Beautiful Waterfront Setting on Mill Creek! Discover the perfect blend of coastal luxury and timeless comfort at this sprawling waterfront retreat on the serene shores of Mill Creek just off the Patuxent River. Tucked away in a peaceful setting, this beautifully renovated home offers an unparalleled lifestyle for boating enthusiasts and lovers of the Chesapeake Bay lifestyle. One of the property’s most coveted features is its expansive private pier, complete with a rare boat house—a true gem in this area. With an impressive 7 feet of mean low water (MLW), the dock easily accommodates large sailboats, offering deep water access that is both rare and valuable. The boat house has a 10,000lb boat lift, an ideal place to keep your power boat. Another unique feature is the boat shed located between the house and pier. Perfect storage for all your water toys (kayaks, SUPs, water skis), maybe a future cabana? Best of all, you're just a short and scenic boat ride to Solomons Island, a beloved waterfront destination known for its dining, entertainment, and maritime charm. Step inside to experience a renovated interior that blends high-end finishes with modern design. The high-end kitchen boasts Cambria quartz countertops, custom cabinetry, and stainless-steel appliances—perfect for entertaining or enjoying quiet meals at home. Throughout the house, you'll find all new flooring, luxurious bathrooms with heated tile floors, custom-tiled showers and many other hand selected features that elevate everyday living. The living room is a great size but retains a cozy feel with a pellet stove and charming bay window providing more amazing views of Mill Creek! The main level suite with an attached bath is ideal for guests. You will also find two more bedrooms and another full bath on this level. Head up the custom oak spiral staircase and find the primary suite, a true sanctuary. Featuring a lounging area with propane fireplace, a walk-in closet, and a renovated spa-style bathroom, this space offers the ultimate in comfort and privacy. Vaulted wood ceilings and lots of windows provide a bright and airy feel. Step out onto your private screened porch and take in the stunning views of Mill Creek—an ideal spot for morning coffee or evening relaxation. Whether you're looking for a full-time residence or a weekend getaway, 194 Harbor Drive delivers unmatched waterfront living with upscale finishes, rare boating amenities, and breathtaking views—all just minutes by water to the vibrant Solomons Island scene. Don’t miss your chance to own one of Mill Creek’s finest waterfront properties.
Sold for $1,100,000
$1,100,000
194 Harbor Dr, Lusby, MD 20657
4beds
2,722sqft
Single Family Residence
Built in 1950
0.53 Acres Lot
$1,101,700 Zestimate®
$404/sqft
$2,611 Estimated rent
Home value
$1,101,700
$1.00M - $1.21M
$2,611/mo
Zestimate® history
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$6,875/mo
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List your homeWhat's special
Propane fireplaceBoat houseRenovated spa-style bathroomBreathtaking viewsCustom cabinetryCustom-tiled showersVaulted wood ceilings
Zillow last checked:
Listing updated:
Listed by:
Christine McNelis 410-610-4045,
Berkshire Hathaway HomeServices PenFed Realty
Bought with:
Mike Jordan, 640736
CENTURY 21 New Millennium
Source: Bright MLS,MLS#: MDCA2021630
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Balcony Access, Attached Bathroom, Walk-In Closet(s), Wet Bar, Primary Bedroom - Sitting Area
- Level: Upper
Bedroom 2
- Features: Flooring - Carpet
- Level: Main
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Main
Bedroom 4
- Features: Attached Bathroom, Flooring - Carpet
- Level: Main
Primary bathroom
- Features: Soaking Tub, Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Ceramic Tile, Flooring - Heated, Recessed Lighting, Skylight(s)
- Level: Upper
Bathroom 2
- Features: Bathroom - Walk-In Shower, Countertop(s) - Quartz, Flooring - Ceramic Tile
- Level: Main
Bathroom 3
- Features: Bathroom - Stall Shower, Countertop(s) - Recycled Content, Flooring - Ceramic Tile
- Level: Main
Dining room
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
Kitchen
- Features: Cathedral/Vaulted Ceiling, Flooring - Luxury Vinyl Plank, Kitchen - Propane Cooking, Recessed Lighting, Skylight(s), Countertop(s) - Quartz
- Level: Main
Living room
- Features: Fireplace - Other, Flooring - Carpet
- Level: Main
Screened porch
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s)
- Level: Upper
Sitting room
- Features: Fireplace - Gas, Flooring - Carpet, Wet Bar
- Level: Upper
Heating
