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Pending
  • Price cut: $1K (8/19)
    $424,000

    204 Middleburg Dr, Panama City Beach, FL 32413

    3beds
    1,833sqft
    : 
    $2,778/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    8,712 Square Feet Lot
    $418,100 Zestimate®
    $231/sqft
    $83/mo HOA

    What's special

    Recently renovated kitchenAbundant natural lightElegant quartz countertopsTree-lined streetsSpacious primary suiteSoaring vaulted ceilingsRelaxing garden tub
    Currently under contract, seller accepting backup offers. Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options. Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas. The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard. 2 additional bedrooms share a second bathroom. Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials. Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless. The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area. Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living. Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.
    26 days
    |
    905
    |
    59
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Beth Christie 850-832-9417,

    Local Insight Realty

    Source: CPAR,MLS#: 793320MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Dining Room, Great Room, Kitchen, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 19 x 12
      Bedroom
      • Level: First
      • Dimensions: 11 x 10
      Bedroom
      • Level: First
      • Dimensions: 11 x 10
      Dining room
      • Level: First
      • Dimensions: 16 x 10
      Great room
      • Level: First
      • Dimensions: 19 x 18
      Kitchen
      • Description: Eat-in Kitchen
      • Level: First
      • Dimensions: 18 x 11
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary, Soaking Tub, Tub Shower, Walk-In Closet(s)
      • Windows: Double Pane Windows
      Interior area
      • Total structure area: 1,833
      • Total interior livable area: 1,833 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Porch, Screened
      • Exterior features: Porch
      • Pool features: Fenced, In Ground, Community
      • Fencing: Fenced,Privacy
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 70 x 122
      • Features: Sprinkler System, Paved
      Details
      • Parcel number: 32738980247
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Pool, Community Pool
      • Subdivision: Palmetto Trace
      HOA
      • Has HOA: Yes
      • Amenities included: Gazebo
      • Services included: Association Management, Legal/Accounting, Pool(s), Trash
      • HOA fee: $249 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $347,097
      • Annual tax amount: $2,323
      • Date on market: 8/19/2026
      • Cumulative days on market: 27 days
      • Electric utility on property: Yes

        Estimated market value

        $418,100

        $397,000 - $439,000

        $2,724/mo

        Price history

        DateEventPrice
        8/20/2026Pending sale$424,000$231/sqft
        Source: CPAR #793320 Report a problem
        8/19/2026Price change$424,000-0.2%$231/sqft
        Source: CPAR #793320 Report a problem
        8/13/2026Pending sale$425,000$232/sqft
        Source: CPAR #793320 Report a problem
        7/30/2026Listed for sale$425,000+65.2%$232/sqft
        Source: CPAR #793320 Report a problem
        1/3/2006Sold$257,200$140/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,323 +2.9%$211,240 +3%
        2023$2,258 +13.5%$205,087 +3%
        2022$1,989 $199,114
        2021-- --
        2020$1,904 +1.6%$190,646 +2.3%
        2019$1,875 $186,360 +1.8%
        2018$1,875 +0.2%$183,066 +2.1%
        2017$1,870 +12.2%$179,301 -0.8%
        2016$1,667 -5.1%$180,731 -1%
        2015$1,757 $182,509 -1.6%
        2014$1,757 $185,403 0%
        2013-- $185,471 -0.1%
        2012-- $185,669 +4.9%
        2011-- $177,059 -8.6%
        2010-- $193,613 -7.5%
        2009-- $209,355 -7.5%
        2008-- $226,317 -1.8%
        2007-- $230,368 -16.3%
        2006-- $275,128
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        38 / 100
        Car-Dependent
        58 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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