Investment opportunity with endless possibilities - Two Cottages for sale! Live in one cottage while generating year-round rental income from the other, or maximize your investment by renting both. Just a few blocks from Lake Michigan beaches, the marina, restaurants and shopping, this unique property features two separate cottages on one parcel, each with its own private backyard divided by a privacy fence. The Main House is a charming Michigan cottage constructed with timeless river rock and full of character. It features a spacious enclosed porch, an added feature offering additional entertaining space, two bedrooms and a full basement with laundry room. The Guest Cottage offers comfortable single-level living with a spacious living room and dinette area, a kitchen with abundant counter space and cabinetry, bedroom and a convenient laundry room. Recent updates to the Main House include a new roof, gutters and gutter guards (2023), new windows in the main house (2021) and new enclosed porch windows (2024). For a nice dry basement, a professionally installed basement system in (2019). Whether you're looking for an income-producing property, a vacation retreat, or a multi-generational living arrangement, this rare two-cottage property offers flexibility in an unbeatable location near all that Lake Michigan has to offer.
Active
$489,000
27 S Smith St, New Buffalo, MI 49117
2beds
781sqft
Single Family Residence
Built in 1949
7,840 Square Feet Lot
$457,100 Zestimate®
$626/sqft
$-- HOA
What's special
Comfortable single-level livingConvenient laundry roomTwo bedrooms
- 4 days |
- 548 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Betty M Biernacki 269-470-7832,
Berkshire Hathaway HomeServices Chicago 269-469-8300
Source: MichRIC,MLS#: 26036914
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
- Area: 108
- Dimensions: 12.00 x 9.00
Bedroom 2
- Level: Main
- Area: 108
- Dimensions: 12.00 x 9.00
Bathroom 1
- Level: Main
- Area: 30
- Dimensions: 5.00 x 6.00
Bonus room
- Description: enclosed porch
- Level: Main
- Area: 133
- Dimensions: 7.00 x 19.00
Kitchen
- Level: Main
- Area: 224
- Dimensions: 14.00 x 16.00
Living room
- Level: Main
- Area: 195
- Dimensions: 15.00 x 13.00
Heating
- Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
- Laundry: In Basement
Features
- Ceiling Fan(s), Center Island, Eat-in Kitchen
- Flooring: Carpet, Ceramic Tile, Engineered Hardwood
- Windows: Window Treatments
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 781
- Total interior livable area: 781 sqft
- Finished area below ground: 0
Property
Features
- Stories: 1
- Waterfront features: Lake
- Body of water: Lake Michigan
Lot
- Size: 7,840 Square Feet
- Dimensions: 60 x 132
- Features: Level, Ground Cover
Details
- Additional structures: Guest House
- Parcel number: 116203400308000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Stone
Condition
- New construction: No
- Year built: 1949
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected, Cable Connected
Community & HOA
Location
- Region: New Buffalo
Financial & listing details
- Price per square foot: $626/sqft
- Tax assessed value: $85,844
- Annual tax amount: $2,303
- Date on market: 7/17/2026
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$457,100
$434,000 - $480,000
$2,127/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Listed for sale | $489,000+256.9%$626/sqft |
Source:  MichRIC #26036914 Report a problem | ||
| 1/19/2016 | Sold | $137,000-13.8%$175/sqft |
Source: MichRIC #15036948 Report a problem | ||
| 11/20/2015 | Pending sale | $159,000$204/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #15036948 Report a problem | ||
| 7/12/2015 | Listed for sale | $159,000$204/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #15036948 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,302 +3.9% | $147,400 -0.5% |
| 2024 | $2,216 | $148,200 +38% |
| 2023 | -- | $107,400 +7.6% |
| 2022 | $2,060 | $99,800 -1.4% |
| 2021 | -- | $101,200 +18.5% |
| 2020 | $2,020 +2.4% | $85,400 +14.3% |
| 2019 | $1,973 -7.5% | $74,700 +8.1% |
| 2018 | $2,134 +51.6% | $69,100 -2.7% |
| 2017 | $1,408 -37.9% | $71,000 -4.4% |
| 2016 | $2,267 +51.7% | $74,300 +20.6% |
| 2015 | $1,495 | $61,600 -1.8% |
| 2014 | -- | $62,700 -0.8% |
| 2013 | -- | $63,200 -9.2% |
| 2012 | -- | $69,600 -2% |
| 2011 | -- | $71,000 -0.3% |
| 2010 | -- | $71,200 -25.4% |
| 2009 | -- | $95,400 +11.3% |
| 2008 | -- | $85,700 +28.1% |
| 2007 | -- | $66,900 +13.4% |
| 2006 | -- | $59,000 +0.9% |
| 2005 | -- | $58,500 +10.8% |
| 2004 | -- | $52,800 +1.7% |
| 2003 | -- | $51,900 +15.4% |
| 2002 | -- | $44,958 +27% |
| 2001 | -- | $35,400 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 49117
Nearby schools
GreatSchools rating
- 8/10New Buffalo Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 9/10New Buffalo Middle SchoolGrades: 6-8Distance: 0.9 mi
- 7/10New Buffalo Senior High SchoolGrades: 9-12Distance: 0.9 mi
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