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Lot/land
  • Price cut: $30K (8/27)
    $115,000

    3526 Cottage Cove Ln, Panama City Beach, FL 32408

    --beds
    --baths
    8,276Square Feet
    Unimproved Land
    Built in ----
    8,276 Square Feet Lot
    $-- Zestimate®
    $--/sqft
    $167/mo HOA

    What's special

    Beautiful viewsPeaceful atmosphere
    MAJOR PRICE REDUCTION -- NOW OFFERED AT $115,000! An exceptional opportunity to build in gated Sanctuary Beach at a price that deserves a second look. Located at 3526 Cottage Cove Lane, this spacious 0.19-acre homesite is one of the larger lots in the subdivision and backs directly to the dedicated green space of Dragon's Ridge, creating a beautiful natural backdrop with added privacy and a peaceful setting. Design and build a custom coastal home with room to incorporate the indoor and outdoor living spaces that fit your lifestyle. For buyers who may have difficulty envisioning the possibilities of a vacant homesite, preliminary house and floor plans are available upon request to help bring the potential of this property to life. Sanctuary Beach offers the privacy of a gated residential community while keeping you conveniently close to Panama City Beach's beautiful beaches, marinas, boating, dining, shopping, and entertainment. With its generous lot size, green-space setting, desirable location, and new price of just $115,000, this is an opportunity to secure your piece of Panama City Beach and start creating the home you've been envisioning.
    25 days
    |
    125
    |
    10
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    Zillow last checked:

    Listing updated:

    Listed by:

    Marcy L O'Donnell 848-220-5555,

    Luxe Coastal Realty Group LLC

    Source: CPAR,MLS#: 793485MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Property

      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 75 x 85
      Details
      • Parcel number: 31368104000

      Community & HOA

      Community
      • Subdivision: Sanctuary Beach
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • HOA fee: $500 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Tax assessed value: $90,079
      • Annual tax amount: $1,121
      • Date on market: 8/3/2026
      • Cumulative days on market: 24 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,592/mo

        Price history

        DateEventPrice
        8/27/2026Price change$115,000-20.7%
        Source: ECAOR #1009057 Report a problem
        8/3/2026Listed for sale$145,000+123.1%
        Source: CPAR #793485 Report a problem
        3/29/2019Sold$65,000
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,016 +6.6%$77,059 +10%
        2023$953 +26.4%$70,054 +10%
        2022$754 $63,685
        2021-- --
        2020$640 +24.4%$52,632 +51%
        2019$515 $34,848 +10%
        2018$515 +2.2%$31,680 +10%
        2017$504 +38.8%$28,800
        2016$363 -4.5%$28,800
        2015$380 $28,800
        2014$380 $28,800
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        8 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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