqft
        Source: Forgotten Coast Realtor Association #328007 Report a problem
        4/1/2026Listing removed$989,900$430/sqft
        Source: Forgotten Coast Realtor Association #324069 Report a problem
        1/27/2026Price change$989,900-1%$430/sqft
        Source: Forgotten Coast Realtor Association #324069 Report a problem
        9/16/2025Listed for sale$999,900-9.1%$434/sqft
        Source: Forgotten Coast Realtor Association #324069 Report a problem
        9/1/2025Listing removed$1,099,900$477/sqft
        Source: Forgotten Coast Realtor Association #320845 Report a problem
        5/8/2025Price change$1,099,900+10%$477/sqft
        Source: Forgotten Coast Realtor Association #320845 Report a problem
        2/7/2025Listed for sale$999,900-25.7%$434/sqft
        Source: Forgotten Coast Realtor Association #320845 Report a problem
        9/30/2024Listing removed$1,345,000+5.5%$584/sqft
        Source: CPAR #756832 Report a problem
        8/23/2024Price change$1,275,000-5.2%$553/sqft
        Source: Forgotten Coast Realtor Association #317496 Report a problem
        7/17/2024Price change$1,345,000-3.6%$584/sqft
        Source: Forgotten Coast Realtor Association #317496 Report a problem
        6/8/2024Price change$1,395,000-5.4%$605/sqft
        Source: Forgotten Coast Realtor Association #317496 Report a problem
        5/8/2024Listed for sale$1,475,000+55.3%$640/sqft
        Source: Forgotten Coast Realtor Association #317496 Report a problem
        3/24/2022Sold$950,000+85.4%$412/sqft
        Source: Forgotten Coast Realtor Association #310720 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        3/30/2015Listing removed$5,000$2/sqft
        Source: Owner Report a problem
        2/28/2015Listed for rent$5,000$2/sqft
        Source: Owner Report a problem
        9/29/2014Listing removed$5,000$2/sqft
        Source: Owner Report a problem
        8/26/2014Listed for rent$5,000$2/sqft
        Source: Owner Report a problem
        8/2/2004Sold$512,500$222/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,902 -14.7%$777,979 -11.9%
        2024$10,431 -6.5%$883,225 -1.4%
        2023$11,152 +60.8%$895,753 +29.9%
        2022$6,937 +23.5%$689,757 +48.3%
        2021$5,617 +1.4%$464,968 -1.4%
        2020$5,538 +13.6%$471,452 +53.1%
        2019$4,873 +0%$307,925 -9.8%
        2018$4,873 +1.9%$341,270 +2.1%
        2017$4,784 $334,192 +4.8%
        2016$4,784 +0.9%$318,989 -0.9%
        2015$4,742 +1.7%$321,787 -0.9%
        2014$4,664 $324,585 -0.9%
        2013-- $327,383 -0.8%
        2012-- $330,180 -3.7%
        2011-- $342,977 -0.8%
        2010-- $345,775 -9.1%
        2009-- $380,573 -12.3%
        2008-- $434,168 -9%
        2007-- $476,966 -2.1%
        2006-- $486,966 0%
        2005-- $487,045 +256.8%
        2004-- $136,500 +82%
        2003-- $75,000 +36.4%
        2002-- $55,000 +37.5%
        2001-- $40,000
        2000-- $40,000
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32456

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

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