For sale

$1,399,000

2520 Howe St, Santa Cruz, CA 95065

4beds

1,519sqft

$9,079/mo

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Single Family Residence, Residential

Built in 1964

5,706 Square Feet Lot

$-- Zestimate^®

$921/sqft

$-- HOA

What's special

Located in the Lower Santa Cruz Gardens neighborhood this meticulously maintained, 4bd 2ba home is available for the first time ever! New floors recently installed in the entry room, dining and kitchen. Off the kitchen, you'll step into the living space followed by a sunroom. Next step into a quiet, private oasis featuring a fabulous pool in excellent condition! You have to see this home in person to appreciate every detail!

7 days

922

30

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Bedroom

Features: GroundFloorBedroom, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bathroom

Features: FullonGroundFloor

Dining room

Features: DiningArea, EatinKitchen

Family room

Features: SeparateFamilyRoom

Kitchen

Features: Countertop_Laminate

Heating

Central Forced Air

Cooling

None

Appliances

Included: Electric Cooktop, Dishwasher, Microwave, Electric Oven

Interior area

Total structure area: 1,519
Total interior livable area: 1,519 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Parking Area
Attached garage spaces: 2

Features

Stories: 1
Exterior features: Fenced
Pool features: Solar Heat, Pool/Spa Combo
Spa features: Pool/SpaCombo
Fencing: Perimeter,Front Yard,Mixed Height Type

Lot

Size: 5,706 Square Feet
Features: Other

Details

Parcel number: 02511126000
Zoning: R-1-6
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Foundation: Brick/Mortar, Pillar/Post/Pier, Crawl Space
Roof: Composition

Condition

New construction: No
Year built: 1964

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Utilities for property: Public Utilities

Community & HOA

Location

Region: Santa Cruz

Financial & listing details

Price per square foot: $921/sqft
Tax assessed value: $130,017
Date on market: 8/17/2026
Listing agreement: ExclusiveRightToSell

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/17/2026	Listed for sale	$1,399,000$921/sqft
Source: MLSListings Inc #ML82057922 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	--	$130,017 +2%
2025	$2,980 +10%	$127,467 +2%
2024	$2,709 +4.4%	$124,968 +2%
2023	$2,594 +3.3%	$122,517 +2%
2022	$2,511 +8.5%	$120,116 +2%
2021	$2,314 +2%	$117,760 +1%
2020	$2,269 +2.4%	$116,553 +2%
2019	$2,216 +2.7%	$114,267 +2%
2018	$2,156 +1.9%	$112,027 +2%
2017	$2,115 +3.9%	$109,831 +2%
2016	$2,036 +4.2%	$107,677 +1.5%
2015	$1,955 +2.8%	$106,060 +2%
2014	$1,902	$103,982 +2.5%
2012	--	$101,482 +2%
2011	--	$99,492 +0.8%
2010	--	$98,748 -0.2%
2009	--	$98,983 +2%
2008	--	$97,042 +2%
2007	--	$95,140 +2%
2006	--	$93,275 +2%
2005	--	$91,446 +2%
2004	--	$89,653 +1.9%
2003	--	$88,010 +2%
2002	--	$86,284 +2%
2001	--	$84,592 +2%
2000	--	$82,933

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 95065

Getting around

64 / 100

Somewhat Walkable

36 / 100

Some Transit

89 / 100

Very Bikeable

Nearby schools

GreatSchools rating

7/10
Santa Cruz Gardens Elementary School
Grades: K-5Distance: 0.9 mi
7/10
New Brighton Middle School
Grades: 6-8Distance: 1.7 mi

Schools provided by the listing agent

Elementary: SantaCruzGardensElementary
Middle: NewBrightonMiddle
High: SoquelHigh
District: SoquelUnionElementary

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.