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For sale
  • Listed by: Real Broker • Jonathan Fisher • jonathanfisher.realty@gmail.com
    $999,999

    3387 Central Ave, Spring Valley, CA 91977

    6beds
    2,576sqft
    : 
    $7,184/mo
    Get pre-qualified
    Duplex
    Built in 1960
    9,583 Square Feet Lot
    $1,002,700 Zestimate®
    $388/sqft
    $-- HOA

    What's special

    RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.
    42 days
    914
    74

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jonathan Fisher DRE #02002627 jonathanfisher.realty@gmail.com,

    Real Broker

    Source: CRMLS,MLS#: PTP2608058MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bathrooms: 4
      • Main level bedrooms: 6
      Rooms
      • Room types: Bedroom
      Bedroom
      • Features: All Bedrooms Up
      Cooling
      • Central Air
      Appliances
      • Laundry: Inside
      Features
      • All Bedrooms Up
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total interior livable area: 2,576 sqft
      Video & virtual tour

      Property

      Features
      • Levels: Multi/Split
      • Entry location: Front
      • Pool features: None
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 9,583 Square Feet
      • Features: 0-1 Unit/Acre
      Details
      • Parcel number: 5030901200
      • Zoning: R-2:MINOR MULTIPLE
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Duplex
      • Attached to another structure: Yes
      Condition
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Suburban, Water Sports
      Location
      • Region: Spring Valley

      Financial & listing details

      • Price per square foot: $388/sqft
      • Tax assessed value: $1,231,001
      • Date on market: 10/29/2026
      • Cumulative days on market: 42 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $1,002,700

        $953,000 - $1.05M

        $4,434/mo

        Price history

        DateEventPrice
        10/29/2026Listed for sale$999,999-13.8%$388/sqft
        Source: CRMLS #PTP2608058 Report a problem
        7/13/2022Sold$1,160,000+25.4%$450/sqft
        Source: SDMLS #220009576 Report a problem
        4/27/2022Pending sale$925,000$359/sqft
        Source: SDMLS #220009576 Report a problem
        4/22/2022Listed for sale$925,000+54.2%$359/sqft
        Source: SDMLS #220009576 Report a problem
        1/28/2022Sold$600,000+76.5%$233/sqft
        Source: Public Record Report a problem
        5/11/2010Sold$340,000+1.5%$132/sqft
        Source: Public Record Report a problem
        3/26/2010Listed for sale$335,000+6.3%$130/sqft
        Source: David Rosas Realty #090056841 Report a problem
        7/28/2008Sold$315,000-21.1%$122/sqft
        Source: Public Record Report a problem
        3/11/2008Listing removed$399,000$155/sqft
        Source: NCI #H6001922 Report a problem
        2/16/2008Listed for sale$399,000-16.6%$155/sqft
        Source: NCI #H6001922 Report a problem
        11/29/2007Sold$478,350-30.7%$186/sqft
        Source: Public Record Report a problem
        3/29/2006Sold$690,000+6.2%$268/sqft
        Source: Public Record Report a problem
        11/3/2005Sold$650,000+15%$252/sqft
        Source: Public Record Report a problem
        6/27/2005Sold$565,000+2368.5%$219/sqft
        Source: Public Record Report a problem
        4/28/1995Sold$22,888$9/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $1,231,001 +2%
        2025$15,422 +3.4%$1,206,864 +2%
        2024$14,910 +3.1%$1,183,200 +2%
        2023$14,463 +150.5%$1,160,000 +180.5%
        2022$5,773 -53.9%$413,552 +2%
        2021$12,514 +2.3%$405,444 +1%
        2020$12,235 +168.7%$401,288 +2%
        2019$4,553 -62%$393,421 +2%
        2018$11,975 +1.3%$385,708 +2%
        2017$11,819 +140.9%$378,146 +2%
        2016$4,906 +0.9%$370,733 +1.5%
        2015$4,863 +1.8%$365,165 +2%
        2014$4,778 $358,013 +0.5%
        2013-- $356,396 +2%
        2012-- $349,409 +2%
        2011-- $342,559 +22.3%
        2010-- $280,000 -11.1%
        2009-- $315,000 -47.5%
        2008-- $600,000 -14.7%
        2007-- $703,800 +8.3%
        2006-- $650,000 +226.9%
        2005-- $198,822 +2%
        2004-- $194,924 +1.9%
        2003-- $191,353 +2%
        2002-- $187,602 +2%
        2001-- $183,924
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 91977

        Getting around

        37 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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