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    • $1,397,000

    4490 Harbor Bend Dr, Upper Captiva, FL 33924

    3beds
    1,841sqft
    : 
    $9,228/mo
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    Single Family Residence
    Built in 1982
    0.43 Acres Lot
    $1,298,100 Zestimate®
    $759/sqft
    $583/mo HOA

    What's special

    Fully remodeledThree-bedroom waterfront homeScreened porchDeluxe tiled bathroom
    The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!
    213 days
    |
    235
    |
    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Muller 239-395-2214,

    Resort Properties Internationa

    Source: Florida Gulf Coast MLS,MLS#: 2026000708MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den, Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Washer
      Features
      • Breakfast Bar, Living/Dining Room, Shower Only, Separate Shower, Vaulted Ceiling(s), Den, Great Room
      • Flooring: Other, Tile
      • Windows: Single Hung, Impact Glass
      Interior area
      • Total structure area: 2,077
      • Total interior livable area: 1,841 sqft
      Video & virtual tour

      Property

      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Deck, Security/High Impact Doors
      • Pool features: Community
      • Has view: Yes
      • View description: Bay, Landscaped, Mangroves, Partial, Trees/Woods
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Bayfront
      Lot
      • Size: 0.43 Acres
      • Dimensions: 80 x 316 x 64 x 314
      • Features: Irregular Lot
      Details
      • Parcel number: 0545210200000.0420
      • Lease amount: $0
      • Zoning description: PUD

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi-Level,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1982

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Not Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: SAFETY HARBOR CLUB
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Boat Dock, Beach Access, Marina, Pickleball, Pool, Restaurant, Tennis Court(s)
      • Services included: Trash
      • HOA fee: $1,750 quarterly
      • HOA phone: 239-472-1019
      Location
      • Region: Upper Captiva

      Financial & listing details

      • Price per square foot: $759/sqft
      • Tax assessed value: $1,138,212
      • Annual tax amount: $14,627
      • Date on market: 1/6/2026
      • Cumulative days on market: 547 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family

        Estimated market value

        $1,298,100

        $1.23M - $1.36M

        $2,464/mo

        Price history

        DateEventPrice
        3/17/2026Price change$1,397,000-3.7%$759/sqft
        Source: Florida Gulf Coast MLS #2026000708 Report a problem
        1/6/2026Listed for sale$1,450,000+3.6%$788/sqft
        Source: Florida Gulf Coast MLS #2026000708 Report a problem
        7/12/2025Listing removed$1,399,000$760/sqft
        Source: SWFLMLS #225014262 Report a problem
        5/6/2025Price change$1,399,000-12.3%$760/sqft
        Source: SWFLMLS #225014262 Report a problem
        2/7/2025Listed for sale$1,595,000+100.6%$866/sqft
        Source: SWFLMLS #225014262 Report a problem
        11/29/2021Sold$795,000-2.9%$432/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        10/9/2021Pending sale$819,000$445/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        9/30/2021Price change$819,000-1.2%$445/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        9/10/2021Price change$829,000-7.8%$450/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        8/11/2021Price change$899,000-4.9%$488/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        6/15/2021Price change$945,000-5%$513/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        2/24/2021Listed for sale$995,000+154.2%$540/sqft
        Source: Florida Gulf Coast MLS #221012365 Report a problem
        8/6/1998Sold$391,500+50.6%$213/sqft
        Source: Public Record Report a problem
        10/8/1997Sold$260,000-7.1%$141/sqft
        Source: Public Record Report a problem
        4/19/1995Sold$280,000$152/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$14,627 +15.5%$914,975 +10%
        2024$12,665 +4.9%$831,795 +10%
        2023$12,071 +12.1%$756,177 +10%
        2022$10,766 +65.6%$687,434 +74.3%
        2021$6,501 0%$394,480 +1.4%
        2020$6,503 +2.3%$389,034 -22.2%
        2019$6,354 $499,859 +33.9%
        2018$6,354 -1.2%$373,196 +2.1%
        2017$6,435 -2.6%$365,520 -2.9%
        2016$6,608 +1%$376,550 +2.5%
        2015$6,544 -1.5%$367,495 +4.2%
        2014$6,647 +16.7%$352,691 -4.8%
        2013$5,694 -25%$370,563 -14.7%
        2012$7,597 +10.6%$434,272 +8.7%
        2011$6,867 -1.3%$399,475 -0.1%
        2010$6,955 -11.6%$400,050 -13.7%
        2009$7,867 -13.6%$463,350 -18%
        2007$9,103 +1%$565,170 +5.6%
        2006$9,012 +25.4%$535,010 +37%
        2004$7,185 +12.2%$390,520 +16.8%
        2003$6,406 -1.3%$334,350 -0.4%
        2002$6,487 $335,610 +17.5%
        2000-- $285,600
        Find assessor info on the county website

        Monthly payment

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        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33924

        Getting around

        14 / 100
        Car-Dependent
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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