For sale

$195,000

38 Ballard Street, Smallwood, NY 12778

3beds

1,376sqft

Single Family Residence, Residential

Built in 1940

0.26 Acres Lot

$227,300 Zestimate^®

$142/sqft

$-- HOA

What's special

Lovely cottagePrivate backyardView on the greenbeltDog parkFull basementFull attic

Do not miss this lovely cottage with the full basement, full attic with 3 bedrooms, 1 baths. Selling As is. Fabulous location at the dead end street with private backyard and view on the greenbelt, shed. Great for vacation or year round. Smallwood Mountain Lake community, best kept secret in Sullivan county with the lake, park, dog park. Close proximity to the motor boat lakes, dining and entertainment like Bethel Woods the original Woodstock music festival and more.

20 hours
142
12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Heating

Electric

Cooling

ENERGY STAR Qualified Equipment

Appliances

Included: Range, Refrigerator

Features

First Floor Bedroom
Flooring: Combination
Basement: Full
Attic: Full
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 1,376
Total interior livable area: 1,376 sqft

Property

Parking

Total spaces: 4
Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: One
Patio & porch: Deck
Exterior features: Other

Lot

Size: 0.26 Acres
Dimensions: 75 x 150
Features: Back Yard, Cleared

Details

Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence, Residential

Materials

Frame
Foundation: Concrete Perimeter

Condition

Actual,Fixer
Year built: 1940
Major remodel year: 1940

Utilities & green energy

Sewer: Cesspool
Water: Well
Utilities for property: Cable Available, Electricity Connected, Phone Available

Community & HOA

Community

Features: Park, Playground, Pool, Tennis Court(s)
Subdivision: Smallwood

HOA

Has HOA: No

Location

Region: Smallwood

Financial & listing details

Price per square foot: $142/sqft
Annual tax amount: $1,900
Date on market: 10/17/2026
Cumulative days on market: 1 day
Listing agreement: Exclusive Right To Sell
Electric utility on property: Yes

Estimated market value

$227,300

$216,000 - $239,000

$1,929/mo

Price history

Date	Event	Price
10/17/2026	Listed for sale	$195,000+8.3%$142/sqft
Source: OneKey® MLS as distributed by MLS GRID #1046824 Report a problem
7/20/2026	Listing removed	--
Source: Owner Report a problem
7/15/2026	Price change	$179,9990%$131/sqft
Source: Owner Report a problem
7/4/2026	Price change	$180,000-12.2%$131/sqft
Source: Owner Report a problem
6/2/2026	Listed for sale	$205,000$149/sqft
Source: Owner Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 12778

Getting around

3 / 100

Car-Dependent

15 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Kenneth L Rutherford School
Grades: 3-5Distance: 6.4 mi
2/10
Robert J Kaiser Middle School
Grades: 6-8Distance: 6.3 mi
3/10
Monticello High School
Grades: 9-12Distance: 6.2 mi

Schools provided by the listing agent

Elementary: George L Cooke School
Middle: Robert J Kaiser Middle School
High: Monticello High School

Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.