MAJOR PRICE REDUCTION -- NOW OFFERED AT $115,000! An exceptional opportunity to build in gated Sanctuary Beach at a price that deserves a second look. Located at 3526 Cottage Cove Lane, this spacious 0.19-acre homesite is one of the larger lots in the subdivision and backs directly to the dedicated green space of Dragon's Ridge, creating a beautiful natural backdrop with added privacy and a peaceful setting.
Design and build a custom coastal home with room to incorporate the indoor and outdoor living spaces that fit your lifestyle. For buyers who may have difficulty envisioning the possibilities of a vacant homesite, preliminary house and floor plans are available upon request to help bring the potential of this property to life.
Sanctuary Beach offers the privacy of a gated residential community while keeping you conveniently close to Panama City Beach's beautiful beaches, marinas, boating, dining, shopping, and entertainment.
With its generous lot size, green-space setting, desirable location, and new price of just $115,000, this is an opportunity to secure your piece of Panama City Beach and start creating the home you've been envisioning.
Lot/land
Price cut: $30K (8/27)
$115,000
3526 Cottage Cove Ln, Panama City Beach, FL 32408
--beds
--baths
8,276Square Feet
Unimproved Land
Built in ----
8,276 Square Feet Lot
$-- Zestimate®
$--/sqft
$167/mo HOA
What's special
Beautiful viewsPeaceful atmosphere
- 26 days
- 127
- 10
Zillow last checked:
Listing updated:
Listed by:
Marcy L O'Donnell 848-220-5555,
Luxe Coastal Realty Group LLC
Source: CPAR,MLS#: 793485
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Property
Lot
- Size: 8,276 Square Feet
- Dimensions: 75 x 85
Details
- Parcel number: 31368104000
Community & HOA
Community
- Subdivision: Sanctuary Beach
HOA
- Has HOA: Yes
- Amenities included: Gated
- HOA fee: $500 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Tax assessed value: $90,079
- Annual tax amount: $1,121
- Date on market: 8/3/2026
- Cumulative days on market: 25 days
Estimated market value
Not available
Estimated sales range
Not available
$2,592/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $115,000-20.7% |
Source: | ||
| 8/3/2026 | Listed for sale | $145,000+123.1% |
Source: | ||
| 3/29/2019 | Sold | $65,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,016 +6.6% | $77,059 +10% |
| 2023 | $953 +26.4% | $70,054 +10% |
| 2022 | $754 | $63,685 |
| 2021 | -- | -- |
| 2020 | $640 +24.4% | $52,632 +51% |
| 2019 | $515 | $34,848 +10% |
| 2018 | $515 +2.2% | $31,680 +10% |
| 2017 | $504 +38.8% | $28,800 |
| 2016 | $363 -4.5% | $28,800 |
| 2015 | $380 | $28,800 |
| 2014 | $380 | $28,800 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








