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  • Listed by: Windermere RE Whatcom, Inc. • Paulina Antczak
    Price cut: $24K (7/10)
    $675,000

    3838 Cindy Lane, Bellingham, WA 98226

    3beds
    1,908sqft
    : 
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    Single Family Residence
    Built in 1982
    0.27 Acres Lot
    $661,400 Zestimate®
    $354/sqft
    $-- HOA

    What's special

    Powder bathLarge rec roomSpacious two car garageUpgraded lightingUpgraded exterior sidingRedone front entryNewer appliances
    A quiet dead-end street close to Barkley Village, Lake Whatcom, & the trails, & the home itself delivers too.The main level is laid out the way you actually want to live, living room into dining room & out to a newer Trex deck that opens to the backyard. Flat, private, & a blank slate ready for whatever you want to do with it, garden beds, a firepit, you name it. The kitchen is spacious & well appointed, with Corian counters, updated cabinetry, new flooring, & newer appliances, with plenty of room to actually cook & move around in. Three bedrooms are tucked on the far end of the home, away from the main living areas. The primary has its own bathroom with an upgraded vanity & flooring, & the hall bath has been thoughtfully updated to match. New carpet, fresh interior paint, upgraded lighting, updated trim & doors throughout, & a redone front entry round out a home that has clearly been well looked after. Downstairs you'll find a large rec room that works as a gym, playroom, home office, or just extra space, plus a dedicated laundry area & powder bath. A spacious two car garage rounds out the package. Newer roof & upgraded exterior siding mean the expensive items are already handled. This is the kind of home that is easy to say yes to.
    65 days
    |
    1,122
    |
    70
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Paulina Antczak,

    Windermere RE Whatcom, Inc.

    Source: NWMLS as distributed by MLS GRID,MLS#: 2520915MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom three quarter
      • Level: Main
      Other
      • Level: Lower
      Dining room
      • Level: Main
      Entry hall
      • Level: Split
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Rec room
      • Level: Lower
      Utility room
      • Level: Lower
      Heating
      • Forced Air, Electric, Natural Gas
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s), Water Heater: Gas, Water Heater Location: Garage
      Features
      • Bath Off Primary, Dining Room
      • Flooring: Ceramic Tile, Vinyl, Carpet
      • Windows: Dbl Pane/Storm Window
      • Basement: Daylight,Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,908
      • Total interior livable area: 1,908 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Off Street
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Levels: Multi/Split
      • Entry location: Split
      • Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Vaulted Ceiling(s), Water Heater
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 0.27 Acres
      • Dimensions: 95' x 115' x 96' x 130'
      • Features: Dead End Street, Paved, Cable TV, Deck, Fenced-Partially, Gas Available, High Speed Internet, Patio
      • Topography: Level,Partial Slope
      • Residential vegetation: Garden Space
      Details
      • Parcel number: 3803153571830000
      • Zoning: UR3
      • Zoning description: Jurisdiction: County
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Entry
      • Property subtype: Single Family Residence
      Materials
      • Cement/Concrete, Wood Products
      • Foundation: Poured Concrete
      • Roof: Composition
      Condition
      • Year built: 1982

      Utilities & green energy

      • Electric: Company: PSE
      • Sewer: Sewer Connected, Company: City of Bellingham
      • Water: Public, Company: Water District 7
      • Utilities for property: Xfinity, Xfinity

      Community & HOA

      Community
      • Subdivision: Bellingham
      Location
      • Region: Bellingham

      Financial & listing details

      • Price per square foot: $354/sqft
      • Tax assessed value: $604,417
      • Annual tax amount: $5,944
      • Date on market: 5/12/2026
      • Cumulative days on market: 67 days
      • Listing terms: Conventional,FHA,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        $661,400

        $628,000 - $694,000

        $3,204/mo

        Price history

        DateEventPrice
        7/10/2026Price change$675,000-3.4%$354/sqft
        Source: NWMLS as distributed by MLS GRID #2520915 Report a problem
        5/13/2026Listed for sale$699,000+468.3%$366/sqft
        Source: NWMLS as distributed by MLS GRID #2520915 Report a problem
        8/26/1991Sold$123,000$64/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,581 +2.2%$604,417 -4.2%
        2023$5,461 +15.1%$631,001 +23%
        2022$4,746 +8.9%$513,009 +21%
        2021$4,360 +5.3%$423,974 +12.1%
        2020$4,142 $378,053 +7%
        2019$4,142 +4.3%$353,236 +11.5%
        2018$3,971 +14.5%$316,831 +13%
        2017$3,469 -3.5%$280,335 +10%
        2016$3,597 +24.3%$254,793 +5%
        2015$2,893 $242,700 -4.3%
        2014$2,893 -6.9%$253,520 +4.4%
        2013$3,108 $242,867
        2012-- $242,867
        2011-- $242,867
        2010-- $242,867 -0.3%
        2009$2,138 -6.2%$243,660 +10%
        2008$2,279 $221,470
        2007$2,279 +34.4%$221,470
        2005$1,695 $221,470 +71%
        2004$1,695 -3.5%$129,520
        2003$1,757 +1.9%$129,520
        2002$1,724 +0.1%$129,520
        2001$1,722 $129,520 +9.8%
        2000-- $117,945
        1999-- $117,945
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 98226

        Getting around

        9 / 100
        Car-Dependent
        18 / 100
        Minimal Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northern Heights Ele
        • Middle: Shuksan Mid
        • High: Squalicum High

        Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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