Welcome home to Palmetto Trace -- one of Panama City Beach's most sought-after neighborhoods, and one of the best price per square foot homes in the community. This spacious 4-bedroom, 2-bathroom home offers 2,347 square feet of thoughtfully designed living space, giving you the room to spread out without the price tag you'd expect.
Inside, you'll find generous living areas and bedrooms built for life -- room for family, guests, a home office, or all three. The kitchen area has been opened up and upgraded to give the home an even more open feeling. New roof in 2025, New HVAC in 2025, and freshly painted in 2026!
Located in the heart of Palmetto Trace, you're just minutes from the sugar-white sands and emerald water Panama City Beach is famous for, plus nearby shopping, dining, and everything else that makes this stretch of the Gulf Coast so popular with buyers.
Square footage this size at this price point doesn't last in this neighborhood. Homes with this kind of value are getting snapped up fast, and this one won't be the exception. If you've been waiting for the right combination of space, location, and price, this is it.
For sale
$495,000
205 Windsor Way, Panama City Beach, FL 32413
4beds
2,347sqft
Single Family Residence
Built in 2005
7,840 Square Feet Lot
$472,900 Zestimate®
$211/sqft
$83/mo HOA
What's special
- 20 days
- 674
- 25
Zillow last checked:
Listing updated:
Listed by:
Christopher C Jennings 850-532-9449,
CENTURY 21 AllPoints Realty
Source: CPAR,MLS#: 793913
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Family Room, Primary Bedroom
Primary bedroom
- Dimensions: 16 x 15
Bedroom
- Dimensions: 11 x 12
Bedroom
- Dimensions: 10 x 11
Bedroom
- Dimensions: 10 x 11
Family room
- Dimensions: 20 x 15
Interior area
- Total structure area: 2,347
- Total interior livable area: 2,347 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Stories: 1
Lot
- Size: 7,840 Square Feet
- Dimensions: 65 x 120
Details
- Parcel number: 32738980218
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Subdivision: Palmetto Trace Phase IV
HOA
- Has HOA: Yes
- Services included: Association Management, Legal/Accounting, Pool(s)
- HOA fee: $249 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $418,207
- Annual tax amount: $4,463
- Date on market: 8/12/2026
- Cumulative days on market: 21 days
Estimated market value
$472,900
$449,000 - $497,000
$2,977/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Listed for sale | $495,000+45.6%$211/sqft |
Source: | ||
| 3/16/2020 | Sold | $340,000-6.8%$145/sqft |
Source: | ||
| 1/4/2020 | Price change | $365,000-0.9%$156/sqft |
Source: Coastal Sun Realty LLC #691063 Report a problem | ||
| 12/20/2019 | Price change | $368,500-0.4%$157/sqft |
Source: Coastal Sun Realty LLC #691063 Report a problem | ||
| 11/20/2019 | Listed for sale | $370,000+38.6%$158/sqft |
Source: Coastal Sun Realty LLC #691063 Report a problem | ||
| 7/31/2012 | Sold | $267,000+4.3%$114/sqft |
Source: | ||
| 4/19/2012 | Price change | $255,999-0.8%$109/sqft |
Source: Latitudes Realty of Florida, LLC. #501779 Report a problem | ||
| 4/3/2012 | Price change | $257,999-4.4%$110/sqft |
Source: Latitudes Realty of Florida, LLC. #501779 Report a problem | ||
| 12/4/2011 | Price change | $269,999-1.8%$115/sqft |
Source: Latitudes Realty of Florida, LLC. #501779 Report a problem | ||
| 11/18/2011 | Listed for sale | $274,999-4%$117/sqft |
Source: Latitudes Realty of Florida, LLC. #501779 Report a problem | ||
| 9/29/2005 | Sold | $286,400$122/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,341 +2.9% | $382,701 +3% |
| 2023 | $4,220 +13% | $371,554 +3% |
| 2022 | $3,734 | $360,732 |
| 2021 | -- | -- |
| 2020 | $2,303 +2.9% | $222,705 +2.3% |
| 2019 | $2,237 | $217,698 +1.9% |
| 2018 | $2,237 +0.3% | $213,639 +2.1% |
| 2017 | $2,231 +11.4% | $209,245 -0.9% |
| 2016 | $2,003 -5.6% | $211,103 -1% |
| 2015 | $2,121 | $213,309 -1.5% |
| 2014 | $2,121 | $216,631 -0.3% |
| 2013 | -- | $217,325 |
| 2012 | -- | $217,325 -19.3% |
| 2011 | -- | $269,280 -6% |
| 2010 | -- | $286,555 -5.4% |
| 2009 | -- | $303,020 -5.5% |
| 2008 | -- | $320,704 -6.9% |
| 2007 | -- | $344,390 +11.6% |
| 2006 | -- | $308,562 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






