Welcome to 2988 Cottonwood Place, a stunning custom-built home completed in 2023 that showcases exceptional craftsmanship and thoughtful design throughout. The heart of the home is the chef's kitchen, featuring custom Bertch cabinetry, chrome hardware, a massive quartz island with seating for 10, a walk-in pantry, and an open layout ideal for entertaining and everyday living. The luxurious primary suite offers heated tile floors, a custom tile shower with LED lighting and multiple water features, a black whirlpool tub, and spa-like finishes. Additional main-level amenities include a dedicated office, mudroom with dog wash station, and spacious laundry area. The second-level family and media room creates the ultimate gathering space with a pull-down projector system and Napoleon Purview electric fireplace, perfect for movie nights and hosting guests. With 6 bedrooms, 3 full custom bathrooms, heated basement floors, electrical room, composite deck, steel railings, and an insulated garage with epoxy floors and floor drain, every detail has been carefully considered. Built for both luxury and peace of mind, the home includes dual HVAC systems, a hard-wired security system, Iron Ox water treatment system, a new Class 4 Malarkey Vista roof (2025), and transferable warranties on the flooring, roof, and siding. This is a rare opportunity to own a nearly new, high-end home loaded with premium upgrades.
For sale
$650,000
2988 Cottonwood Pl, Charles City, IA 50616
6beds
4,060sqft
Single Family Residence
Built in 2023
1.83 Acres Lot
$633,500 Zestimate®
$160/sqft
$17/mo HOA
What's special
Heated basement floorsElectrical roomPull-down projector systemHeated tile floorsWalk-in pantrySteel railingsSpa-like finishes
- 81 days
- 273
- 11
Zillow last checked:
Listing updated:
Listed by:
Wendy Luft 641-330-5187,
Cedar Valley Property Solutions- Charles City
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262591
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: 1st Floor Entry, Exercise Room, Family Room, Library/Office, Liv Room/Din Room Combo, Main Floor Laundry, Master Bath, Master Bedroom, Master Bedroom w/ Closet, Pantry, Recreation Room, Study/Den
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Built-In Oven, Cooktop, Dishwasher, Double Oven, Dryer, Disposal, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Water Conditioner, Water Purifier, Electric Water Heater, Water Softener Owned
- Laundry: 1st Floor, Laundry Room
Features
- Granite Counters, Pantry
- Flooring: Hardwood
- Basement: Concrete,Interior Entry,Floor Drain,Partially Finished
- Has fireplace: Yes
- Fireplace features: One, Electric, In Family Room Up
Interior area
- Total interior livable area: 4,060 sqft
- Finished area below ground: 560
Property
Parking
- Total spaces: 3
- Parking features: RV Access/Parking, 3 or More Stalls, Attached Garage, Garage Door Opener, Heated Garage
- Has attached garage: Yes
- Carport spaces: 3
Features
- Patio & porch: Deck, Patio
Lot
- Size: 1.83 Acres
- Dimensions: 79715 SF
- Features: Landscaped
Details
- Additional structures: Storage, Outbuilding
- Parcel number: 121722602800
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Cement Siding, Vinyl Siding
- Roof: Asphalt
Condition
- Year built: 2023
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
Community & HOA
Community
- Security: Smoke Detector(s), Security System
- Subdivision: OAK CREEK ESTATES SD
HOA
- Has HOA: Yes
- HOA fee: $200 annually
Location
- Region: Charles City
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $606,870
- Annual tax amount: $6,486
- Date on market: 6/9/2026
- Cumulative days on market: 81 days
- Road surface type: Concrete, Hard Surface Road
Estimated market value
$633,500
$602,000 - $665,000
$3,467/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Listed for sale | $650,000+64.6%$160/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20262591 Report a problem | ||
| 4/29/2022 | Sold | $395,000$97/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20220321 Report a problem | ||
| 1/28/2022 | Pending sale | $395,000+20.8%$97/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20220321 Report a problem | ||
| 4/20/2006 | Sold | $327,000$81/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $546 -88.6% | $543,510 +888.4% |
| 2023 | $4,784 -3.8% | $54,990 -83.9% |
| 2022 | $4,972 +1.2% | $342,040 |
| 2021 | $4,912 -1.5% | $342,040 |
| 2020 | $4,986 +7.3% | $342,040 -3.4% |
| 2019 | $4,646 +12.4% | $353,990 +8.6% |
| 2018 | $4,132 -2% | $326,050 |
| 2017 | $4,218 +3.6% | $326,050 |
| 2016 | $4,072 | $326,050 +3.9% |
| 2015 | $4,072 -3.9% | $313,720 |
| 2014 | $4,238 | $313,720 |
| 2013 | -- | $313,720 |
| 2012 | -- | $313,720 |
| 2011 | -- | $313,720 +0.6% |
| 2010 | -- | $311,990 |
| 2007 | $3,160 +24.6% | -- |
| 2005 | $2,536 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 50616
Nearby schools
Schools provided by the listing agent
- Elementary: Charles City
- Middle: Charles City
- High: Charles City
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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