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    • $769,900

    2909 SW 38th St, Cape Coral, FL 33914

    4beds
    2,204sqft
    : 
    $4,966/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    10,672 Square Feet Lot
    $735,600 Zestimate®
    $349/sqft
    $-- HOA

    What's special

    Heated poolLarge under truss lanaiWall of windowsPrivate backyard oasisGulf access canalCustom blindsCanal views
    Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.
    1 day
    396
    33

    Zillow last checked:

    Listing updated:

    Listed by:

    James Boyer 239-980-9066,

    Serhant

    Source: Florida Gulf Coast MLS,MLS#: 2026036999MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bathroom, Family Room, Guest Quarters, Great Room, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Refrigerator, Self Cleaning Oven, Washer
      • Laundry: Inside
      Features
      • Attic, Wet Bar, Built-in Features, Bedroom on Main Level, Bathtub, Tray Ceiling(s), Dual Sinks, Entrance Foyer, Eat-in Kitchen, Family/Dining Room, French Door(s)/Atrium Door(s), Kitchen Island, Living/Dining Room, Main Level Primary, Pantry, Pull Down Attic Stairs, Sitting Area in Primary, Separate Shower, Bar, Walk-In Closet(s), Window Treatments, Bathroom, Family Room, Guest Quarters, Great Room, Screened Porch
      • Flooring: Tile
      • Doors: French Doors
      • Windows: Double Hung, Single Hung, Impact Glass, Window Coverings
      • Attic: Pull Down Stairs
      Interior area
      • Total structure area: 2,673
      • Total interior livable area: 2,204 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Wheelchair Access
      Features
      • Stories: 1
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Security/High Impact Doors, None, Shutters Electric, Shutters Manual
      • Has private pool: Yes
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure
      • Has view: Yes
      • View description: Canal, Pool, Water
      • Has water view: Yes
      • Water view: Canal,Water
      • Waterfront features: Canal Access
      Lot
      • Size: 10,672 Square Feet
      • Dimensions: 95 x 125 x 80 x 125
      • Features: Rectangular Lot
      Details
      • Parcel number: 054523C404908.0040
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2005

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Assessment Paid
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated, None
      • Security: None, Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $349/sqft
      • Tax assessed value: $547,088
      • Annual tax amount: $1,177
      • Date on market: 9/1/2026
      • Cumulative days on market: 34 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family

        Estimated market value

        $735,600

        $699,000 - $772,000

        $4,280/mo

        Price history

        DateEventPrice
        9/1/2026Listed for sale$769,900-0.7%$349/sqft
        Source: Florida Gulf Coast MLS #2026036999 Report a problem
        8/19/2026Listing removed$775,000$352/sqft
        Source: Florida Gulf Coast MLS #2026032154 Report a problem
        7/29/2026Listed for sale$775,000+14.1%$352/sqft
        Source: Florida Gulf Coast MLS #2026032154 Report a problem
        3/11/2024Sold$679,000-3%$308/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        2/2/2024Pending sale$699,900$318/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        1/30/2024Price change$699,900-2.1%$318/sqft
        Source: Coconut Coast Realtors #223040178 Report a problem
        1/2/2024Price change$714,900-1.4%$324/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        10/16/2023Price change$724,900-2%$329/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        8/24/2023Price change$739,900-4.5%$336/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        7/11/2023Price change$774,900-3.1%$352/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        6/20/2023Price change$799,900-3%$363/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        5/26/2023Listed for sale$824,900+127.2%$374/sqft
        Source: Florida Gulf Coast MLS #223040178 Report a problem
        4/4/2013Sold$363,000-3.2%$165/sqft
        Source: Public Record Report a problem
        2/13/2013Listed for sale$374,900+154.2%$170/sqft
        Source: The Real Estate Book #201235897 Report a problem
        6/10/2004Sold$147,500+84.4%$67/sqft
        Source: Public Record Report a problem
        7/29/2002Sold$80,000$36/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,178 -78.9%$547,088 +62.7%
        2024$5,569 +3.1%$336,265 +3%
        2023$5,402 +3.3%$326,471 +3%
        2022$5,231 -4.1%$316,962
        2021$5,454 -6.4%--
        2020$5,826 -0.5%$303,481 -10.3%
        2019$5,854 $338,342 +16.2%
        2018$5,854 -0.6%$291,127 +2.1%
        2017$5,890 -0.1%$285,139 -11.1%
        2016$5,895 +0.8%$320,868 +3.3%
        2015$5,847 -2.7%$310,692 +10.7%
        2014$6,010 +1.3%$280,679 -5.1%
        2013$5,931 +5.4%$295,687 +9.9%
        2012$5,627 +1.3%$269,114 +6.1%
        2011$5,555 -0.4%$253,750 +1.6%
        2010$5,576 -16.3%$249,685 -18.4%
        2009$6,662 -3.3%$306,110 -18.5%
        2008$6,888 -24.9%$375,500 -23.3%
        2007$9,175 -10.5%$489,360 -6.2%
        2006$10,255 +198.5%$521,840 +411.6%
        2004$3,436 +18.5%$102,000 +38.7%
        2003$2,900 +274.7%$73,530 +125.8%
        2002$774 $32,560 +19.5%
        2000-- $27,250
        Find assessor info on the county website

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33914

        Getting around

        10 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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