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Under contract
    • Price cut: $10K (6/22)
    $688,500

    3909 Saddle Crk, Denison, TX 75020

    4beds
    3,017sqft
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    Single Family Residence
    Built in 2019
    0.58 Acres Lot
    $675,900 Zestimate®
    $228/sqft
    $100/mo HOA

    What's special

    Gas fireplaceUpscale finishesWrought iron fenceLuxury lvp flooringLow-maintenance finishesQuartz countertopsTop-of-the-line stainless steel appliances
    This stunning custom-built one-story home offers luxury, space, and thoughtful design throughout its 4 bedrooms, 2.5 bathrooms, and 3,017 square feet of living space, with an impressive 4,733 square feet under roof. ADA Handicap Accessible throughout the Home. Situated on a large corner lot, the property features a wrought iron fence and privacy trees along the rear, creating a private and inviting setting. Designed for both comfort and entertaining, the home boasts a massive covered back porch and an oversized front porch, perfect for gatherings or quiet evenings outdoors. Inside, upscale finishes abound, including solid custom wood cabinetry, quartz countertops, luxury LVP flooring, and top-of-the-line stainless steel appliances. The open-concept living area features a gas fireplace and flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining. All bedrooms are generously sized and include walk-in closets for ample storage. The oversized 1,261-square-foot, 4-car garage offers exceptional functionality and includes a walk-in cedar closet. The primary suite is a true retreat, featuring room for a sitting area, a spa-like bathroom, and a walk-through closet that connects directly to an over-the-top utility room. This property also presents an excellent opportunity as a high-end rental investment or the perfect retirement home. The single-story layout, spacious rooms, low-maintenance finishes, and convenient location make it ideal for those seeking comfort, accessibility, and long-term livability. Whether you're looking for a luxury family residence, an income-producing property, or a place to enjoy retirement, this home offers unmatched versatility. With too many custom upgrades to list, this one-of-a-kind home seamlessly blends luxury, functionality, and timeless craftsmanship. Conveniently located near highways, hospitals, shopping, and schools, this property offers refined living in a prime location.
    187 days
    |
    313
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Samuel Holloway 0658270,

    RangePoint Realty, LLC 903-821-3200,

    Thomas Moore 0499924 903-821-1232,

    RangePoint Realty, LLC

    Source: NTREIS,MLS#: 21150727

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Closet Cabinetry, Dual Sinks, Double Vanity, En Suite Bathroom, Hollywood Bath, Linen Closet, Sitting Area in Primary, Separate Shower, Walk-In Closet(s)
      • Level: First
      • Dimensions: 21 x 15
      Bedroom
      • Features: Split Bedrooms, Walk-In Closet(s)
      • Level: First
      • Dimensions: 13 x 11
      Bedroom
      • Features: Closet Cabinetry, Split Bedrooms, Walk-In Closet(s)
      • Level: First
      • Dimensions: 17 x 14
      Bedroom
      • Features: Closet Cabinetry, Split Bedrooms, Walk-In Closet(s)
      • Level: First
      • Dimensions: 13 x 10
      Bedroom
      • Features: Closet Cabinetry, Split Bedrooms, Walk-In Closet(s)
      • Level: First
      • Dimensions: 17 x 11
      Primary bathroom
      • Features: Built-in Features, Dual Sinks, Double Vanity, Stone Counters, Separate Shower
      • Level: First
      • Dimensions: 0 x 0
      Breakfast room nook
      • Features: Breakfast Bar, Eat-in Kitchen, Granite Counters, Kitchen Island
      • Level: First
      • Dimensions: 0 x 0
      Dining room
      • Level: First
      • Dimensions: 16 x 9
      Other
      • Features: Built-in Features, Linen Closet, Multiple Shower Heads, Stone Counters
      • Level: First
      • Dimensions: 21 x 14
      Half bath
      • Features: Granite Counters
      • Level: First
      • Dimensions: 0 x 0
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Eat-in Kitchen, Kitchen Island, Pantry, Stone Counters, Walk-In Pantry
      • Level: First
      • Dimensions: 0 x 0
      Living room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 24 x 17
      Utility room
      • Features: Built-in Features, Linen Closet, Pantry, Utility Sink
      • Level: First
      • Dimensions: 17 x 11
      Heating
      • Central, Fireplace(s), Natural Gas, Zoned
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Zoned
      Appliances
      • Included: Some Gas Appliances, Convection Oven, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Microwave, Plumbed For Gas, Refrigerator, Some Commercial Grade, Tankless Water Heater, Vented Exhaust Fan
      • Laundry: Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Cedar Closet(s), Chandelier, Cathedral Ceiling(s), Dry Bar, Decorative/Designer Lighting Fixtures, Double Vanity, Eat-in Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Cable TV, Wired for Data, Walk-In Closet(s), Wired for Sound
      • Flooring: Ceramic Tile, Luxury Vinyl Plank
      • Windows: Shutters, Window Coverings
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Blower Fan, Gas Log, Living Room
      Interior area
      • Total interior livable area: 3,017 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Additional Parking, Concrete, Door-Multi, Direct Access, Driveway, Epoxy Flooring, Enclosed, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, Oversized, Garage Faces Side, Secured
      • Attached garage spaces: 4
      Accessibility
      • Accessibility features: Accessible Full Bath, Accessible Bedroom, Grip-Accessible Features, Accessible Kitchen, Accessible Doors, Accessible Entrance
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Front Porch, Other, Covered
      • Exterior features: Lighting, Outdoor Living Area, Rain Gutters
      • Pool features: None
      • Fencing: Wrought Iron
      Lot
      • Size: 0.58 Acres
      • Features: Back Yard, Corner Lot, Lawn, Landscaped, Subdivision, Sprinkler System
      Details
      • Parcel number: 381157

