For sale

Price cut: $10K (6/1)

$197,000

3101 N 28 1/2 St, McAllen, TX 78501

3beds

1,476sqft

$1,550/mo

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Single Family Residence, Residential

Built in 1975

7,840 Square Feet Lot

$191,700 Zestimate^®

$133/sqft

$-- HOA

What's special

Discover this inviting home at 3101 N. 28th 1/2 Street in McAllen, TX. Featuring a spacious layout with bright living areas, this residence offers comfort and functionality for everyday living. The kitchen provides ample cabinetry and counter space, while the spacious bedrooms are designed for relaxation with plenty of storage. Bathrooms are clean and practical, complementing the home’s easy flow. Step outside to a generous yard, perfect for gatherings, gardening, or enjoying South Texas sunshine. Located in a quiet neighborhood, the property offers convenient access to schools, shopping, dining, and major roadways. Whether you’re a first-time buyer, growing family, or investor, this home presents excellent potential in one of McAllen’s desirable areas.

95 days

247

11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Dining room

Description: Living Area(s): 1

Living room

Description: Living Area(s): 1

Heating

Has Heating (Unspecified Type)

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater, No Conveying Appliances
Laundry: In Garage, Washer/Dryer Connection

Features

Granite Counters, Built-in Features
Flooring: Other
Windows: Window Coverings

Interior area

Total structure area: 1,476
Total interior livable area: 1,476 sqft

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Patio & porch: Covered Patio
Exterior features: Mature Trees
Fencing: Chain Link,Wood

Lot

Size: 7,840 Square Feet
Features: Cul-De-Sac

Details

Additional structures: Storage
Parcel number: G12is0001000002700

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Brick
Foundation: Slab
Roof: Shingle

Condition

Year built: 1975

Utilities & green energy

Sewer: Public Sewer

Green energy

Energy efficient items: None

Community & HOA

Community

Features: None
Subdivision: Gardenia Terrace

HOA

Has HOA: No

Location

Region: Mcallen

Financial & listing details

Price per square foot: $133/sqft
Tax assessed value: $210,310
Annual tax amount: $4,086
Date on market: 4/22/2026
Road surface type: Paved

Estimated market value

$191,700

$182,000 - $201,000

$1,667/mo

Price history

Date	Event	Price
6/1/2026	Price change	$197,000-4.8%$133/sqft
Source: Greater McAllen AOR #502473 Report a problem
4/22/2026	Price change	$207,000-2.4%$140/sqft
Source: Greater McAllen AOR #502473 Report a problem
3/2/2026	Price change	$212,000-2.3%$144/sqft
Source: Greater McAllen AOR #487399 Report a problem
12/16/2025	Listed for sale	$217,000+14.2%$147/sqft
Source: Greater McAllen AOR #487399 Report a problem
4/7/2023	Sold	--
Source: Greater McAllen AOR #396946 Report a problem
3/19/2023	Pending sale	$190,000$129/sqft
Source: Greater McAllen AOR #396946 Report a problem
1/21/2023	Listed for sale	$190,000$129/sqft
Source: Greater McAllen AOR #396946 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,850 +15.6%	$210,310 +19.7%
2024	$3,329 -1%	$175,682 -1%
2023	$3,363 +6.7%	$177,452 +12.6%
2022	$3,151 +165.4%	$157,561 +17.6%
2021	$1,187	$134,012 +10%
2020	--	$121,829 +10%
2019	$1,126 -19.2%	$110,754 -0.7%
2018	$1,393	$111,507 +8.5%
2017	$1,393 -0.2%	$102,805 -1.9%
2016	$1,396 -6.3%	$104,831 +6.4%
2015	$1,490	$98,540 +10%
2014	$1,490	$89,582
2013	--	$89,582
2012	--	$89,582 +0.6%
2011	--	$89,053 -2%
2010	--	$90,845 +6.5%
2009	--	$85,290
2008	--	$85,290 +2.8%
2007	--	$83,007 +7.6%
2006	--	$77,122 +12.4%
2005	--	$68,601 +9.9%
2004	--	$62,400 +1.5%
2003	--	$61,448 +3.9%
2002	--	$59,120 +3.9%
2001	--	$56,908 -2.3%
2000	--	$58,226

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 78501

Getting around

48 / 100

Car-Dependent

41 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
McAuliffe Elementary School
Grades: PK-5Distance: 0.1 mi
6/10
De Leon Middle School
Grades: 6-8Distance: 0.8 mi
6/10
Rowe High School
Grades: 9-12Distance: 0.9 mi

Schools provided by the listing agent

Elementary: McAuliffe
Middle: De Leon
High: Rowe H.S.
District: McAllen ISD

Source: Greater McAllen AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.