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For sale
  • $270,000

    20 Pine Street, Waterford, CT 06385

    3beds
    1,151sqft
    : 
    $1,870/mo
    Get pre-qualified
    Single Family Residence
    Built in 1948
    4,791 Square Feet Lot
    $295,000 Zestimate®
    $235/sqft
    $-- HOA

    What's special

    Discover comfort, convenience, and versatility at 20 Pine Street! Situated on a peaceful cul-de-sac, this charming single-level home offers a thoughtfully designed layout, modern updates, and easy access to everyday amenities. Step inside to find updated luxury vinyl tile flooring, a welcoming living room with vaulted ceilings, and an inviting atmosphere perfect for relaxing or entertaining. The refreshed eat-in kitchen features stainless steel appliances, gas cooking, and stylish finishes, while an additional flexible space provides the perfect opportunity for a home office, den, or hobby room. Three generously sized bedrooms and an updated full bathroom with newer fixtures and beadboard detailing complete the interior. Outside, enjoy a tiered front yard with established garden beds, a storage shed, and a cozy patio ideal for outdoor dining or gatherings. A rear deck offers another peaceful spot to unwind, with the property bordering town-owned green space. Conveniently located near shopping, restaurants, Route 1, and I-95, this home provides easy access to major employers, including Electric Boat, Pfizer, and the Coast Guard. Ocean Beach Park, with its sandy shoreline and scenic boardwalk, is also just a short drive away. Recent improvements include a new dishwasher (2026), electric heater (2026), electrical panel (2025), hot water heater (2024), new front door, roof updates (2018), kitchen and bathroom improvements (2025/2026), water filtration system (2025), and updated living room and bathroom flooring (2026). Whether you're looking for a primary residence or an investment opportunity, this property offers flexibility and value in a convenient coastal location.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Team KEY of KEY Real Estate Services,

    Michelle Sireci (860)625-3187,

    KEY Real Estate Services LLC 401-661-9040

    Source: Smart MLS,MLS#: 24215898MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Features: Laminate Floor
      • Level: Main
      • Area: 135 Square Feet
      • Dimensions: 9 x 15
      Bedroom
      • Features: Laminate Floor
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9 x 13
      Bedroom
      • Features: Laminate Floor
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 8 x 15
      Bathroom
      • Features: Tub w/Shower, Vinyl Floor
      • Level: Main
      • Area: 45 Square Feet
      • Dimensions: 5 x 9
      Dining room
      • Features: Ceiling Fan(s), Laminate Floor
      • Level: Main
      • Area: 84 Square Feet
      • Dimensions: 12 x 7
      Kitchen
      • Features: Dining Area, Vinyl Floor
      • Level: Main
      • Area: 162 Square Feet
      • Dimensions: 18 x 9
      Living room
      • Features: Cathedral Ceiling(s), Beamed Ceilings, Vinyl Floor
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 11 x 15
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Oven/Range, Dishwasher, Washer, Dryer, Electric Water Heater
      Features
      • Basement: None
      • Attic: Access Via Hatch
      • Has fireplace: No
      Interior area
      • Total structure area: 1,151
      • Total interior livable area: 1,151 sqft
      • Finished area above ground: 1,151

      Property

      Features
      • Exterior features: Rain Gutters
      • Fencing: Partial
      Lot
      • Size: 4,791 Square Feet
      Details
      • Parcel number: 1588757
      • Zoning: VR-10

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1948

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Basketball Court, Golf, Health Club, Park, Private School(s), Shopping/Mall, Tennis Court(s)
      HOA
      • Has HOA: No
      Location
      • Region: Waterford

      Financial & listing details

      • Price per square foot: $235/sqft
      • Tax assessed value: $115,330
      • Annual tax amount: $2,830
      • Date on market: 10/22/2026

        Estimated market value

        $295,000

        $280,000 - $310,000

        $2,094/mo

        Price history

        DateEventPrice
        10/23/2026Listed for sale$270,000-9.7%$235/sqft
        Source: Smart MLS #24215898 Report a problem
        9/9/2026Listing removed$299,000$260/sqft
        Source: Smart MLS #24188425 Report a problem
        7/10/2026Listed for sale$299,000+151.3%$260/sqft
        Source: Smart MLS #24188425 Report a problem
        7/15/2019Sold$119,000$103/sqft
        Source: Smart MLS #170161637 Report a problem
        6/3/2019Pending sale$119,000$103/sqft
        Source: William Raveis Real Estate #170161637 Report a problem
        4/1/2019Price change$119,000-4.8%$103/sqft
        Source: William Raveis Real Estate #170161637 Report a problem
        2/6/2019Listed for sale$125,000$109/sqft
        Source: William Raveis Real Estate #170161637 Report a problem
        1/2/2019Listing removed$125,000$109/sqft
        Source: William Raveis Real Estate #170141387 Report a problem
        6/26/2018Price change$125,000-5.9%$109/sqft
        Source: William Raveis Real Estate #170060660 Report a problem
        5/21/2018Price change$132,900-4.4%$115/sqft
        Source: Heritage Properties SPC #170060660 Report a problem
        4/20/2018Price change$139,000-4.1%$121/sqft
        Source: Heritage Properties SPC #170060660 Report a problem
        3/14/2018Listed for sale$144,900+15.9%$126/sqft
        Source: Heritage Properties SPC #170060660 Report a problem
        7/29/2010Sold$125,000-7.4%$109/sqft
        Source: Smart MLS #E239831 Report a problem
        6/11/2010Listed for sale$135,000-9.9%$117/sqft
        Source: foreclosure.com Report a problem
        2/3/2010Listing removed$149,900$130/sqft
        Source: Avery Real Estate #E228611 Report a problem
        10/31/2009Price change$149,900-14.3%$130/sqft
        Source: CENTURY 21 AVERY REAL ESTATE #E228611 Report a problem
        6/27/2009Price change$175,000-10.2%$152/sqft
        Source: CENTURY 21 AVERY REAL ESTATE #E228611 Report a problem
        4/25/2009Listed for sale$194,900+23%$169/sqft
        Source: Listhub #E228611 Report a problem
        11/21/2006Sold$158,500$138/sqft
        Source: Smart MLS #E171386 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,694 +4.7%$115,330
        2024$2,572 +5.2%$115,330
        2023$2,445 -8.1%$115,330 +19.4%
        2022$2,661 -0.3%$96,570
        2021$2,669 -0.8%$96,570
        2020$2,691 -0.4%$96,570
        2019$2,702 +2%$96,570
        2018$2,648 +16.7%$96,570 +15%
        2017$2,269 +4.7%$83,950
        2015$2,168 +4.1%$83,950
        2014$2,082 -21.2%$83,950 -37.2%
        2012$2,643 +5.2%$133,680
        2011$2,512 +4.1%$133,680
        2010$2,412 +7%$133,680
        2009$2,254 +73.7%--
        2008$1,298 -20%$76,970
        2007$1,622 +5.9%$76,970
        2006$1,531 +5.6%$76,970
        2005$1,450 +10.9%$76,970 0%
        2003$1,307 +69.5%$77,000 +68.9%
        2001$771 +13.2%$45,600 0%
        1997$681 $45,620
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 06385

        Getting around

        56 / 100
        Somewhat Walkable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Great Neck
        • High: Waterford

        Source: Smart MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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