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For sale
  • $2,699,999

    20833 4th Ave W, Cudjoe Key, FL 33042

    4beds
    2,452sqft
    : 
    $16,649/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    0.27 Acres Lot
    $-- Zestimate®
    $1,101/sqft
    $6/mo HOA

    What's special

    Oversized waterfront lotWaterfront pergolaModern coastal finishesOutdoor kitchenResort-style outdoor livingHigh ceilingsExpansive entertaining decks
    Welcome to one of Cudjoe Gardens' most desirable waterfront addresses Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs. One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys. Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views. Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina
    68 days
    |
    375
    |
    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Diane Corliss 305-849-0934,

    Coldwell Banker Schmitt Real Estate Co

    Source: FLKMLS,MLS#: 620277MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Stainless Steel Appliance(s)
      Features
      • Granite Counters
      • Flooring: Tile
      • Furnished: Yes
      Interior area
      • Total structure area: 2,452
      • Total interior livable area: 2,452 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Attached, Garage Door Opener, Open
      • Has attached garage: Yes
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open Porch/Balcony, No Porch/Balcony, Deck, Patio
      • Has private pool: Yes
      • Pool features: In Ground, Concrete
      • Fencing: Fenced
      • On waterfront: Yes
      Lot
      • Size: 0.27 Acres
      Details
      • Parcel number: 00174635001100
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      Condition
      • Year built: 2018

      Community & HOA

      Community
      • Subdivision: Cudjoe Gardens (21.0)
      HOA
      • Has HOA: No
      • Services included: None
      • HOA fee: $75 annually
      Location
      • Region: Cudjoe Key

      Financial & listing details

      • Price per square foot: $1,101/sqft
      • Tax assessed value: $1,701,843
      • Annual tax amount: $14,921
      • Date on market: 6/14/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/14/2026Listed for sale$2,699,999+86.2%$1,101/sqft
        Source: FLKMLS #620277 Report a problem
        5/13/2021Sold$1,450,000+166.1%$591/sqft
        Source: FLKMLS #592441 Report a problem
        7/6/2017Sold$545,000+990%$222/sqft
        Source: FLKMLS #575624 Report a problem
        12/11/1997Sold$50,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,922 +4.9%$1,701,843 +12.4%
        2024$14,226 +13.2%$1,514,286 +10%
        2023$12,571 +13.6%$1,376,624 +10%
        2022$11,066 +29.2%$1,251,476 +40.1%
        2021$8,563 +1.1%$893,532 +5.9%
        2020$8,471 $844,102 +2%
        2019$8,471 +9.9%$827,154 +243.8%
        2018$7,709 +235.9%$240,568 +22.8%
        2017$2,295 +47.4%$195,938 -11%
        2016$1,557 -3%$220,039 +10.4%
        2015$1,606 $199,225
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33042

        Getting around

        13 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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