Property is under contract with contingencies and a kick-out clause. Seller will consider backup offers. Lakefront home on the prestigious Chain of Lakes, directly on Lake Eloise, set on 1.87 acres. This three-story estate offers 6 bedrooms, 5.5 bathrooms, and a private in-law suite on the lower level, providing exceptional privacy, generous scale, and a setting designed to embrace the lake. The primary suite is thoughtfully positioned to capture sweeping lake views and serves as a true retreat, featuring a large walk-in closet and a spa-style bath with oversized shower and jacuzzi tub. Additional living spaces flow effortlessly, anchored by a chef’s kitchen with granite countertops, cherry cabinetry, and double ovens, opening to both formal and casual gathering areas ideal for entertaining. Designed for elevated living and hosting, the home includes a private movie room for a true theater experience and a spacious game and gathering room located just off the pool, creating a seamless indoor-outdoor connection. Outdoor living is a focal point of the property, highlighted by a large infinity pool within a screened enclosure overlooking the lake—an ideal setting for entertaining, relaxing, and enjoying sunset views. A private boat dock extends the lakefront lifestyle. Additional highlights include a grand circular driveway, mature shade trees, a four-car garage with space for recreational vehicles, a whole-home Generac system, and low HOA.
Sold for $1,600,000
$1,600,000
3826 GAINES COURT, WINTER HAVEN, FL 33884
6beds
5,400sqft
Single Family Residence
Built in 1989
1.86 Acres Lot
$1,593,700 Zestimate®
$296/sqft
$6,228 Estimated rent
Home value
$1,593,700
$1.48M - $1.71M
$6,228/mo
Zestimate® history
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List your homeWhat's special
Mature shade treesDirectly on lake eloiseDouble ovensGrand circular drivewayLarge walk-in closetCherry cabinetry
Zillow last checked:
Listing updated:
Listed by:
Daniela Zoppe 407-808-7350,
KELLER WILLIAMS REALTY SMART 1 863-508-3000
Bought with:
Dee Newell, 3521609
S & D REAL ESTATE SERVICE LLC
Source: Stellar MLS,MLS#: P4937567
Originating MLS: East Polk
Originating MLS: East Polk
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 448 Square Feet
- Dimensions: 28x16
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 4
- Features: Built-in Closet
- Level: Second
- Area: 168 Square Feet
- Dimensions: 12x14
Bedroom 5
- Features: Walk-In Closet(s)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 11x14
Dining room
- Level: First
- Area: 224 Square Feet
- Dimensions: 14x16
Family room
- Level: Second
- Area: 336 Square Feet
- Dimensions: 16x21
Kitchen
- Level: First
- Area: 225 Square Feet
- Dimensions: 15x15
Living room
- Level: First
- Area: 546 Square Feet
- Dimensions: 21x26
Office
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Other
- Level: First
- Area: 312 Square Feet
- Dimensions: 26x12
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator
- Laundry: Laundry Chute, Laundry Room
Features
- Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Flooring: Bamboo, Ceramic Tile, Hardwood
- Has fireplace: Yes
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 7,395
- Total interior livable area: 5,400 sqft
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Garage Door Opener, Golf Cart Parking
- Attached garage spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Patio, Screened
- Exterior features: Irrigation System, Private Mailbox
- Has private pool: Yes
- Pool features: In Ground, Lighting, Salt Water
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake - Chain of Lakes, Boat Ramp - Private
- Body of water: LAKE ELOISE
Lot
- Size: 1.86 Acres
- Dimensions: 230 x 522
Details
- Parcel number: 262909687010000171
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: GAINES COVE
