265 Palatka St, Panama City Beach, FL 32413

Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes—a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 3-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2x6 exterior walls, impact-resistant windows, and durable James Hardie siding—offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes. This oversized homesite features woodland views and plenty of room for a pool. The owner's suite provides a relaxing escape, complete with a frameless walk-in shower and built-in seating—bringing spa-like luxury to your daily routine. With our Mortgage company CTC mortgage ask us about special financing options with rates in the low 3% range. Located in Panama City Beaches newest master planned community, Saltgrass at Ward Creek, offering resident only amenities that includes Lawn care, resort style pool & Pavillion, & pickleball courts. This home offers easy access to Panama City Beach, 30A, Pier Park, & less than 15 minutes from the airport, without the traffic and congestion. Recent announcements to the area include the new TMH/FSU Hospital, West Bay Shopping Center, and a Publix opening in Spring 2026. The Lila delivers luxury, space, and a prime location.