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For sale
  • Price cut: $20.1K (6/26)
    $849,900

    303 Useppa, USEPPA ISLAND, FL 33924

    2beds
    1,459sqft
    : 
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    Single Family Residence
    Built in 1981
    3,310 Square Feet Lot
    $-- Zestimate®
    $583/sqft
    $2,066/mo HOA

    What's special

    Vaulted ceilingsWarm hardwood flooring
    Get away from it all at your idyllic waterfront retreat. Nestled on the serene southwestern shoreline of Whoopee Bay located on the private island of Useppa, this charming property delivers breathtaking sunset views from the balcony, living room and master bedroom with convenient direct waterfront access to the the Intracoastal Waterway and Cabbage Key, Cayo Costa, Boca Grande Pass and beyond. The home offers a perfect blend of functionality and comfort, featuring two primary suites on the main level. Upstairs, the bright and light living and dining space is accented by warm hardwood flooring, vaulted ceilings, a functional fireplace perfect for cozy evenings, and newly updated impact sliders and windows accentuating the sweeping views of the bay and intracoastal. The screened porch is the perfect place to unwind, opening up to the gorgeous views and gentle gulf breezes. The fully equipped kitchen features granite countertops, as well as ample space for all your needs. Additionally, upstairs there are also double doors leading to a den, currently outfitted with bunk beds, which is a perfect space for accommodating additional guests or children. Recent updates include all windows and sliders replaced with PGT hurricane impact systems in 2023 as well as brand new HVAC system in 2025. Directly out front of the property is a protected area with a private shared dock, one/third ownership, providing dedicated use of a boat slip which is a tremendous amenity on the island and enables free and easy access to the pristine waterways. The location is truly ideal, with an under 5 minute boat ride to iconic Cabbage Key, and just a 15 minute ride to Boca Grande for dining, shopping and world class Tarpon fishing. Also, included is a transferable boat lift at nearby Safe Harbor Pineland Marina, perfect for quick assess to Useppa as your personal shore port. The Useppa Island Club & Marina is undergoing a transformative modernization and restoration project of the infrasturcture and shared areas, led by the new homeowner-led ownership group. First class amenities include the marina, historic Collier Inn, beaches, paths, landscaping and more—positioning Useppa as an even more exclusive, resilient and elevated paradise in the years ahead. Ownership on Useppa Island does require a resident membership with the Useppa Island Club & Marina and buyers should verify and complete all due diligence as to the club's operations and fees etc.. Whether you’re seeking a peaceful family escape, a fisherman’s haven, or a savvy investment in one of Florida’s most exclusive private islands amid major upgrades, this Bay Harbor Bungalow delivers unparalleled tranquility, convenience, and unprecedented Old Florida charm. Embrace the revitalized Useppa lifestyle—contact us today to schedule a viewing!
    77 days
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    463
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    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    James Andreson 727-420-9670,

    Delta Realty Int Inc

    Source: SWFLMLS,MLS#: 226013720MLS LogoOriginating MLS: Bonita Springs

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Den - Study, Guest Bath, Screened Lanai/Porch, 2 Bed
      Primary bedroom
      • Dimensions: 20 x 19
      Kitchen
      • Dimensions: 12 x 9
      Living room
      • Dimensions: 24 x 19
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Dryer, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Vaulted Ceiling(s), Den - Study, Guest Bath, Laundry in Residence, Screened Lanai/Porch
      • Flooring: Carpet, Tile, Wood
      • Doors: Impact Resistant Doors
      • Windows: Impact Resistant Windows
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,459
      • Total interior livable area: 1,459 sqft

      Property

      Parking
      • Parking features: Golf Cart
      Features
      • Levels: Multi/Split
      • Stories: 2
      • Patio & porch: Screened Lanai/Porch
      • Exterior features: Dock, Boat Slip
      • Pool features: Community
      • Has view: Yes
      • View description: Mangroves, Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Bay, Mangrove, Navigable Water
      • Frontage type: Bay/Harbor
      Lot
      • Size: 3,310 Square Feet
      • Features: Across From Waterfront
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 0944210100003.0030
      • Zoning: RM-2

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Central

      Community & HOA

      Community
      • Features: Pool, Tennis Court(s), Boating
      • Subdivision: USEPPA ISLAND
      HOA
      • Has HOA: Yes
      • Amenities included: Beach - Private, Bike And Jog Path, Community Boat Dock, Pool, Internet Access, Private Membership, Tennis Court(s)
      • HOA fee: $24,792 annually
      Location
      • Region: Captiva

      Financial & listing details

      • Price per square foot: $583/sqft
      • Annual tax amount: $8,977
      • Date on market: 4/10/2026
      • Lease term: Buyer Finance/Cash,FHA
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/26/2026Price change$849,900-2.3%$583/sqft
        Source: SWFLMLS #226013720 Report a problem
        6/12/2026Price change$870,000-0.6%$596/sqft
        Source: SWFLMLS #226013720 Report a problem
        6/3/2026Price change$875,000-7.8%$600/sqft
        Source: SWFLMLS #226013720 Report a problem
        5/12/2026Price change$949,000-3.2%$650/sqft
        Source: SWFLMLS #226013720 Report a problem
        4/30/2026Price change$980,000-1.5%$672/sqft
        Source: SWFLMLS #226013720 Report a problem
        4/10/2026Listed for sale$995,000$682/sqft
        Source: SWFLMLS #226013720 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Useppa Island

          Getting around

          5 / 100
          Car-Dependent
          49 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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