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Pending
  • Price cut: $30K (6/26)
    $799,900

    2054 Luzon Ln Unit 4, Chula Vista, CA 91915

    4beds
    2,439sqft
    : 
    $5,578/mo
    Get pre-qualified
    Condominium
    Built in 2021
    -- sqft lot
    $800,500 Zestimate®
    $328/sqft
    $300/mo HOA

    What's special

    Private balconyPrivate en-suite bathCustom cabinetryPremium finishes throughoutSpacious primary suiteLarge walk-in closetQuartz countertops
    Major Price Improvement! Incredible opportunity to own in the highly desirable Suwerte community of Otay Ranch. Originally positioned near comparable properties around $829,000, this home is now offered at just $799,900, creating exceptional value. To make the opportunity even more attractive, the seller is willing to consider a credit based on an offer up to $829,000, which may be used toward a 2-1 interest rate buydown, recurring and non-recurring closing costs, prepaid expenses, or other allowable buyer costs, subject to lender approval. The thoughtfully designed floor plan features a spacious primary suite with a large walk-in closet, dual-sink vanity, and private en-suite bath. Enjoy premium finishes throughout, including custom cabinetry, quartz countertops, stainless steel appliances, luxury vinyl plank wood-style flooring, and a high-end Samsung washer and dryer. Relax on the private balcony overlooking the vibrant Otay Ranch Town Center. Ideally located just minutes from shopping, dining, entertainment, parks, top-rated schools, and convenient access to the 125 Freeway. This is an outstanding opportunity to maximize purchasing power while enjoying one of Chula Vista's most sought-after communities.
    56 days
    |
    48
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Derek A Barksdale DRE #01804284 619-254-1496,

    Military Mutual,

    Frank Lucero DRE #02091139 619-862-5201,

    Military Mutual

    Source: SDMLS,MLS#: 260014544MLS LogoOriginating MLS: SDMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Forced Air Unit
      Cooling
      • Central Forced Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer
      • Laundry: Electric, Gas
      Interior area
      • Total structure area: 2,439
      • Total interior livable area: 2,439 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: 3 Story
      • Stories: 4
      • Pool features: N/K
      • Fencing: N/K
      Details
      • Parcel number: 6430212604
      • Zoning: R-1:SINGLE
      • Zoning description: R-1:SINGLE

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Stucco
      • Roof: Tile/Clay
      Condition
      • Year built: 2021

      Utilities & green energy

      • Sewer: Sewer Available
      • Water: Available

      Community & HOA

      Community
      • Subdivision: CHULA VISTA
      HOA
      • Services included: Common Area Maintenance, Exterior (Landscaping)
      • HOA fee: $300 monthly
      • HOA name: Walters Management
      Location
      • Region: Chula Vista

      Financial & listing details

      • Price per square foot: $328/sqft
      • Tax assessed value: $555,177
      • Annual tax amount: $10,782
      • Date on market: 6/16/2026
      • Listing terms: Cal Vet,Cash,Conventional,FHA,VA

        Estimated market value

        $800,500

        $760,000 - $841,000

        $5,066/mo

        Price history

        DateEventPrice
        7/5/2026Pending sale$799,900$328/sqft
        Source: SDMLS #260014544 Report a problem
        6/26/2026Price change$799,900-3.6%$328/sqft
        Source: SDMLS #260014544 Report a problem
        6/16/2026Listed for sale$829,900+61.8%$340/sqft
        Source: SDMLS #260014544 Report a problem
        4/20/2023Listing removed--
        Source: Zillow Rentals Report a problem
        4/4/2023Listed for rent$4,395$2/sqft
        Source: Zillow Rentals Report a problem
        5/28/2021Sold$513,000$210/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,782 +3.2%$555,177 +2%
        2024$10,450 +2%$544,292 +2%
        2023$10,248 +3%$533,621 +2%
        2022$9,948 +112%$523,158 +608%
        2021$4,694 +13.6%$73,894 +1%
        2020$4,132 $73,137
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Otay Ranch

        Getting around

        79 / 100
        Very Walkable
        38 / 100
        Some Transit
        77 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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