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
      Green energy
      • Energy efficient items: Appliances, Construction, Doors, HVAC, Insulation, Roof, Thermostat, Water Heater, Windows
      • Water conservation: Efficient Hot Water Distribution, Low-Flow Fixtures, Water-Smart Landscaping

      Community & HOA

      Community
      • Features: Trails/Paths, Curbs, Sidewalks
      • Security: Security System Owned, Security System, Carbon Monoxide Detector(s), Other, Smoke Detector(s), Security Lights
      • Subdivision: Saddle Creek Add Ph One
      HOA
      • Has HOA: Yes
      • Services included: Association Management
      • HOA fee: $600 semi-annually
      • HOA name: Saddle Creek Assoc
      • HOA phone: 214-778-0553
      Location
      • Region: Denison

      Financial & listing details

      • Price per square foot: $228/sqft
      • Tax assessed value: $618,056
      • Annual tax amount: $14,059
      • Date on market: 1/12/2026
      • Cumulative days on market: 188 days
      • Listing terms: Cash,Conventional,1031 Exchange,VA Loan
      • Exclusions: Sauna

        Estimated market value

        $675,900

        $642,000 - $710,000

        $3,139/mo

        Price history

        DateEventPrice
        7/12/2026Contingent$688,500$228/sqft
        Source: NTREIS #21150727 Report a problem
        6/22/2026Price change$688,500-1.4%$228/sqft
        Source: NTREIS #21150727 Report a problem
        6/15/2026Price change$698,500-0.1%$232/sqft
        Source: NTREIS #21150727 Report a problem
        6/8/2026Listed for sale$699,500-6.7%$232/sqft
        Source: NTREIS #21150727 Report a problem
        6/2/2026Contingent$749,900$249/sqft
        Source: NTREIS #21150727 Report a problem
        6/1/2026Price change$749,900-6.1%$249/sqft
        Source: NTREIS #21150727 Report a problem
        5/21/2026Price change$798,900-0.1%$265/sqft
        Source: NTREIS #21150727 Report a problem
        1/12/2026Listed for sale$799,900-36.8%$265/sqft
        Source: NTREIS #21150727 Report a problem
        9/13/2025Listing removed$1,265,000$419/sqft
        Source: NTREIS #20836518 Report a problem
        8/25/2025Price change$1,265,000+26.6%$419/sqft
        Source: NTREIS #20836518 Report a problem
        7/8/2025Price change$999,500+11.1%$331/sqft
        Source: NTREIS #20836518 Report a problem
        5/31/2025Price change$899,500-9.1%$298/sqft
        Source: NTREIS #20836518 Report a problem
        3/12/2025Listed for sale$990,000-11.6%$328/sqft
        Source: NTREIS #20836518 Report a problem
        2/6/2025Listing removed$1,120,000$371/sqft
        Source: NTREIS #20697941 Report a problem
        11/29/2024Price change$1,120,000-8.2%$371/sqft
        Source: NTREIS #20697941 Report a problem
        11/21/2024Price change$1,220,000-0.4%$404/sqft
        Source: NTREIS #20697941 Report a problem
        9/30/2024Listed for sale$1,225,000$406/sqft
        Source: NTREIS #20697941 Report a problem
        9/21/2024Listing removed$1,225,000$406/sqft
        Source: NTREIS #20697941 Report a problem
        8/9/2024Listed for sale$1,225,000$406/sqft
        Source: NTREIS #20697941 Report a problem
        8/8/2024Listing removed--
        Source: NTREIS #20441441 Report a problem
        8/2/2024Price change$1,225,000+2.5%$406/sqft
        Source: NTREIS #20441441 Report a problem
        5/31/2024Price change$1,195,000-6.3%$396/sqft
        Source: NTREIS #20441441 Report a problem
        4/15/2024Price change$1,275,000+34.2%$423/sqft
        Source: NTREIS #20441441 Report a problem
        2/28/2024Price change$950,000-15.6%$315/sqft
        Source: NTREIS #20441441 Report a problem
        2/24/2024Listed for sale$1,125,000$373/sqft
        Source: NTREIS #20441441 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,308 -14.1%$606,471 +10%
        2024$7,347 -0.1%$551,337 +10%
        2023$7,356 -18%$501,215 +10%
        2022$8,968 $455,650 +10%
        2021-- $414,227 +118.2%
        2020-- $189,849 +458.1%
        2019$897 $34,018
        2018-- $34,018
        2017-- $34,018
        2016-- $34,018
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 75020

        Getting around

        3 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hyde Park
        • Middle: Henry Scott,Mcdaniel
        • High: Denison
        • District: Denison ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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