For sale

$699,000

3890 N Timucua Point, Crystal River, FL 34428

2beds

1,720sqft

$4,581/mo

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Single Family Residence

Built in 1985

9,147 Square Feet Lot

$-- Zestimate^®

$406/sqft

$-- HOA

What's special

Cozy fireplaceBreakfast barHigh ceilingsScreened-in in-ground heated poolFlorida roomWaterfront homeBright open layout

Welcome to your own slice of Crystal River paradise! This 2 bed, 2 bath waterfront home is move-in ready and packed with features that make Florida living easy. Inside, you’ll find a bright, open layout with high ceilings, skylights, and a cozy fireplace. The kitchen has a breakfast bar and opens right up to the living and dining areas — great for entertaining or just relaxing. There's also a Florida room for year-round enjoyment. Step outside and enjoy the screened-in, in-ground heated pool, the shaded patio, and your own firepit. The backyard backs up to a deep canal with a seawall, dock, and 10,000 lb boat lift — perfect for heading out to the river, springs, or Gulf. Located in the quiet Indian Waters neighborhood, you’re just minutes from downtown Crystal River, Kings Bay, Three Sisters Springs, and all the kayaking, boating, and manatee-watching you could want.

330 days

143

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Heat Pump

Cooling

Central Air, Electric

Appliances

Included: Electric Oven, Electric Range, Refrigerator

Features

Flooring: Carpet, Tile

Interior area

Total structure area: 2,230
Total interior livable area: 1,720 sqft

Property

Parking

Total spaces: 2
Parking features: Attached, Concrete, Driveway, Garage
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Stories: 1
Exterior features: Concrete Driveway
Pool features: In Ground, Pool
On waterfront: Yes
Waterfront features: Canal Access, Waterfront
Frontage type: Canal

Lot

Size: 9,147 Square Feet
Features: Rectangular

Details

Parcel number: 1063540
Zoning: CLR
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Stucco
Foundation: Block, Slab
Roof: Asphalt,Shingle

Condition

New construction: No
Year built: 1985

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Indian Waters

HOA

Has HOA: No

Location

Region: Crystal River

Financial & listing details

Price per square foot: $406/sqft
Tax assessed value: $422,427
Annual tax amount: $3,137
Date on market: 9/25/2025
Cumulative days on market: 331 days
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/25/2025	Listed for sale	$699,000-26.3%$406/sqft
Source: Realtors Association of Citrus County #848479 Report a problem
7/25/2025	Listing removed	$949,000$552/sqft
Source: Realtors Association of Citrus County #837466 Report a problem
3/6/2025	Price change	$949,000-24.1%$552/sqft
Source: Realtors Association of Citrus County #837466 Report a problem
9/13/2024	Listed for sale	$1,250,000+384.5%$727/sqft
Source: Realtors Association of Citrus County #837466 Report a problem
7/23/2019	Sold	$258,000-10.4%$150/sqft
Source: Realtors Association of Citrus County #782060 Report a problem
5/28/2019	Pending sale	$287,900$167/sqft
Source: ERA Suncoast Realty #782060 Report a problem
5/11/2019	Listed for sale	$287,900$167/sqft
Source: ERA Suncoast Realty #782060 Report a problem
4/30/2019	Pending sale	$287,900$167/sqft
Source: ERA Suncoast Realty #782060 Report a problem
4/29/2019	Listed for sale	$287,900+26.5%$167/sqft
Source: ERA Suncoast Realty - CR #782060 Report a problem
8/23/2004	Sold	$227,500$132/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,281 +4.6%	$248,463 +2.9%
2024	$3,138 +2.5%	$241,461 +3%
2023	$3,063 +8.5%	$234,428 +4.3%
2022	$2,824 +4.2%	$224,755 +3%
2021	$2,710 +3.1%	$218,209 +2.2%
2020	$2,629 -17.6%	$213,539 +2%
2019	$3,192 +8.2%	$209,406 +10%
2018	$2,950	$190,369 +6.5%
2017	$2,950 +4%	$178,820 +5.1%
2016	$2,837 +1.1%	$170,130 -3.1%
2015	$2,807 -5.3%	$175,654 +6.2%
2014	$2,964 -4%	$165,440 -6.6%
2013	$3,087 +4.4%	$177,130 -4.9%
2012	$2,956 -1.7%	$186,241 -1.3%
2011	$3,007 -11.4%	$188,740 -13.5%
2010	$3,395 -9.6%	$218,109 -5.4%
2009	$3,755 -19.5%	$230,444 -20.1%
2008	$4,667 -8.4%	$288,592 -10.8%
2007	$5,094 -8.3%	$323,600 -4.8%
2006	$5,557 +37.1%	$339,800 +51.4%
2005	$4,053 +195.8%	$224,400 +130.9%
2004	$1,370 +5.8%	$97,200 +1.9%
2003	$1,295 +3.6%	$95,400 +2.4%
2002	$1,250 +4.9%	$93,200 +4.5%
2000	$1,192	$89,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 34428

Getting around

1 / 100

Car-Dependent

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Crystal River Primary School
Grades: PK-5Distance: 3.1 mi
4/10
Crystal River Middle School
Grades: 6-8Distance: 2.6 mi
4/10
Crystal River High School
Grades: PK,9-12Distance: 2.9 mi

Schools provided by the listing agent

Elementary: Crystal River Primary
Middle: Crystal River Middle
High: Crystal River High

Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.