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For sale by owner
  • $725,000

    1965 Cottonwood Lake Dr, Windom, MN 56101

    2beds
    3,672sqft
    : 
    $4,694/mo
    Get pre-qualified
    SingleFamily
    Built in 1979
    -- sqft lot
    $-- Zestimate®
    $197/sqft
    $-- HOA

    What's special

    Custom garage doorPlumbed in gas grillOutdoor access with deckLarge sand beach
    Fantastic lakefront property with 300+ feet of lakeshore, large sand beach, boathouse, lake views from almost every room and beautiful lot year round! This property is great for entertaining and daily life with multiple living areas inside and out. The house features 2 bedrooms with another optional temporary bedroom with pullout curtain wall. The spacious master has a fabulous walk in closet, large bathroom with whirlpool tub and outdoor access with deck. The second bedroom has a full attached bath and lake views. The large laundry/utility room provides a lot of storage and meal prep and serving space next to the kitchen. The kitchen itself has stainless GE appliances, concrete countertops and newer luxury vinyl plank flooring. Basement game room has pool table, poker table, fireplace, office area and more storage! The garage is full two stall with additional storage and built in cabinets and work bench. The custom garage door was just recently installed. The boathouse provides additional storage for water toys, lawn equipment and patio furniture. Outdoor areas include decks and patio with fire pit overlooking the lake, a garden area with paved paths, plumbed in gas grill, grass volleyball court with poles and net, a 2 level gazebo at the waters edge and the beautiful sand beach perfect for playing or relaxing. This is a beautiful home for owners of any age! Thanks for looking and God bless!
    12 days
    179
    3
    Listed by:

    Property Owner (605) 595-3406

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Forced air
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet, Linoleum / Vinyl
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 3,672 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      Features
      • Exterior features: Wood, Brick
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Details
      • Parcel number: 258310032

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Wood
      • Foundation: Concrete Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1979

      Community & HOA

      Location
      • Region: Windom

      Financial & listing details

      • Price per square foot: $197/sqft
      • Tax assessed value: $579,700
      • Annual tax amount: $7,194
      • Date on market: 8/17/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,320/mo

        Price history

        DateEventPrice
        8/17/2026Listed for sale$725,000$197/sqft
        Source: Owner Report a problem
        7/16/2026Listing removed--
        Source: Owner Report a problem
        4/17/2026Listed for sale$725,000-8.2%$197/sqft
        Source: Owner Report a problem
        4/9/2026Listing removed--
        Source: Owner Report a problem
        1/9/2026Listed for sale$790,000$215/sqft
        Source: Owner Report a problem
        11/20/2025Listing removed--
        Source: Owner Report a problem
        8/22/2025Listed for sale$790,000$215/sqft
        Source: Owner Report a problem
        7/7/2025Listing removed--
        Source: Owner Report a problem
        4/8/2025Listed for sale$790,000+182.1%$215/sqft
        Source: Owner Report a problem
        4/3/2013Sold$280,000-17.4%$76/sqft
        Source: Lake Superior Area Realtors as distributed by MLS GRID #1496675 Report a problem
        11/20/2012Listed for sale$339,000$92/sqft
        Source: Clark Properties II #121069 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,194 +7.1%$579,700 +11.6%
        2024$6,718 -8.4%$519,500 -5.4%
        2023$7,332 +20.4%$549,100 +9.9%
        2022$6,092 +8.1%$499,600 +32.1%
        2021$5,634 $378,100 +0.7%
        2020$5,634 -1.8%$375,300 +10.2%
        2019$5,740 +10.3%$340,600 +3.4%
        2018$5,202 $329,500 -1.3%
        2017$5,202 +1.8%$333,800 -1.3%
        2016$5,110 +14094.4%$338,200
        2015$36 --
        2014-- --
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 56101

        Getting around

        18 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Windom #177

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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