For sale

$3,200,000

21202 6th Ln, Spirit Lake, IA 51360

4beds

2,614sqft

$23,068/mo

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Single Family Residence

Built in 1971

0.26 Acres Lot

$-- Zestimate^®

$1,224/sqft

$72/mo HOA

What's special

This solid, stalwart home on 100 feet of West Okoboji shoreline was architecturally designed by Kenninger, Galvin & Associates and features lake views from most every room in this 5 level home. Redwood and brick combine to make this home one of the truly distinctive homes on all of West Okoboji! And, located in the neighborhood 'village' of Monarch cove, community activities abound with a new children's play space, community lakeshore park/picnic/marina area, and even a pickleball/basketball court, all within easy walking distance of this home. Definitely an opportunity you should seize!

13 days

966

25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 5
3/4 bathrooms: 4
1/2 bathrooms: 1

Bedroom 1

Description: Carpet
Level: Third
Dimensions: 10 x 17

Bedroom 2

Description: Carpet
Level: Third
Dimensions: 9 x 15.5

Bedroom 3

Description: Carpet
Level: Second
Dimensions: 12.5 x 17

Bedroom 4

Description: Slate
Level: Upper
Dimensions: 11.5 x 12

Bathroom 1

Description: Tile
Level: Third
Dimensions: 7.5 x 9

Bathroom 2

Description: Tile/Carpet
Level: Second
Dimensions: 6.5 x 11

Bathroom 3

Description: Tile
Level: Upper
Dimensions: 4.5 x 5.5

Bathroom 4

Description: Slate
Level: Upper
Dimensions: 6.5 x 7

Bathroom 5

Description: Tile
Level: Basement
Dimensions: 4.5 x 6.5

Other

Description: Tile-Kitchenette/Sitting
Level: Basement
Dimensions: 15.2 x 17

Dining room

Description: Tile
Level: Upper
Dimensions: 11.5 x 17

Kitchen

Description: Tile
Level: Upper
Dimensions: 9 x 13.5

Living room

Description: Tile
Level: Upper
Dimensions: 16 x 21

Office

Description: Carpet
Level: Main
Dimensions: 15 x 21

Sauna

Description: Carpet
Level: Basement
Dimensions: 5.5 x 6

Storage

Description: Storage/Tornado Shelter
Level: Basement
Dimensions: 17 x 17

Utility room

Description: Concrete
Level: Basement
Dimensions: 8.5 x 18

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Indoor Grill, Microwave, Refrigerator, Oven, Washer, Humidifier, Water Filtration Sys, Gas Water Heater
Laundry: Washer/Dryer Hkups

Features

Sauna
Flooring: Tile
Basement: Finished-Partial,Concrete,Partial
Has fireplace: Yes
Fireplace features: Wood Burning

Interior area

Total structure area: 3,021
Total interior livable area: 2,614 sqft
Finished area above ground: 2,262
Finished area below ground: 407

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener
Attached garage spaces: 2

Features

Levels: Three Or More
Stories: 2
On waterfront: Yes
Waterfront features: Waterfront, Lake
Body of water: West Okoboji Lake
Frontage length: Waterfront Frontage: 100

Lot

Size: 0.26 Acres
Dimensions: 100 x 120
Features: Accessible Shoreline, Paved, Wooded, Waterfront-Deep

Details

Additional structures: Boat House
Parcel number: 061178013

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Brick, Other, Frame/Wood, Stick Built
Roof: Other

Condition

Year built: 1971

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Rural/Municipality
Utilities for property: Natural Gas Connected, Cable Connected

Community & HOA

Community

Subdivision: IA

HOA

Has HOA: Yes
HOA fee: $215 quarterly

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $1,224/sqft
Tax assessed value: $2,508,700
Annual tax amount: $16,624
Date on market: 7/11/2026
Listing terms: Cash

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/11/2026	Listed for sale	$3,200,000$1,224/sqft
Source: Iowa Great Lakes BOR #260799 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$16,624 -3.4%	$2,508,700 +20.4%
2024	$17,208 +28.6%	$2,083,300
2023	$13,376 +2.4%	$2,083,300 +52.2%
2022	$13,068 +4.4%	$1,369,200
2021	$12,514 +2.1%	$1,369,200 +10.3%
2020	$12,258 +16.9%	$1,241,500
2019	$10,484 +4%	$1,241,500 +16.2%
2018	$10,082 -2.2%	$1,068,700
2017	$10,304 +2.2%	$1,068,700 +4.9%
2016	$10,082 +5.9%	$1,018,800
2015	$9,520 +1.8%	$1,018,800 +5.2%
2014	$9,348 +3.2%	$968,200
2013	$9,056	$968,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51360

Getting around

3 / 100

Car-Dependent

35 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 3.3 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 3.4 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 3.3 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.