- Heat Pump, Central, Forced Air, Electric, Oil, Propane
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level
Features
- Soaking Tub, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Curved Staircase, Open Floorplan, Upgraded Countertops, Bar, Vaulted Ceiling(s), Wood Ceilings
- Flooring: Ceramic Tile, Carpet
- Doors: Double Entry, Sliding Glass
- Windows: Bay/Bow, Double Hung, Skylight(s)
- Has basement: No
- Number of fireplaces: 2
- Fireplace features: Gas/Propane, Mantel(s), Insert, Stone, Other, Pellet Stove
Interior area
- Total structure area: 2,722
- Total interior livable area: 2,722 sqft
- Finished area above ground: 2,722
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Circular Driveway, Private, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 6
- Details: Garage Sqft: 480
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Screened, Porch, Screened Porch
- Exterior features: Chimney Cap(s), Extensive Hardscape, Lighting
- Pool features: None
- Has view: Yes
- View description: Creek/Stream, Panoramic, Scenic Vista, Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- Waterfront features: Private Dock Site, Creek/Stream, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Mill Creek
- Frontage length: Water Frontage Ft: 110
Lot
- Size: 0.53 Acres
- Features: Bulkheaded, No Thru Street, Premium, Rear Yard, Stream/Creek
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Additional parcels included: 2 lots, house straddles
- Parcel number: 0501075276
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Cottage,Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame, Block, Vinyl Siding
- Foundation: Block, Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1950
- Major remodel year: 2019
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Private, Well
- Utilities for property: Cable Connected, Propane, Cable, Satellite Internet Service
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Drum Point
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Common Grounds, Lake, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Recreation Facility, Reserve Funds, Snow Removal
- HOA fee: $341 annually
- HOA name: DRUM POINT
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $404/sqft
- Tax assessed value: $603,867
- Annual tax amount: $6,645
- Date on market: 6/26/2025
- Listing agreement: Exclusive Right To Sell
- Inclusions: Pellet Stove, Oil Tank, Mini Fridge In Primary Suite, Cabinet In Primary Bedroom, Built-ins Below Windows And In Living Space By Doorway, Boat Lift
- Ownership: Fee Simple
- Road surface type: Black Top, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2025 | Sold | $1,100,000$404/sqft |
Source:  Bright MLS #MDCA2021630 Report a problem | ||
| 7/31/2025 | Pending sale | $1,100,000$404/sqft |
Source: Bright MLS #MDCA2021630 Report a problem | ||
| 6/30/2025 | Contingent | $1,100,000$404/sqft |
Source: Bright MLS #MDCA2021630 Report a problem | ||
| 6/26/2025 | Listed for sale | $1,100,000+101.8%$404/sqft |
Source: Bright MLS #MDCA2021630 Report a problem | ||
| 6/28/2018 | Sold | $545,000-5.2%$200/sqft |
Source: Public Record Report a problem | ||
| 6/7/2018 | Listed for sale | $574,900$211/sqft |
Source: PAX Real Estate #1001798070 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,516 +4.5% | $603,867 +4.5% |
| 2024 | $6,235 +8.7% | $577,833 +4.7% |
| 2023 | $5,733 +3.1% | $551,800 |
| 2022 | $5,559 +3.2% | $551,800 +6.5% |
| 2021 | $5,385 +2.8% | $518,333 +3.3% |
| 2020 | $5,237 -0.4% | $501,600 |
| 2019 | $5,260 +0% | $501,600 +0.1% |
| 2018 | $5,258 -1.4% | $501,200 +0% |
| 2017 | $5,331 -16.5% | $501,000 |
| 2016 | $6,386 | $501,000 |
| 2015 | $6,386 | $501,000 -0.8% |
| 2014 | $6,386 | $504,800 |
| 2013 | -- | $504,800 |
| 2012 | -- | $504,800 -20.9% |
| 2011 | -- | $637,890 |
| 2010 | -- | $637,890 |
| 2009 | -- | $637,890 -2.6% |
| 2008 | -- | $654,590 +18.5% |
| 2007 | -- | $552,452 +22.7% |
| 2006 | -- | $450,316 +29.3% |
| 2005 | -- | $348,180 +3.7% |
| 2004 | -- | $335,742 +3.8% |
| 2003 | -- | $323,306 +4% |
| 2002 | -- | $310,870 +0.4% |
| 2001 | -- | $309,756 |
Find assessor info on the county website
Neighborhood: 20657
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Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1.9 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Dowell
- Middle: Mill Creek
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,101,700
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Estimated market value
$1,101,700
- Maryland
- Calvert County
- Lusby
- 20657
- 194 Harbor Dr
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