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  • $369,900

    3070 Harpoon Ln, Saint James City, FL 33956

    3beds
    1,246sqft
    Manufactured Home, Single Family Residence
    Built in 1989
    3,920 Square Feet Lot
    $-- Zestimate®
    $297/sqft
    $-- HOA

    What's special

    Welcome to your beautifully furnished waterfront retreat in the heart of picturesque St. James City. Tucked along peaceful canals, this charming 3-bedroom, 2-bath home captures the essence of relaxed island living while offering the comfort and style today’s buyers appreciate. Inside, a thoughtfully designed layout features a spacious great room, a bright and airy Florida Room, and a screened lanai perfect for unwinding as you enjoy tranquil water views. Whether you’re searching for a full-time residence, seasonal escape, or income-producing investment, this home offers exceptional versatility. Recent updates enhance both beauty and functionality. A standing seam metal roof adds durability and contemporary appeal, while updated air conditioning ducts provide efficient cooling during warm Florida days. Electrical improvements include a new line to the dock and upgraded outlets throughout the home. The refreshed kitchen shines with updated cabinetry, custom backsplash, upgraded sinks, stylish countertops, a new dishwasher, and a modern stove. Luxury vinyl flooring flows seamlessly throughout, offering durability, elegance, and waterproof performance. Both bathrooms feature new sinks, and a raised washer and dryer add everyday convenience with added protection from moisture. For boating enthusiasts, this property is a true gem. A 10,000-pound boat lift offers direct access to San Carlos Bay, Pine Island Sound, and the Gulf of Mexico—putting world-class fishing and endless waterfront adventures right at your doorstep. With a strong rental history, this home also presents excellent income potential as a vacation rental. Its inviting ambiance, prime location, and extensive updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. Schedule your private showing today and start living your dream on the water.
    166 days
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    108
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    Zillow last checked:

    Listing updated:

    Listed by:

    Staci Stevens 239-728-1728,

    Castaways Island Realty LLC

    Source: Florida Gulf Coast MLS,MLS#: 2026010379MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Florida Room, Screened Porch, Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Washer
      Features
      • Breakfast Bar, Bedroom on Main Level, Kitchen Island, Living/Dining Room, Main Level Primary, Shower Only, Separate Shower, Walk-In Closet(s), Family Room, Florida Room, Screened Porch, Great Room
      • Flooring: Vinyl
      • Windows: Double Hung, Shutters
      • Furnished: Yes
      Interior area
      • Total structure area: 1,246
      • Total interior livable area: 1,246 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, Covered, Driveway, Paved, Two Spaces, Attached Carport
      • Carport spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Deck, Lanai, Patio, Porch, Screened
      • Exterior features: Deck, Fence, Outdoor Grill, Patio, Storage
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 48 x 82 x 48 x 82
      • Features: Rectangular Lot
      Details
      • Additional structures: Outbuilding
      • Parcel number: 3545222300005.5310
      • Lease amount: $0
      • Zoning description: MH-1

      Construction

      Type & style
      • Home type: MobileManufactured
      • Architectural style: Florida,Ranch,One Story,Manufactured Home
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • Manufactured, Vinyl Siding
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities
      • Security: None
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CHERRY ESTATES
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Saint James City

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $255,971
      • Annual tax amount: $4,600
      • Date on market: 3/2/2026
      • Cumulative days on market: 167 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/8/2026Listed for sale$369,900$297/sqft
        Source: Florida Gulf Coast MLS #2026010379 Report a problem
        5/31/2026Pending sale$369,900$297/sqft
        Source: Florida Gulf Coast MLS #2026010379 Report a problem
        3/2/2026Listed for sale$369,900-7.5%$297/sqft
        Source: Florida Gulf Coast MLS #2026010379 Report a problem
        1/3/2026Listing removed$399,900$321/sqft
        Source: Florida Gulf Coast MLS #224103980 Report a problem
        9/30/2025Listed for sale$399,900$321/sqft
        Source: Florida Gulf Coast MLS #224103980 Report a problem
        9/10/2025Pending sale$399,900$321/sqft
        Source: Florida Gulf Coast MLS #224103980 Report a problem
        1/1/2025Listed for sale$399,900$321/sqft
        Source: SWFLMLS #224103980 Report a problem
        7/1/2024Listing removed--
        Source: SWFLMLS #224034339 Report a problem
        4/15/2024Listed for sale$399,900+3.9%$321/sqft
        Source: SWFLMLS #224034339 Report a problem
        3/31/2024Listing removed--
        Source: Owner Report a problem
        2/8/2024Listed for sale$385,000+120%$309/sqft
        Source: Owner Report a problem
        3/23/2018Sold$175,000-14%$140/sqft
        Source: Florida Gulf Coast MLS #217077246 Report a problem
        2/28/2018Price change$203,500+10.9%$163/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        2/28/2018Pending sale$183,500-9.9%$147/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        2/23/2018Price change$203,750+10.9%$164/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        1/25/2018Pending sale$183,750$147/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        1/23/2018Price change$183,750+2.8%$147/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        12/21/2017Price change$178,750-3.4%$143/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        12/15/2017Price change$185,000-3.1%$148/sqft
        Source: Gulf Isles Realty LLC #217077246 Report a problem
        11/1/2017Price change$190,850-1.5%$153/sqft
        Source: Gulf Access Realty Inc #216072251 Report a problem
        10/17/2017Price change$193,850-2%$156/sqft
        Source: Gulf Access Realty Inc #216072251 Report a problem
        10/12/2017Price change$197,850-0.5%$159/sqft
        Source: Gulf Access Realty Inc #216072251 Report a problem
        10/10/2017Price change$198,850-3.2%$160/sqft
        Source: Gulf Access Realty Inc #216072251 Report a problem
        10/7/2017Listed for sale$205,358+36.9%$165/sqft
        Source: Gulf Access Realty Inc #216072251 Report a problem
        8/16/2011Sold$150,000+69.5%$120/sqft
        Source: Public Record Report a problem
        5/24/2000Sold$88,500$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,654 +5.4%$250,894 +10%
        2024$4,416 -4%$228,085 +4.7%
        2023$4,601 +12%$217,821 +10%
        2022$4,106 +13.8%$198,019 +10%
        2021$3,607 +6%$180,017 +9.8%
        2020$3,404 +0.2%$163,923 +2%
        2019$3,398 $160,700 +29.1%
        2018$3,398 +40.3%$124,441 +2.1%
        2017$2,422 -5.2%$121,881 -15.8%
        2016$2,555 +2.4%$144,767 +6.9%
        2015$2,494 +32.6%$135,397 +15.1%
        2014$1,881 +2.6%$117,603 -1.6%
        2013$1,834 -0.2%$119,500 -3.1%
        2012$1,838 -12.2%$123,296 -15.8%
        2011$2,094 -0.6%$146,380 +6.7%
        2010$2,107 -15.7%$137,233 -17.1%
        2009$2,499 +1.4%$165,590 -2.2%
        2008$2,465 -16.1%$169,360 -21.7%
        2007$2,937 -0.9%$216,410 -7%
        2006$2,963 +7.4%$232,590 +71.3%
        2004$2,758 +32.3%$135,810 +41.4%
        2003$2,084 +1.2%$96,070 +2.3%
        2002$2,059 $93,880 +38.3%
        2000-- $67,870
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33956

        Getting around

        10 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: PINE ISLAND ELEMENTARY

        Source: Florida Gulf Coast MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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