3405 Spencer St, Charlotte, NC 28205
Home value
$505,200
$480,000 - $530,000
$3,040/mo
Owner options
$3,040/mo
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Zillow last checked:
Listing updated:
Monte Grandon Monte@GrandonRE.com,
ERA Live Moore
Andrea Berenfeld
Berkshire Hathaway HomeServices Elite Properties
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Third
Bathroom half
- Level: Main
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Washer/Dryer
- Laundry: Inside, Laundry Closet
Features
- Flooring: Carpet, Tile, Wood
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,412
- Total interior livable area: 1,879 sqft
- Finished area above ground: 1,879
- Finished area below ground: 0
Property
Parking
- Parking features: None
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Main
- Patio & porch: Balcony, Front Porch
Lot
- Size: 0.03 Acres
Details
- Parcel number: 09109885
- Zoning: MUDD-O
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Transitional
- Property subtype: Townhouse
Materials
- Brick Partial, Hardboard Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: Steel Gardens
HOA
- Has HOA: Yes
- HOA fee: $420 monthly
- HOA name: Red Rock Management
- HOA phone: 888-757-3376
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $269/sqft
- Tax assessed value: $435,800
- Annual tax amount: $3,506
- Date on market: 12/17/2025
- Cumulative days on market: 120 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/2/2026 | Sold | $505,000-1.8%$269/sqft |
Source: | ||
| 3/23/2026 | Pending sale | $514,000$274/sqft |
Source: | ||
| 2/12/2026 | Price change | $514,000-2.1%$274/sqft |
Source: | ||
| 12/17/2025 | Listed for sale | $525,000+1.4%$279/sqft |
Source: | ||
| 12/4/2025 | Listing removed | $518,000$276/sqft |
Source: | ||
| 11/18/2025 | Price change | $518,000-4.1%$276/sqft |
Source: | ||
| 10/22/2025 | Listed for sale | $540,000+74.2%$287/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/8/2015 | Sold | $310,000-4%$165/sqft |
Source: Public Record Report a problem | ||
| 3/24/2011 | Listing removed | $1,599$1/sqft |
Source: Owner Report a problem | ||
| 6/1/2010 | Price change | $1,599-9.8%$1/sqft |
Source: Owner Report a problem | ||
| 2/12/2010 | Listed for rent | $1,773$1/sqft |
Source: Owner Report a problem | ||
| 2/12/2010 | Listing removed | $322,900$172/sqft |
Source: Owner Report a problem | ||
| 11/13/2009 | Price change | $322,900-0.6%$172/sqft |
Source: Owner Report a problem | ||
| 6/26/2009 | Price change | $324,900-4.4%$173/sqft |
Source: Owner Report a problem | ||
| 6/1/2009 | Listed for sale | $339,900+3.5%$181/sqft |
Source: Owner Report a problem | ||
| 9/17/2007 | Sold | $328,500$175/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,506 +1.5% | $435,800 |
| 2024 | $3,453 +3.5% | $435,800 |
| 2023 | $3,336 +8.2% | $435,800 +42.2% |
| 2022 | $3,082 +0.4% | $306,400 |
| 2021 | $3,071 +0.2% | $306,400 |
| 2020 | $3,064 +0.5% | $306,400 |
| 2019 | $3,048 +20% | $306,400 +63% |
| 2018 | $2,540 +2.1% | $188,000 |
| 2017 | $2,487 | $188,000 |
| 2016 | $2,487 | $188,000 |
| 2015 | $2,487 +1.4% | $188,000 |
| 2014 | $2,454 | $188,000 -17.9% |
| 2013 | -- | $228,900 |
| 2012 | -- | $228,900 |
| 2011 | -- | $228,900 +35.6% |
| 2010 | -- | $168,800 -18.8% |
| 2009 | -- | $208,000 |
| 2008 | -- | -- |
Neighborhood: North Charlotte
Nearby homes
- $528,0003 bd3 ba2k sqft825 Herrin Ave, Charlotte, NC 28205Off Market
- $652,7003 bd3 ba1.9k sqft3504 Spencer, Charlotte, NC 28205Off Market

- $455,0003 bd2 ba1.5k sqft3409 Spencer St, Charlotte, NC 28205Sold

- $421,4002 bd2 ba1.6k sqft3413 Spencer St, Charlotte, NC 28205Off Market
- $720,0003 bd3 ba2.6k sqft821 Herrin Ave, Charlotte, NC 28205Sold
- $461,8003 bd1 ba1.7k sqft3417 Spencer St, Charlotte, NC 28205Off Market
- $424,6003 bd1 ba1.7k sqft3417 Spencer St, Charlotte, NC 28205Off Market
- $425,2002 bd2 ba1.6k sqft3421 Spencer St, Charlotte, NC 28205Off Market
Nearby schools
GreatSchools rating
- 4/10Villa Heights ElementaryGrades: K-5Distance: 1 mi
- 7/10Eastway MiddleGrades: 6-8Distance: 2.8 mi
- 1/10Garinger High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Villa Heights
- Middle: Eastway
- High: Garinger
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.