3409 Spencer St, Charlotte, NC 28205
Home value
$455,300
$423,000 - $487,000
$2,724/mo
Owner options
$2,724/mo
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$3,158/mo
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$3,158/mo
Est. payment
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Zillow last checked:
Listing updated:
Michael Murphy II mmurphy@dmahomes.com,
Dickens Mitchener & Associates Inc
Madeline Elliott
Soltera Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 154 Square Feet
- Dimensions: 11' 0" X 14' 0"
Bedroom s
- Level: Third
- Area: 252 Square Feet
- Dimensions: 18' 0" X 14' 0"
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
- Area: 120 Square Feet
- Dimensions: 10' 0" X 12' 0"
Kitchen
- Features: Kitchen Island, Open Floorplan
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13' 0" X 11' 0"
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
- Laundry: Laundry Room, Upper Level
Features
- Built-in Features, Kitchen Island, Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Has basement: No
- Fireplace features: Family Room
Interior area
- Total structure area: 1,255
- Total interior livable area: 1,593 sqft
- Finished area above ground: 1,593
- Finished area below ground: 0
Property
Parking
- Total spaces: 10
- Parking features: Parking Lot, Parking Space(s)
- Uncovered spaces: 10
- Details: Parking in front or back, no assigned spots.
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Main
- Patio & porch: Front Porch, Patio
- Exterior features: Rooftop Terrace
- Fencing: Back Yard,Wood
Lot
- Size: 0.03 Acres
Details
- Parcel number: 09109886
- Zoning: MUDD-O
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Brick Partial, Hardboard Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Fiber Optics
Community & HOA
Community
- Subdivision: Steel Gardens
HOA
- Has HOA: Yes
- HOA fee: $420 monthly
- HOA name: Steel Gardens Townhome Owner's Association
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $395,600
- Annual tax amount: $3,198
- Date on market: 3/19/2026
- Cumulative days on market: 32 days
- Listing terms: Cash,Conventional
- Road surface type: None, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Sold | $455,000-2.2%$286/sqft |
Source: | ||
| 3/19/2026 | Listed for sale | $465,000+5.7%$292/sqft |
Source: | ||
| 6/27/2023 | Sold | $440,000+10%$276/sqft |
Source: | ||
| 5/18/2023 | Listed for sale | $400,000+38.9%$251/sqft |
Source: | ||
| 9/10/2019 | Sold | $288,000-2.4%$181/sqft |
Source: | ||
| 7/31/2019 | Pending sale | $295,000$185/sqft |
Source: Allen Tate University #3529582 Report a problem | ||
| 7/19/2019 | Listed for sale | $295,000+22.9%$185/sqft |
Source: Allen Tate University #3529582 Report a problem | ||
| 1/3/2018 | Listing removed | $1,700$1/sqft |
Source: The Gold Group Sales and Rentals, LLC Report a problem | ||
| 11/28/2017 | Listed for rent | $1,700$1/sqft |
Source: The Gold Group Sales and Rentals, LLC Report a problem | ||
| 11/6/2015 | Sold | $240,000+39.5%$151/sqft |
Source: Public Record Report a problem | ||
| 3/8/2012 | Sold | $172,000$108/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,198 +1.6% | $395,600 |
| 2024 | $3,149 +3.6% | $395,600 |
| 2023 | $3,041 +11.8% | $395,600 +47.1% |
| 2022 | $2,720 +0.4% | $268,900 |
| 2021 | $2,709 +0.3% | $268,900 |
| 2020 | $2,702 +0.6% | $268,900 |
| 2019 | $2,686 +16.8% | $268,900 +58.5% |
| 2018 | $2,300 +2.2% | $169,700 |
| 2017 | $2,250 | $169,700 |
| 2016 | $2,250 | $169,700 |
| 2015 | $2,250 +1.4% | $169,700 |
| 2014 | $2,219 | $169,700 -18.1% |
| 2013 | -- | $207,200 0% |
| 2012 | -- | $207,300 |
| 2011 | -- | $207,300 +35.8% |
| 2010 | -- | $152,700 +9.9% |
| 2009 | -- | $139,000 |
| 2008 | -- | -- |
Neighborhood: North Charlotte
Nearby homes
- $421,4002 bd2 ba1.6k sqft3413 Spencer St, Charlotte, NC 28205Off Market
- $505,0003 bd3 ba1.8k sqft3405 Spencer St, Charlotte, NC 28205Sold

- $524,5003 bd3 ba2k sqft825 Herrin Ave, Charlotte, NC 28205Off Market
- $457,2003 bd1 ba1.7k sqft3417 Spencer St, Charlotte, NC 28205Off Market

- $425,4003 bd1 ba1.7k sqft3417 Spencer St, Charlotte, NC 28205Off Market
- $642,0003 bd3 ba1.9k sqft3504 Spencer, Charlotte, NC 28205Off Market
- $423,5002 bd2 ba1.6k sqft3421 Spencer St, Charlotte, NC 28205Off Market
- $720,0003 bd3 ba2.6k sqft821 Herrin Ave, Charlotte, NC 28205Sold
Nearby schools
GreatSchools rating
- 4/10Villa Heights ElementaryGrades: K-5Distance: 1 mi
- 7/10Eastway MiddleGrades: 6-8Distance: 2.8 mi
- 1/10Garinger High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Villa Heights
- Middle: Eastway
- High: Garinger
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.