Welcome to one of Cudjoe Gardens' most desirable waterfront addresses
Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.
One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.
Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.
Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina
For sale
$2,699,999
20833 4th Ave W, Cudjoe Key, FL 33042
4beds
2,452sqft
Single Family Residence
Built in 2018
0.27 Acres Lot
$-- Zestimate®
$1,101/sqft
$6/mo HOA
What's special
Oversized waterfront lotWaterfront pergolaModern coastal finishesOutdoor kitchenResort-style outdoor livingHigh ceilingsExpansive entertaining decks
- 115 days
- 295
- 7
Zillow last checked:
Listing updated:
Listed by:
Diane Corliss 305-849-0934,
Coldwell Banker Schmitt Real Estate Co
Source: FLKMLS,MLS#: 620277
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Stainless Steel Appliance(s)
Features
- Granite Counters
- Flooring: Tile
- Furnished: Yes
Interior area
- Total structure area: 2,452
- Total interior livable area: 2,452 sqft
Video & virtual tour
Property
Parking
- Parking features: Attached, Garage Door Opener, Open
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Patio & porch: Open Porch/Balcony, No Porch/Balcony, Deck, Patio
- Has private pool: Yes
- Pool features: In Ground, Concrete
- Fencing: Fenced
- On waterfront: Yes
Lot
- Size: 0.27 Acres
Details
- Parcel number: 00174635001100
- Zoning: IS - Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
Condition
- Year built: 2018
Community & HOA
Community
- Subdivision: Cudjoe Gardens (21.0)
HOA
- Has HOA: No
- Services included: None
- HOA fee: $75 annually
Location
- Region: Cudjoe Key
Financial & listing details
- Price per square foot: $1,101/sqft
- Tax assessed value: $1,701,843
- Annual tax amount: $14,921
- Date on market: 6/14/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Listed for sale | $2,699,999+86.2%$1,101/sqft |
Source: | ||
| 5/13/2021 | Sold | $1,450,000+166.1%$591/sqft |
Source: | ||
| 7/6/2017 | Sold | $545,000+990%$222/sqft |
Source: | ||
| 12/11/1997 | Sold | $50,000$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,922 +4.9% | $1,701,843 +12.4% |
| 2024 | $14,226 +13.2% | $1,514,286 +10% |
| 2023 | $12,571 +13.6% | $1,376,624 +10% |
| 2022 | $11,066 +29.2% | $1,251,476 +40.1% |
| 2021 | $8,563 +1.1% | $893,532 +5.9% |
| 2020 | $8,471 | $844,102 +2% |
| 2019 | $8,471 +9.9% | $827,154 +243.8% |
| 2018 | $7,709 +235.9% | $240,568 +22.8% |
| 2017 | $2,295 +47.4% | $195,938 -11% |
| 2016 | $1,557 -3% | $220,039 +10.4% |
| 2015 | $1,606 | $199,225 |
Find assessor info on the county website
Monthly payment
Est. payment




