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For sale
    • Listed by: Coldwell Banker Realty • Tracy Bryant • Contact: 949-338-3515
    Price increase: $10K (8/4)
    $499,000

    20702 El Toro Rd APT 90, Lake Forest, CA 92630

    2beds
    916sqft
    : 
    $3,806/mo
    Get pre-qualified
    Condominium
    Built in 1980
    -- sqft lot
    $495,700 Zestimate®
    $545/sqft
    $553/mo HOA

    What's special

    Tennis and basketball courtsResort-style pools
    This gorgeous community is now FHA approved! Tucked within the lush, tree-lined Pheasant Creek community where winding streams and peaceful ponds set the tone, this fully reimagined 2-bed, 2-bath condo with a carport is the California lifestyle upgrade you've been waiting for. Every inch of this home has been thoughtfully touched. The kitchen has been nicely refreshed with sleek stainless-steel appliances and recessed lighting that sets the perfect ambiance. New laminate floors run seamlessly throughout, fresh paint brightens every room, and new ceiling fans in the dining area and bedrooms add both style and function. Both bathrooms? Completely refreshed. The living room opens directly onto a spacious private balcony, your own quiet corner for morning coffee, evening cocktails, or simply doing nothing at all. A patio laundry closet with extra storage keeps life organized without sacrificing space. Parking is a non-issue here as you get both an assigned space and a carport. And when you're ready to venture beyond your front door, the community delivers with resort-style pools, tennis and basketball courts, and scenic walking trails all just steps away. The HOA covers water, sewer, trash, and grounds maintenance, keeping your to-do list blissfully short. As for location, Irvine Spectrum, top-rated schools, parks, hiking trails, and premier shopping are all within easy reach. Whether you're a first-time buyer or savvy investor, this one is FHA approved and move-in ready. Come see it before someone else does.
    108 days
    |
    956
    |
    45
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tracy Bryant DRE #01327741 949-338-3515,

    Coldwell Banker Realty

    Source: CRMLS,MLS#: NP26083012MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Family Room, Kitchen, Dining Room
      Bathroom
      • Features: Bathroom Exhaust Fan, Bathtub, Remodeled, Tub Shower
      Kitchen
      • Features: Remodeled, Updated Kitchen
      Heating
      • None
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Free-Standing Range, Microwave, Range Hood, Dryer, Washer
      • Laundry: Laundry Closet, Outside
      Features
      • Balcony, Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, Open Floorplan, Recessed Lighting
      • Flooring: Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 916 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned, Carport, Detached Carport, Guest
      • Carport spaces: 1
      • Uncovered spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Entry location: 2
      • Patio & porch: Deck
      • Pool features: Community, In Ground, Association
      • Has spa: Yes
      • Spa features: Association, Community, In Ground
      • Fencing: None
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 7.92 Acres
      • Features: Landscaped
      Details
      • Parcel number: 93874234
      • Special conditions: Short Sale

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Craftsman
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Drywall, Frame, Concrete
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Electric: Electricity - On Property, Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Hiking, Street Lights, Suburban, Sidewalks, Pool
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Pheasant Creek (Pc)
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Pool, Spa/Hot Tub, Trash, Water
      • Services included: Sewer
      • HOA fee: $553 monthly
      • HOA name: Pheasant Creek
      • HOA phone: 949-429-5831
      Location
      • Region: Lake Forest

      Financial & listing details

      • Price per square foot: $545/sqft
      • Tax assessed value: $520,200
      • Annual tax amount: $5,354
      • Date on market: 4/19/2026
      • Cumulative days on market: 108 days
      • Listing terms: Cash,Cash to New Loan,Conventional,FHA,VA Loan
      • Inclusions: Washer & Dryer
      • Road surface type: Paved

        Estimated market value

        $495,700

        $471,000 - $520,000

        $2,811/mo

        Price history

        DateEventPrice
        8/4/2026Price change$499,000+2%$545/sqft
        Source: CRMLS #NP26083012 Report a problem
        7/28/2026Price change$489,000-5%$534/sqft
        Source: CRMLS #NP26083012 Report a problem
        5/25/2026Price change$514,500-1.9%$562/sqft
        Source: CRMLS #NP26083012 Report a problem
        4/20/2026Price change$524,500-4.6%$573/sqft
        Source: CRMLS #NP26083012 Report a problem
        3/14/2025Price change$549,999-1.8%$600/sqft
        Source: CRMLS #PW25012205 Report a problem
        2/25/2025Price change$560,000-0.9%$611/sqft
        Source: CRMLS #PW25012205 Report a problem
        1/17/2025Listed for sale$565,000+13%$617/sqft
        Source: CRMLS #PW25012205 Report a problem
        5/18/2023Sold$500,000+1%$546/sqft
        Source: Public Record Report a problem
        5/8/2023Contingent$495,000$540/sqft
        Source: CRMLS #PW23073731 Report a problem
        5/4/2023Listed for sale$495,000+67.8%$540/sqft
        Source: CRMLS #PW23073731 Report a problem
        5/20/2016Sold$295,000$322/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,354 +1.8%$520,200 +2%
        2024$5,258 -0.3%$510,000 +51.9%
        2023$5,275 +55.6%$335,658 +2%
        2022$3,391 +2%$329,077 +2%
        2021$3,324 +0.9%$322,625 +1%
        2020$3,294 $319,317 +2%
        2019$3,294 +2%$313,056 +2%
        2018$3,229 +4%$306,918 +2%
        2017$3,105 $300,900 +113.6%
        2016$3,105 +122.7%$140,871 +1.5%
        2015$1,394 +3.7%$138,755 +2%
        2014$1,345 $136,037 +0.5%
        2013-- $135,423 +2%
        2012-- $132,768 +2%
        2011-- $130,165 +0.8%
        2010-- $129,193
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92630

        Getting around

        11 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Forest
        • Middle: Serrano Intermediate
        • High: Trabucco Hills

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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