Skip main navigation
For sale
  • Price cut: $10K (6/16)
    $375,000

    321 N 3rd St, Oakland, MD 21550

    5beds
    3,660sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1952
    0.49 Acres Lot
    $361,700 Zestimate®
    $102/sqft
    $-- HOA

    What's special

    Two cozy fireplacesReplacement windowsOne-car garageHardwood floorsPlenty of parkingSeparate formal dining room
    Reduced and Ready to go!! Perfect one level retirement retreat or 2nd vacation home! Spacious and beautifully maintained all-brick rancher offering approximately 3,660 square feet of living space with room for everyone! This impressive home features 5 bedrooms, 2 full bathrooms, and a fully finished basement with its own private entrance—perfect for in-law potential, extended family living, or flexible multi-generational use. Inside, you’ll find a welcoming living room with custom built-in cabinetry, a separate formal dining room, hardwood floors, and two cozy fireplaces that add warmth and character throughout the home. The bright and inviting sunroom provides the perfect place to relax year-round with abundant natural light and additional living space for entertaining or quiet mornings at home. Outdoor living is just as impressive with a large, fully fenced rear yard, rear deck ideal for entertaining, plenty of parking, a one-car garage, and an oversized 28x12 shed offering exceptional storage or workshop space. Additional updates include replacement windows and an HVAC system approximately 6 years old for added peace of mind. Conveniently located within walking distance to town, hospital and medical offices, pharmacy, dining, and banking, this home combines space, comfort, and accessibility in one exceptional property.
    53 days
    |
    806
    |
    61
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina Ford 410-409-8640,

    CENTURY 21 New Millennium 4102669005

    Source: Bright MLS,MLS#: MDGA2011780MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Bedroom 4
      • Level: Lower
      Bedroom 5
      • Level: Lower
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Lower
      Dining room
      • Level: Main
      Family room
      • Level: Lower
      Foyer
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Other
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Microwave, Dishwasher, Disposal, Washer, Cooktop, Stainless Steel Appliance(s), Refrigerator, Electric Water Heater
      • Laundry: In Basement, Laundry Room
      Features
      • Attic, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen - Table Space, Pantry, Recessed Lighting
      • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Wood
      • Doors: Six Panel, Storm Door(s)
      • Windows: Double Pane Windows, Double Hung, Screens, Window Treatments
      • Basement: Connecting Stairway,Finished,Exterior Entry,Windows,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Brick, Insert, Wood Burning, Mantel(s)
      Interior area
      • Total structure area: 3,660
      • Total interior livable area: 3,660 sqft
      • Finished area above ground: 2,062
      • Finished area below ground: 1,598

      Property

      Parking
      • Total spaces: 1
      • Parking features: Inside Entrance, Attached, Driveway
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Storage, Sidewalks
      • Pool features: None
      • Fencing: Back Yard
      Lot
      • Size: 0.49 Acres
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 1217008870
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1952

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Oakland
      HOA
      • Has HOA: No
      Location
      • Region: Oakland
      • Municipality: Oakland

      Financial & listing details

      • Price per square foot: $102/sqft
      • Tax assessed value: $218,300
      • Annual tax amount: $3,323
      • Date on market: 5/16/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $361,700

        $344,000 - $380,000

        $2,299/mo

        Price history

        DateEventPrice
        6/16/2026Price change$375,000-2.6%$102/sqft
        Source: Bright MLS #MDGA2011780 Report a problem
        6/11/2026Price change$385,000-3.8%$105/sqft
        Source: Bright MLS #MDGA2011780 Report a problem
        5/16/2026Listed for sale$400,000+277.4%$109/sqft
        Source: Bright MLS #MDGA2011780 Report a problem
        5/24/2002Sold$106,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,030 -36.2%$207,200 +6.8%
        2024$3,181 +7.3%$193,967 +7.3%
        2023$2,964 +51.5%$180,733 +7.9%
        2022$1,956 -27.6%$167,500 +1.6%
        2021$2,704 +1.6%$164,867 +1.6%
        2020$2,661 +1.6%$162,233 +1.6%
        2019$2,617 +6.1%$159,600 +1.8%
        2018$2,467 -1.8%$156,733 -1.8%
        2017$2,512 $159,600 +5.7%
        2016-- $151,000
        2015-- $151,000
        2014-- $151,000 -0.6%
        2013-- $151,900
        2012-- $151,900
        2011-- $151,900 -4.9%
        2010-- $159,660 +11.2%
        2009-- $143,596 +12.6%
        2008-- $127,533 +14.4%
        2007-- $111,470 +2.6%
        2006-- $108,650 +2.7%
        2005-- $105,830 +2.7%
        2004-- $103,010 +1.2%
        2003-- $101,832 +1.2%
        2002-- $100,656 +1.2%
        2001-- $99,480

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21550

        Getting around

        53 / 100
        Somewhat Walkable
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Garrett County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel