For sale

$374,900

2155 Wharf Rd #12, Capitola, CA 95010

2beds

1,080sqft

Double Wide Mobile Home, ManufacturedinPark

Built in 1972

-- sqft lot

$371,300 Zestimate^®

$347/sqft

$620/mo HOA

What's special

Capitola Coastal Lifestyle. Back on the market because the HOA would not allow the buyer's 2 dogs. This 2 bedroom, 2 bathroom manufactured home is south facing for plenty of sun on a corner lot with an enclosed porch/deck that leads to a quaint fenced yard. Indoor Washer & Dryer with easy access. PG&E has just completed ALL NEW natural gas service and electric service lines in this park. This home is part of the "Capitola Affordable Home program" so income restrictions apply. See the disclosures for the limits. Must be your primary residence. If you think you may qualify you can ask for more information. I will assemble some information in the disclosures link.

308 days

854

20

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Bathroom

Features: ShowerandTub

Dining room

Features: BreakfastBar, DiningL

Family room

Features: NoFamilyRoom

Heating

Central Forced Air

Cooling

None

Appliances

Included: Washer/Dryer

Features

Flooring: Carpet, Vinyl Linoleum
Fireplace features: None

Interior area

Total structure area: 1,080
Total interior livable area: 1,080 sqft

Property

Parking

Total spaces: 2
Parking features: Tandem
Carport spaces: 2

Features

Stories: 1
Has view: Yes
View description: None
Park: Wharf Road Manor

Details

Lease amount: $0
Special conditions: Standard

Construction

Type & style

Home type: MobileManufactured
Property subtype: Double Wide Mobile Home, ManufacturedinPark

Materials

Roof: Composition

Condition

Year built: 1972

Utilities & green energy

Gas: NaturalGas, PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Available, Public Utilities, Water Public

Community & HOA

HOA

Has HOA: Yes
Amenities included: None
HOA fee: $620 monthly

Location

Region: Capitola

Financial & listing details

Price per square foot: $347/sqft
Date on market: 10/2/2025
Listing agreement: ExclusiveRightToSell
Listing terms: VALoan, CalVetLoan, CashorConventionalLoan
Body type: DoubleWide

Estimated market value

$371,300

$353,000 - $390,000

Not available

Price history

Date	Event	Price
2/22/2026	Price change	$374,900-3.4%$347/sqft
Source: MLSListings Inc #ML82023640 Report a problem
1/6/2026	Listed for sale	$388,000$359/sqft
Source: MLSListings Inc #ML82023640 Report a problem
12/27/2025	Contingent	$388,000$359/sqft
Source: MLSListings Inc #ML82023640 Report a problem
10/2/2025	Listed for sale	$388,000$359/sqft
Source: MLSListings Inc #ML82023640 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 95010

Getting around

78 / 100

Very Walkable

87 / 100

Very Bikeable

Nearby schools

GreatSchools rating

6/10
Soquel Elementary School
Grades: K-5Distance: 0.4 mi
7/10
New Brighton Middle School
Grades: 6-8Distance: 0.6 mi

Schools provided by the listing agent

Elementary: MainStreetElementary_1
District: SoquelUnionElementary

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.