RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.
For sale
Listed by: Real Broker • Jonathan Fisher • jonathanfisher.realty@gmail.com
$999,999
3387 Central Ave, Spring Valley, CA 91977
6beds
2,576sqft
Duplex
Built in 1960
9,583 Square Feet Lot
$1,002,700 Zestimate®
$388/sqft
$-- HOA
What's special
- 42 days
- 914
- 74
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jonathan Fisher DRE #02002627 jonathanfisher.realty@gmail.com,
Real Broker
Source: CRMLS,MLS#: PTP2608058
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 4
- Main level bedrooms: 6
Rooms
- Room types: Bedroom
Bedroom
- Features: All Bedrooms Up
Cooling
- Central Air
Appliances
- Laundry: Inside
Features
- All Bedrooms Up
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 2,576 sqft
Video & virtual tour
Property
Features
- Levels: Multi/Split
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 9,583 Square Feet
- Features: 0-1 Unit/Acre
Details
- Parcel number: 5030901200
- Zoning: R-2:MINOR MULTIPLE
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Duplex
- Attached to another structure: Yes
Condition
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Suburban, Water Sports
Location
- Region: Spring Valley
Financial & listing details
- Price per square foot: $388/sqft
- Tax assessed value: $1,231,001
- Date on market: 10/29/2026
- Cumulative days on market: 42 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$1,002,700
$953,000 - $1.05M
$4,434/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/29/2026 | Listed for sale | $999,999-13.8%$388/sqft |
Source: | ||
| 7/13/2022 | Sold | $1,160,000+25.4%$450/sqft |
Source: | ||
| 4/27/2022 | Pending sale | $925,000$359/sqft |
Source: | ||
| 4/22/2022 | Listed for sale | $925,000+54.2%$359/sqft |
Source: | ||
| 1/28/2022 | Sold | $600,000+76.5%$233/sqft |
Source: Public Record Report a problem | ||
| 5/11/2010 | Sold | $340,000+1.5%$132/sqft |
Source: Public Record Report a problem | ||
| 3/26/2010 | Listed for sale | $335,000+6.3%$130/sqft |
Source: David Rosas Realty #090056841 Report a problem | ||
| 7/28/2008 | Sold | $315,000-21.1%$122/sqft |
Source: Public Record Report a problem | ||
| 3/11/2008 | Listing removed | $399,000$155/sqft |
Source: NCI #H6001922 Report a problem | ||
| 2/16/2008 | Listed for sale | $399,000-16.6%$155/sqft |
Source: NCI #H6001922 Report a problem | ||
| 11/29/2007 | Sold | $478,350-30.7%$186/sqft |
Source: Public Record Report a problem | ||
| 3/29/2006 | Sold | $690,000+6.2%$268/sqft |
Source: Public Record Report a problem | ||
| 11/3/2005 | Sold | $650,000+15%$252/sqft |
Source: Public Record Report a problem | ||
| 6/27/2005 | Sold | $565,000+2368.5%$219/sqft |
Source: Public Record Report a problem | ||
| 4/28/1995 | Sold | $22,888$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $1,231,001 +2% |
| 2025 | $15,422 +3.4% | $1,206,864 +2% |
| 2024 | $14,910 +3.1% | $1,183,200 +2% |
| 2023 | $14,463 +150.5% | $1,160,000 +180.5% |
| 2022 | $5,773 -53.9% | $413,552 +2% |
| 2021 | $12,514 +2.3% | $405,444 +1% |
| 2020 | $12,235 +168.7% | $401,288 +2% |
| 2019 | $4,553 -62% | $393,421 +2% |
| 2018 | $11,975 +1.3% | $385,708 +2% |
| 2017 | $11,819 +140.9% | $378,146 +2% |
| 2016 | $4,906 +0.9% | $370,733 +1.5% |
| 2015 | $4,863 +1.8% | $365,165 +2% |
| 2014 | $4,778 | $358,013 +0.5% |
| 2013 | -- | $356,396 +2% |
| 2012 | -- | $349,409 +2% |
| 2011 | -- | $342,559 +22.3% |
| 2010 | -- | $280,000 -11.1% |
| 2009 | -- | $315,000 -47.5% |
| 2008 | -- | $600,000 -14.7% |
| 2007 | -- | $703,800 +8.3% |
| 2006 | -- | $650,000 +226.9% |
| 2005 | -- | $198,822 +2% |
| 2004 | -- | $194,924 +1.9% |
| 2003 | -- | $191,353 +2% |
| 2002 | -- | $187,602 +2% |
| 2001 | -- | $183,924 |
Find assessor info on the county website
Monthly payment
Est. payment






