For sale

Price cut: $33.9K (7/10)

$539,000

2029 S Cottage Ln, Garden City, UT 84028

5beds

2,366sqft

$3,133/mo

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Single Family Residence

Built in 2007

3,920 Square Feet Lot

$528,500 Zestimate^®

$228/sqft

$120/mo HOA

What's special

Smart security systemGranite countertops throughout

This beautifully maintained home features 5 spacious bedrooms and 3 bathrooms, perfect for family gatherings or entertaining guests. Just a 2-minute walk to the beach, close to a boat launch, and a nearby watercraft rental facility for boats, jet skis, and water toys. The oversized parking area offers ample space for boats, snowmobiles, and other recreational equipment. Inside, you'll find granite countertops throughout, a smart security system, and a heat tape system to prevent ice buildup in winter. Situated in the quiet, well-maintained Cottages subdivision, near Bear Lake, Pickleville Playhouse, downtown Garden City, and Beaver Mountain Ski Resort. Outdoor activities like boating, paddleboarding, climbing, and golf are all nearby. This move-in-ready Bear Lake retreat is waiting for your family-don't miss out! Ask for more details.

132 days

346

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 2

Rooms

Room types: Master Bathroom

Heating

Forced Air, Propane

Cooling

Central Air

Appliances

Included: Disposal, Built-In Range
Laundry: Electric Dryer Hookup, Gas Dryer Hookup

Features

Vaulted Ceiling(s), Granite Counters, Smart Thermostat
Flooring: Carpet, Hardwood, Tile
Doors: French Doors
Windows: Blinds, Double Pane Windows
Basement: Full
Number of fireplaces: 1

Interior area

Total structure area: 2,366
Total interior livable area: 2,366 sqft
Finished area above ground: 1,186
Finished area below ground: 1,180

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Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Stories: 2
Patio & porch: Covered Deck
Exterior features: Entry (Foyer), Lighting
Has spa: Yes
Spa features: Jetted Tub
Fencing: Partial
Has view: Yes
View description: Mountain(s)

Lot

Size: 3,920 Square Feet
Features: Sprinkler: Auto-Full
Topography: Terrain
Residential vegetation: Landscaping: Full

Details

Parcel number: 41330400032
Zoning: RES
Zoning description: Single-Family

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow/Cottage
Property subtype: Single Family Residence

Materials

Stone, Stucco
Roof: Asphalt

Condition

Blt./Standing
New construction: No
Year built: 2007

Utilities & green energy

Sewer: Public Sewer, Sewer: Public
Water: Culinary
Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Features: Sidewalks
Security: Fire Alarm, Security Alarm, Security System
Subdivision: The Cottages

HOA

Has HOA: Yes
Amenities included: Snow Removal, Water
Services included: Water
HOA fee: $120 monthly
HOA name: Bryon Hugie
HOA phone: 801-230-1000

Location

Region: Garden City

Financial & listing details

Price per square foot: $228/sqft
Tax assessed value: $562,221
Annual tax amount: $2,345
Date on market: 3/24/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Acres allowed for irrigation: 0
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

$528,500

$502,000 - $555,000

$2,707/mo

Price history

Date	Event	Price
7/10/2026	Price change	$539,000-5.9%$228/sqft
Source: UtahRealEstate.com #2145898 Report a problem
3/26/2026	Listed for sale	$572,900-2.9%$242/sqft
Source: UtahRealEstate.com #2145898 Report a problem
2/17/2026	Listing removed	$589,900$249/sqft
Source: UtahRealEstate.com #2087379 Report a problem
5/24/2025	Listed for sale	$589,900$249/sqft
Source: UtahRealEstate.com #2087379 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,345 +21.9%	$562,221 +23.5%
2023	$1,924 -15.5%	$455,382 +6.6%
2022	$2,277 +20.3%	$427,382 +33%
2021	$1,893 +7.6%	$321,371 +19.9%
2020	$1,759 +1%	$268,105 +9.5%
2018	$1,741 -3.1%	$244,742 +5.8%
2017	$1,796 +1.2%	$231,348
2016	$1,775	$231,348 +2.5%
2015	--	$225,775 +2.1%
2011	--	$221,223 -8.3%
2010	$1,429	$241,223

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 84028

Getting around

10 / 100

Car-Dependent

44 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
North Rich School
Grades: K-5Distance: 6.9 mi
6/10
Rich Middle School
Grades: 6-8Distance: 6.9 mi
5/10
Rich High School
Grades: 9-12Distance: 19.8 mi

Schools provided by the listing agent

Elementary: North Rich
Middle: Rich
High: Rich
District: Rich

Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.