For sale

Price cut: $5.5K (7/15)

$137,500

1908 Owen St, Charles City, IA 50616

3beds

1,224sqft

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Single Family Residence

Built in 1962

6,969 Square Feet Lot

$136,100 Zestimate^®

$112/sqft

$-- HOA

What's special

Finished basementStunning custom woodwork throughoutDouble attached garageTwo bathroomsThree bedroomsDouble detached garageSpacious family room

Charming and well-maintained ranch-style home offering three bedrooms and two bathrooms in an excellent location close to local schools and the community recreation trail. This quality-built home features beautiful custom-made kitchen cabinetry along with stunning custom woodwork throughout, adding warmth and character to every space. The main level offers comfortable living, while the finished basement provides additional living space complete with a spacious family room—perfect for entertaining, relaxing, or extra recreation area. Car enthusiasts and hobbyists will appreciate the convenience of both a double attached garage and a double detached garage, offering ample storage and workspace. This home has been exceptionally cared for and is in excellent condition. A wonderful opportunity to enjoy quality craftsmanship, functional space, and a great location!

78 days

291

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Rooms

Room types: 1st Floor Entry, Lwr Level Family Room

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Disposal, Free-Standing Range, Refrigerator, Gas Water Heater
Laundry: Lower Level

Features

Basement: Block,Interior Entry,Partially Finished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,224 sqft
Finished area below ground: 360

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Property

Parking

Total spaces: 3
Parking features: 3 or More Stalls, Attached Garage, Detached Garage
Has attached garage: Yes
Carport spaces: 3

Lot

Size: 6,969 Square Feet
Dimensions: 50x140

Details

Parcel number: 000120726100500
Zoning: R-2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Other
Roof: Asphalt

Condition

Year built: 1962

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Charles City

Financial & listing details

Price per square foot: $112/sqft
Tax assessed value: $112,740
Annual tax amount: $1,428
Date on market: 5/4/2026
Cumulative days on market: 78 days
Road surface type: Concrete, Hard Surface Road

Estimated market value

$136,100

$129,000 - $143,000

$1,140/mo

Price history

Date	Event	Price
7/15/2026	Price change	$137,500-3.8%$112/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261868 Report a problem
5/4/2026	Listed for sale	$143,000+84.5%$117/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261868 Report a problem
2/9/2009	Sold	$77,500$63/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,538 +3.5%	$104,170
2023	$1,486 -10.8%	$104,170 +31.3%
2022	$1,667 -0.6%	$79,350
2021	$1,677 -3%	$79,350
2020	$1,730 +8.7%	$79,350 -13.2%
2019	$1,592 +13.4%	$91,380 +9.8%
2018	$1,404 -5.1%	$83,260
2017	$1,480 +7.6%	$83,260
2016	$1,376	$83,260 +7%
2015	$1,376 -2.3%	$77,840
2014	$1,408	$77,840
2013	--	$77,840
2012	--	$77,840
2011	--	$77,840 +8.9%
2010	--	$71,450
2007	$984 +11.1%	--
2005	$886	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 50616

Getting around

30 / 100

Car-Dependent

28 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Charles City Middle School
Grades: 5-8Distance: 0.2 mi
4/10
Charles City High School
Grades: 9-12Distance: 0.2 mi
2/10
Lincoln Elementary School
Grades: 2-4Distance: 0.4 mi

Schools provided by the listing agent

Elementary: Charles City
Middle: Charles City
High: Charles City

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.