Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, office, wine cellar or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search.
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Price Unknown
20520 Clearwater Cir, Flint, TX 75762
3beds
4,396sqft
Single Family Residence
Built in 1995
0.55 Acres Lot
$899,200 Zestimate®
$--/sqft
$3,595 Estimated rent
Home value
$899,200
$854,000 - $944,000
$3,595/mo
Zestimate® history
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List your homeWhat's special
Open waterRefined lakefront residenceSpanning two generous lotsSunset viewsThree true primary suites
Zillow last checked:
Listing updated:
Listed by:
Jena Waldron 903-736-8311,
Keller Williams Realty-Tyler
Bought with:
Jamey Whitley, TREC# 0726781
Source: GTARMLS,MLS#: 26002135
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Game Room, Family Room, Utility Room, 2 Living Areas
Primary bedroom
- Features: Master Bedroom Split
Bedroom
- Features: Guest Bedroom Split, Walk-In Closet(s)
Bedroom 1
- Area: 437
- Dimensions: 23 x 19
Bedroom 2
- Area: 266
- Dimensions: 14 x 19
Bedroom 3
- Area: 276
- Dimensions: 23 x 12
Bathroom
- Features: Shower Only, Separate Lavatories, Walk-In Closet(s), Bar
Dining room
- Area: 322
- Dimensions: 23 x 14
Kitchen
- Features: Kitchen/Eating Combo, Breakfast Bar
- Area: 255
- Dimensions: 17 x 15
Living room
- Area: 621
- Dimensions: 23 x 27
Heating
- Central/Electric, Fireplace(s), Wood Stove
Cooling
- Central Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Oven, Electric Cooktop
Features
- Wet Bar, Central Vacuum, Ceiling Fan(s), Kitchen Island
- Flooring: Carpet, Wood, Tile
- Windows: Blinds
- Has basement: Yes
- Number of fireplaces: 1
- Fireplace features: One Wood Burning, Wood Burning Stove
Interior area
- Total structure area: 4,396
- Total interior livable area: 4,396 sqft
Property
Parking
- Total spaces: 2
- Parking features: Door w/Opener w/Controls, Garage Faces Front
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Size: 23X29
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio Open, Patio Covered, Porch
- Exterior features: Sprinkler System, Balcony, Gutter(s)
- Pool features: None
- Has spa: Yes
- Spa features: Bath
- Fencing: None
- On waterfront: Yes
- Waterfront features: Waterfront, Water/Lakefront
- Body of water: Lake Palestine
Lot
- Size: 0.55 Acres
- Features: Wooded, Subdivision Lot, Rectangular Lot
Details
- Additional structures: Greenhouse, Boat House, Workshop
- Parcel number: 180950000400059000
- Special conditions: Homeowner's Assn Dues
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Other/See Remarks
- Foundation: Slab, Basement
- Roof: Composition
Condition
- Year built: 1995
Utilities & green energy
- Sewer: Aerobic Septic
- Water: Private, Company: Monarch
- Utilities for property: Overhead Utilities
Community & HOA
Community
- Features: Boat Ramp
- Subdivision: PINE TRAIL SHORES
HOA
- Has HOA: Yes
- HOA fee: $50 annually
Location
- Region: Flint
Financial & listing details
- Tax assessed value: $787,861
- Annual tax amount: $1,266
- Date on market: 2/14/2026
- Listing terms: Conventional,FHA,VA Loan,Cash,Other/See Remarks,Texas Veteran Land Board
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Sold | -- |
Source:  GTARMLS #26002135 Report a problem | ||
| 6/22/2026 | Pending sale | $899,500$205/sqft |
Source: GTARMLS #26002135 Report a problem | ||
| 6/22/2026 | Contingent | $899,500$205/sqft |
Source: NTREIS #21164000 Report a problem | ||
| 5/5/2026 | Price change | $899,500-2.8%$205/sqft |
Source: GTARMLS #26002135 Report a problem | ||
| 3/26/2026 | Price change | $925,000-4.1%$210/sqft |
Source: GTARMLS #26002135 Report a problem | ||
| 2/14/2026 | Price change | $965,000-1%$220/sqft |
Source: GTARMLS #26002135 Report a problem | ||
| 6/27/2025 | Listed for sale | $975,000+95%$222/sqft |
Source: GTARMLS #25009748 Report a problem | ||
| 5/12/2025 | Listing removed | $500,000$114/sqft |
Source: GTARMLS #25006224 Report a problem | ||
| 4/24/2025 | Listed for sale | $500,000$114/sqft |
Source: GTARMLS #25006224 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,277 +3.3% | $787,861 -14.8% |
| 2023 | $1,236 -65.3% | $924,890 +32.1% |
| 2022 | $3,566 -0.3% | $700,374 +11.7% |
| 2021 | $3,579 +0.3% | $627,006 +4.4% |
| 2020 | $3,569 -1.1% | $600,773 +1.2% |
| 2019 | $3,610 +1.2% | $593,494 +1.1% |
| 2018 | $3,568 +1.1% | $587,067 +1.4% |
| 2017 | $3,530 +1% | $578,875 +40.7% |
| 2016 | $3,495 -3.5% | $411,567 +1.8% |
| 2015 | $3,621 | $404,211 |
| 2014 | $3,621 +0% | -- |
| 2013 | $3,620 0% | -- |
| 2012 | $3,622 +0.6% | -- |
| 2011 | $3,599 | -- |
| 2010 | -- | $365,647 -1.7% |
| 2009 | -- | $371,900 |
| 2008 | -- | $371,900 |
| 2007 | -- | $371,900 +11.4% |
| 2006 | -- | $333,900 +3% |
| 2005 | -- | $324,200 |
| 2004 | -- | $324,200 +1.6% |
| 2003 | -- | $319,000 +4.7% |
| 2002 | -- | $304,600 |
| 2001 | -- | $304,600 +15.4% |
| 2000 | -- | $263,940 |
Find assessor info on the county website
Neighborhood: 75762
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Nearby schools
GreatSchools rating
- 8/10Owens Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 7/10Three Lakes Middle SchoolGrades: 6-8Distance: 9 mi
- 6/10Tyler Legacy High SchoolGrades: 9-12Distance: 12.3 mi
Schools provided by the listing agent
- Elementary: Owens
- Middle: Three Lakes
- High: Tyler Legacy
Source: GTARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Texas
- Smith County
- Flint
- 75762
- 20520 Clearwater Cir
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