This waterfront cottage sits along Mill Pond with direct access to Lamoka and Waneta Lakes. The 1,374 sq. ft. home features a 2-story layout with an open eat-in kitchen that takes advantage of the water views and natural light. Inside, you'll find three bedrooms and 1.5 bathrooms, including a first-floor bedroom, making the space well-suited for hosting family and friends.
Set on 0.31 acres with 50 feet of waterfront frontage, the property includes a permanent dock and private channel access to the lakes. A covered porch and patio provide a comfortable place to enjoy the view, while the dock offers easy access for boating, fishing, kayaking, and other water activities.
Located on a quiet private road, the property also includes a storage shed for outdoor equipment and lake gear. Wall-mounted heating and cooling units provide comfort throughout the year.
Being sold furnished and turnkey, the home is ready to enjoy from day one, whether as a personal retreat, family cottage, or short-term rental opportunity. With convenient access to Lamoka and Waneta Lakes and all the recreation the Finger Lakes region has to offer, this property provides an excellent opportunity to enjoy waterfront living.
Active
$349,900
3049 Huggins Rd, Bradford, NY 14815
3beds
1,374sqft
Single Family Residence
Built in 1955
0.31 Acres Lot
$-- Zestimate®
$255/sqft
$-- HOA
What's special
Waterfront cottageFirst-floor bedroomCovered porch and patioQuiet private roadPermanent dockThree bedroomsOpen eat-in kitchen
- 18 days |
- 1,753 |
- 67 |
Zillow last checked:
Listing updated:
Listed by:
Cassara Realty Group 585-329-4419,
Joe A Cassara 585-329-4419
Source: NYSAMLSs,MLS#: R1669641
Originating MLS: Rochester
Originating MLS: RochesterLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating
- Propane, Wall Furnace
Cooling
- Wall Unit(s)
Appliances
- Included: Dryer, Gas Oven, Gas Range, Propane Water Heater, Refrigerator, Washer
- Laundry: Main Level
Features
- Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Partially Furnished, Sliding Glass Door(s), Bedroom on Main Level
- Flooring: Laminate, Varies, Vinyl
- Doors: Sliding Doors
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,374
- Total interior livable area: 1,374 sqft
Property
Parking
- Parking features: No Garage
Features
- Exterior features: Dock, Gravel Driveway, See Remarks, Propane Tank - Leased
- Has view: Yes
- View description: Slope View, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Channel, Dock Access
- Body of water: Lamoka Lake
- Frontage length: 49
Lot
- Size: 0.31 Acres
- Dimensions: 50 x 249
- Features: Rectangular, Rectangular Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 44300006000100010250020000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,Cottage,Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- Resale
- Year built: 1955
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Location
- Region: Bradford
Financial & listing details
- Price per square foot: $255/sqft
- Tax assessed value: $206,000
- Annual tax amount: $5,539
- Date on market: 6/11/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $349,900-11%$255/sqft |
Source:  NYSAMLSs #R1669641 Report a problem | ||
| 9/1/2025 | Listing removed | $393,000$286/sqft |
Source: NYSAMLSs #R1587884 Report a problem | ||
| 5/8/2025 | Price change | $393,000-0.3%$286/sqft |
Source: NYSAMLSs #R1587884 Report a problem | ||
| 4/8/2025 | Price change | $394,000-1.3%$287/sqft |
Source: NYSAMLSs #R1587884 Report a problem | ||
| 2/13/2025 | Listed for sale | $399,000$290/sqft |
Source: NYSAMLSs #R1587884 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $206,000 |
| 2024 | -- | $206,000 |
| 2023 | -- | $206,000 |
| 2022 | -- | $206,000 +37.3% |
| 2021 | -- | $150,000 |
| 2020 | -- | $150,000 |
| 2019 | -- | $150,000 |
| 2018 | -- | $150,000 |
| 2017 | $4,946 | $150,000 |
| 2016 | -- | $150,000 +0.1% |
| 2015 | -- | $149,900 |
| 2014 | -- | $149,900 |
| 2013 | -- | $149,900 |
| 2012 | -- | $149,900 +16.8% |
| 2011 | -- | $128,300 |
| 2010 | -- | $128,300 |
| 2009 | -- | $128,300 |
| 2008 | -- | $128,300 +150.6% |
| 2007 | -- | $51,200 |
| 2006 | -- | $51,200 |
| 2005 | -- | $51,200 |
| 2004 | -- | $51,200 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 14815
Nearby schools
GreatSchools rating
- 7/10Bradford Central SchoolGrades: PK-12Distance: 1.1 mi
Schools provided by the listing agent
- District: Bradford
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Schuyler County
- Bradford
- 14815
- 3049 Huggins Rd
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