For sale

$149,900

305 21st St, Spirit Lake, IA 51360

3beds

864sqft

$1,108/mo

Get pre-qualified

Single Family Residence

Built in 1959

10,454 Square Feet Lot

$-- Zestimate^®

$173/sqft

$-- HOA

What's special

Full unfinished basementSingle car garageUtility shedLarger lot

Investors, flippers, or looking for a project? This home is offered AS IS. Overall solid older home just waiting for a clean up or remodel. 3 bed, 1 bath, single car garage, and full unfinished basement, larger lot with back yard utility shed. A bit of sweat equity and this could be a nice property!

6 days

742

39

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
3/4 bathrooms: 1

Heating

Forced Air

Appliances

Included: Electric Water Heater

Features

Basement: Full

Interior area

Total structure area: 1,728
Total interior livable area: 864 sqft
Finished area above ground: 864
Finished area below ground: 864

Property

Parking

Total spaces: 1
Parking features: Attached
Attached garage spaces: 1

Features

Levels: One
Stories: 1

Lot

Size: 10,454 Square Feet
Dimensions: 74 x 140

Details

Parcel number: 0704432008

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Block, Frame/Wood

Condition

Year built: 1959

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $173/sqft
Tax assessed value: $144,700
Annual tax amount: $1,326
Date on market: 7/20/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/20/2026	Listed for sale	$149,900$173/sqft
Source: Iowa Great Lakes BOR #260840 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,326 -8.8%	$144,700 +10.5%
2024	$1,454	$130,900
2023	$1,454 +4.5%	$130,900 +19.4%
2022	$1,392 +3.7%	$109,600
2021	$1,342 -6.5%	$109,600 +8.7%
2020	$1,435 +9%	$100,800
2019	$1,316 -4%	$100,800 +12.1%
2018	$1,371 +8%	$89,900 -7.3%
2017	$1,270 +1.9%	$97,000 +4.2%
2016	$1,246 +5.2%	$93,100
2015	$1,184 +12.8%	$93,100 +13.7%
2014	$1,050 +3.3%	$81,900
2013	$1,016 +17.3%	$81,900
2007	$866	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 51360

Getting around

40 / 100

Car-Dependent

45 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 0.5 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 0.5 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 0.5 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.