In Santa Cruz, location drives demand, and 2030 Kinsley Street puts an investor in the heart of the Live Oak lifestyle. This four-unit property offers the flexibility to build a strong rental portfolio or live in one residence while generating income from the other three, with potential access to owner-occupied financing.
The property includes three two-bedroom residences and one spacious three-bedroom residence, with current rents totaling $15,995 per month. Each unit has its own garage, adding valuable parking and storage for residents. Three units feature updated dual-pane windows, while all four have newer water heaters and gas ranges.
Beyond the numbers, its a location renters want to call home. Shopping, schools, Simpkins Family Swim Center, neighborhood parks, athletic fields, Twin Lakes State Beach, and the Santa Cruz Harbor are all nearby, making daily life easy and giving the property lasting rental appeal. For an investor, its a rare combination: four residences, established income, individual garages, and a location that continues to deliver.
For sale
Price cut: $96K (9/18)
$2,399,000
2030 Kinsley St, Santa Cruz, CA 95062
9beds
4baths
4,612sqft
Quadruplex, Residential Income
Built in 1962
-- sqft lot
$-- Zestimate®
$520/sqft
$-- HOA
What's special
- 71 days
- 357
- 7
Zillow last checked:
Listing updated:
Listed by:
Strock Team 70010201 831-688-9800,
eXp Realty of California Inc 888-584-9427,
Neil Kimmel 01079348 831-588-6756,
eXp Realty of California Inc
Source: MLSListings Inc,MLS#: ML82057797
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 9
- Bathrooms: 4
Kitchen
- Features: Countertop_Tile
Heating
- Wall Furnace
Cooling
- None
Appliances
- Included: Gas Cooktop, Dishwasher, Oven/Range, Refrigerator
- Laundry: Hookups Only
Features
- Flooring: Carpet, Laminate, Vinyl Linoleum
- Windows: None
Interior area
- Total structure area: 4,612
- Total interior livable area: 4,612 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Common, Guest, Off Street, Parking Area
- Garage spaces: 4
- Has carport: Yes
Accessibility
- Accessibility features: Parking
Lot
- Size: 0.3 Acres
Details
- Parcel number: 02918222000
- Zoning: RM-4
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Quadruplex, Residential Income
Materials
- Foundation: Concrete Perimeter, Raised, Other, Wood Frame
- Roof: Composition
Condition
- Year built: 1962
Utilities & green energy
- Gas: IndividualGasMeters, NaturalGas, PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Public Utilities, Water Public, Individual Electric Meters, Individual Gas Meters
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $520/sqft
- Annual tax amount: $18,324
- Date on market: 8/14/2026
- Listing agreement: ExclusiveRightToSell
- Inclusions: OvenRangeAllUnits
- Lease term: Month To Month
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2026 | Price change | $2,399,000-3.8%$520/sqft |
Source: | ||
| 8/14/2026 | Listed for sale | $2,495,000$541/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 95062
Nearby schools
Schools provided by the listing agent
- Elementary: LiveOakElementary_1
- Middle: ShorelineMiddle
- High: SoquelHigh
- District: LiveOakElementary
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