HOA
- Has HOA: Yes
- HOA fee: $44 monthly
- HOA name: Gaines cove Hoa
Location
- Region: Winter Haven
Financial & listing details
- Price per square foot: $296/sqft
- Tax assessed value: $1,225,530
- Annual tax amount: $14,470
- Date on market: 1/31/2026
- Cumulative days on market: 327 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Sold | $1,600,000-10.1%$296/sqft |
Source:  Stellar MLS #P4937567 Report a problem | ||
| 4/3/2026 | Pending sale | $1,779,900$330/sqft |
Source: Stellar MLS #P4937567 Report a problem | ||
| 3/5/2026 | Price change | $1,779,900-1.1%$330/sqft |
Source: Stellar MLS #P4937567 Report a problem | ||
| 1/31/2026 | Listed for sale | $1,799,999-3.2%$333/sqft |
Source: Stellar MLS #P4937567 Report a problem | ||
| 1/1/2026 | Listing removed | $1,859,999$344/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 12/1/2025 | Price change | $1,859,999-5.1%$344/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 10/20/2025 | Price change | $1,959,999-2%$363/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 9/16/2025 | Price change | $1,999,7900%$370/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 7/16/2025 | Price change | $1,999,990-16.7%$370/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 6/11/2025 | Price change | $2,399,999-7.7%$444/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 5/6/2025 | Price change | $2,599,999-8.8%$481/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 4/10/2025 | Listed for sale | $2,850,000+159.1%$528/sqft |
Source: Stellar MLS #P4934458 Report a problem | ||
| 9/1/2021 | Sold | $1,100,000-12%$204/sqft |
Source: Public Record Report a problem | ||
| 1/19/2021 | Listing removed | -- |
Source: Stellar MLS Report a problem | ||
| 3/4/2019 | Price change | $1,250,000-3.8%$231/sqft |
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem | ||
| 5/25/2018 | Price change | $1,299,000-7.2%$241/sqft |
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem | ||
| 11/15/2017 | Price change | $1,400,000-12.5%$259/sqft |
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem | ||
| 5/16/2017 | Listed for sale | $1,600,000+86%$296/sqft |
Source: BROKERS REALTY OF CENTRAL FLOR #P4715625 Report a problem | ||
| 4/29/2008 | Sold | $860,000$159/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,666 +2.7% | $1,071,490 +2.9% |
| 2024 | $13,308 +1.6% | $1,041,293 +3% |
| 2023 | $13,097 +1.6% | $1,010,964 +3% |
| 2022 | $12,894 +25.8% | $981,518 +29.5% |
| 2021 | $10,247 +0.6% | $758,164 +1.4% |
| 2020 | $10,184 -0.6% | $747,696 +2.3% |
| 2019 | $10,241 -4.2% | $730,886 +1.9% |
| 2018 | $10,686 +0.9% | $717,258 +2.1% |
| 2017 | $10,592 +7% | $702,505 +2.1% |
| 2016 | $9,903 -1.7% | $688,056 +0.7% |
| 2015 | $10,073 +1.1% | $683,273 +0.8% |
| 2014 | $9,966 -1.2% | $677,850 +1.5% |
| 2013 | $10,087 +2.7% | $667,833 +1.7% |
| 2012 | $9,823 +2.1% | $656,670 +3% |
| 2011 | $9,619 +17.2% | $637,544 +17.8% |
| 2010 | $8,208 -3.6% | $541,204 +1.7% |
| 2009 | $8,517 -37.8% | $532,213 -37.7% |
| 2008 | $13,693 | $853,821 |
| 2007 | -- | -- |
| 2006 | $7,456 | -- |
| 2005 | -- | -- |
| 2004 | $6,630 -0.5% | -- |
| 2003 | $6,665 +2.6% | $416,158 +4.9% |
| 2002 | $6,493 +1.7% | $396,879 +1.6% |
| 2001 | $6,384 | $390,629 |
Find assessor info on the county website
Neighborhood: 33884
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Nearby schools
GreatSchools rating
- 3/10Pinewood Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 3/10Denison Middle SchoolGrades: 6-8Distance: 3 mi
- 2/10Lake Region High SchoolGrades: 9-12Distance: 2.1 mi
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Estimated market value
$1,593,700
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Estimated market value
$1,593,700
- Florida
- Polk County
- Winter Haven
- 33884
- 3826 GAINES COURT
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