2715 Osage St, Saint Louis, MO 63118

$350,000 - Fully Renovated - 7 Bedroom Home Creative Financing for Experienced Operators. Discover a rare opportunity designed for seasoned co-living, PadSplit, or mid-term rental operators. This 7 bedroom, 4 full bath, 2 half bath property has been fully renovated and is ready for immediate tenant placement - a turnkey, high-density asset ideal for maximizing monthly cash flow. PROPERTY HIGHLIGHTS *High-Density Layout - 7 bedrooms and multiple baths create the perfect ratio for co-living harmony and strong rental performance. *Fully Rehabbed - Brand-new finishes throughout - no fixer-upper delays, start generating revenue on Day one. *Social Hub Kitchen - Oversized, modern kitchen with upgraded cabinetry and expansive prep space designed for multiple residents. *Bonus Finished Basement - Adds valuable Second Living Area space to command premium room rates and increase tenant retention. THE FINANCE STRUCTURE - THE **MORBY METHOD** *1st Lien - New DSCR loan - typically, 75 to 80 percent LTV. *2nd Lien - Seller carryback to cover the remaining equity or down payment. The seller is prepared to facilitate a *zero cash to close* or *near zero* transaction for the right buyer. By carrying a portion of the purchase price as a second lien, this deal is structured to meet DSCR *Debt Service Coverage Ratio* financing requirements. This structure enables seamless entry for an experienced operator who can manage debt service through high-density rental income while preserving liquidity for future acquisitions. SERIOUS INQUIRIES ONLY. Please be prepared to provide a brief bio or portfolio summary of your co-living or high-occupancy management experience. Price: $350,000 Terms: Seller Carry *2nd Position* to facilitate DSCR or *No Money Down*