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For sale
    • Listed by: Real Broker • Gregory Ruth • Contact: 619-936-4433
    $545,000

    2906 Elm Tree Ct, Spring Valley, CA 91978

    3beds
    1,059sqft
    : 
    $4,188/mo
    Get pre-qualified
    Condominium
    Built in 1986
    -- sqft lot
    $547,000 Zestimate®
    $515/sqft
    $554/mo HOA

    What's special

    Welcome to a beautifully maintained condo offering approximately 1,059 square feet of comfortable living in the desirable Rancho San Diego area of Spring Valley. This bright and inviting home features an open concept floor plan with abundant natural light, a cozy fireplace, and a spacious living area perfect for relaxing or entertaining. The kitchen offers ample cabinet and countertop space, making meal preparation both functional and convenient, while the adjacent dining area flows seamlessly into the living room. The primary suite provides a private retreat with an en-suite bathroom, and two additional bedrooms offer flexibility for family, guests, or a home office. Enjoy year round comfort with central heating and air conditioning, plus a private outdoor patio ideal for morning coffee or evening unwinding. Convenient parking and access to community amenities add to the home’s appeal. Located just minutes from shopping, restaurants, parks, highly rated schools, and major freeways, this home combines comfort, convenience, and value in one exceptional package. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this move-in-ready home is one you won’t want to miss!
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    Zillow last checked:

    Listing updated:

    Listed by:

    Gregory Ruth DRE #02103343 619-936-4433,

    Real Broker

    Source: CRMLS,MLS#: PTP2605908MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Kitchen
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Washer
      • Laundry: Stacked
      Features
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total interior livable area: 1,059 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Carport spaces: 1
      Features
      • Levels: One,Two
      • Stories: 1
      • Entry location: Front Door
      • Pool features: Community, In Ground, Association
      • Has view: Yes
      • View description: None
      Lot
      • Size: 2.6 Acres
      Details
      • Parcel number: 5061101146
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Outdoor Cooking Area, Playground, Pool, Spa/Hot Tub, Tennis Court(s)
      • HOA fee: $554 monthly
      • HOA name: Ranchwood
      • HOA phone: 619-589-6222
      Location
      • Region: Spring Valley

      Financial & listing details

      • Price per square foot: $515/sqft
      • Tax assessed value: $510,834
      • Annual tax amount: $6,694
      • Date on market: 8/5/2026
      • Listing terms: Conventional,FHA,VA Loan

        Estimated market value

        $547,000

        $520,000 - $574,000

        $3,369/mo

        Price history

        DateEventPrice
        8/5/2026Listed for sale$545,000+11%$515/sqft
        Source: CRMLS #PTP2605908 Report a problem
        2/22/2023Sold$491,000+9.1%$464/sqft
        Source: eXp Realty #115920198 Report a problem
        2/4/2023Pending sale$449,900$425/sqft
        Source: CRMLS #CV23009812 Report a problem
        2/4/2023Listed for sale$449,900+25%$425/sqft
        Source: CRMLS #CV23009812 Report a problem
        3/16/2020Sold$360,000+3.2%$340/sqft
        Source: Public Record Report a problem
        2/21/2020Pending sale$349,000$330/sqft
        Source: San Diego Elite Team I Century 21 Award #200006603 Report a problem
        2/19/2020Listed for sale$349,000$330/sqft
        Source: CENTURY 21 Award #200006603 Report a problem
        2/16/2020Pending sale$349,000$330/sqft
        Source: CENTURY 21 Award #200006603 Report a problem
        2/8/2020Listed for sale$349,000+34.7%$330/sqft
        Source: Century 21 Award #200006603 Report a problem
        12/31/2015Sold$259,000-3.7%$245/sqft
        Source: Public Record Report a problem
        10/18/2015Listed for sale$269,000+159.9%$254/sqft
        Source: Keller Williams - El Cajon #150056205 Report a problem
        7/31/1995Sold$103,500$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,694 +0.8%$510,834 +2%
        2024$6,643 +30%$500,819 +32.3%
        2023$5,110 +2%$378,422 +2%
        2022$5,010 +1.1%$371,003 +2%
        2021$4,953 +26.8%$363,729 +29.7%
        2020$3,905 +17%$280,347 +2%
        2019$3,338 -10.9%$274,851 +2%
        2018$3,748 +2.4%$269,462 +2%
        2017$3,661 +4.7%$264,179 +2%
        2016$3,498 +72.3%$259,000 +81.1%
        2015$2,031 +1.7%$143,047 +2%
        2014$1,997 $140,246 +0.5%
        2013-- $139,613 +2%
        2012-- $136,876 +2%
        2011-- $134,193 +0.8%
        2010-- $133,191 -0.2%
        2009-- $133,508 +2%
        2008-- $130,891 +2%
        2007-- $128,325 +2%
        2006-- $125,809 +2%
        2005-- $123,343 +2%
        2004-- $120,925 +1.9%
        2003-- $118,710 +2%
        2002-- $116,383 +2%
        2001-- $114,102
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 91978

        Getting around

        36 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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