Reduced and Ready to go!! Perfect one level retirement retreat or 2nd vacation home! Spacious and beautifully maintained all-brick rancher offering approximately 3,660 square feet of living space with room for everyone! This impressive home features 5 bedrooms, 2 full bathrooms, and a fully finished basement with its own private entrance—perfect for in-law potential, extended family living, or flexible multi-generational use. Inside, you’ll find a welcoming living room with custom built-in cabinetry, a separate formal dining room, hardwood floors, and two cozy fireplaces that add warmth and character throughout the home. The bright and inviting sunroom provides the perfect place to relax year-round with abundant natural light and additional living space for entertaining or quiet mornings at home. Outdoor living is just as impressive with a large, fully fenced rear yard, rear deck ideal for entertaining, plenty of parking, a one-car garage, and an oversized 28x12 shed offering exceptional storage or workshop space. Additional updates include replacement windows and an HVAC system approximately 6 years old for added peace of mind. Conveniently located within walking distance to town, hospital and medical offices, pharmacy, dining, and banking, this home combines space, comfort, and accessibility in one exceptional property.
For sale
Price cut: $10K (6/16)
$375,000
321 N 3rd St, Oakland, MD 21550
5beds
3,660sqft
Single Family Residence
Built in 1952
0.49 Acres Lot
$361,700 Zestimate®
$102/sqft
$-- HOA
What's special
Two cozy fireplacesReplacement windowsOne-car garageHardwood floorsPlenty of parkingSeparate formal dining room
- 53 days |
- 806 |
- 61 |
Zillow last checked:
Listing updated:
Listed by:
Christina Ford 410-409-8640,
CENTURY 21 New Millennium 4102669005
Source: Bright MLS,MLS#: MDGA2011780
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Lower
Bedroom 5
- Level: Lower
Bathroom 1
- Level: Main
Bathroom 2
- Level: Lower
Dining room
- Level: Main
Family room
- Level: Lower
Foyer
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Other
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Washer, Cooktop, Stainless Steel Appliance(s), Refrigerator, Electric Water Heater
- Laundry: In Basement, Laundry Room
Features
- Attic, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen - Table Space, Pantry, Recessed Lighting
- Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Wood
- Doors: Six Panel, Storm Door(s)
- Windows: Double Pane Windows, Double Hung, Screens, Window Treatments
- Basement: Connecting Stairway,Finished,Exterior Entry,Windows,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Brick, Insert, Wood Burning, Mantel(s)
Interior area
- Total structure area: 3,660
- Total interior livable area: 3,660 sqft
- Finished area above ground: 2,062
- Finished area below ground: 1,598
Property
Parking
- Total spaces: 1
- Parking features: Inside Entrance, Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Storage, Sidewalks
- Pool features: None
- Fencing: Back Yard
Lot
- Size: 0.49 Acres
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1217008870
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1952
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Oakland
HOA
- Has HOA: No
Location
- Region: Oakland
- Municipality: Oakland
Financial & listing details
- Price per square foot: $102/sqft
- Tax assessed value: $218,300
- Annual tax amount: $3,323
- Date on market: 5/16/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$361,700
$344,000 - $380,000
$2,299/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Price change | $375,000-2.6%$102/sqft |
Source: | ||
| 6/11/2026 | Price change | $385,000-3.8%$105/sqft |
Source: | ||
| 5/16/2026 | Listed for sale | $400,000+277.4%$109/sqft |
Source: | ||
| 5/24/2002 | Sold | $106,000$29/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,030 -36.2% | $207,200 +6.8% |
| 2024 | $3,181 +7.3% | $193,967 +7.3% |
| 2023 | $2,964 +51.5% | $180,733 +7.9% |
| 2022 | $1,956 -27.6% | $167,500 +1.6% |
| 2021 | $2,704 +1.6% | $164,867 +1.6% |
| 2020 | $2,661 +1.6% | $162,233 +1.6% |
| 2019 | $2,617 +6.1% | $159,600 +1.8% |
| 2018 | $2,467 -1.8% | $156,733 -1.8% |
| 2017 | $2,512 | $159,600 +5.7% |
| 2016 | -- | $151,000 |
| 2015 | -- | $151,000 |
| 2014 | -- | $151,000 -0.6% |
| 2013 | -- | $151,900 |
| 2012 | -- | $151,900 |
| 2011 | -- | $151,900 -4.9% |
| 2010 | -- | $159,660 +11.2% |
| 2009 | -- | $143,596 +12.6% |
| 2008 | -- | $127,533 +14.4% |
| 2007 | -- | $111,470 +2.6% |
| 2006 | -- | $108,650 +2.7% |
| 2005 | -- | $105,830 +2.7% |
| 2004 | -- | $103,010 +1.2% |
| 2003 | -- | $101,832 +1.2% |
| 2002 | -- | $100,656 +1.2% |
| 2001 | -- | $99,480 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21550
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 1.2 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 1 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Garrett County
- Oakland
- 21550
- 321 N 3rd St




